8 Best Banks in Wyoming for Your Financial Needs

1. Chase

$400 is more than most Wyomingites spend on groceries in a month. That’s exactly what you leave on the table by sticking with the same checking account you opened years ago. Chase pays new customers $400 just to open a Total Checking® account and set up direct deposit. The bonus lands within 15 days of qualifying. Most working Wyomingites qualify on the first try.

The requirement is straightforward: open a new Total Checking® account and have $1,000+ in qualifying direct deposits within 90 days of enrollment. The $15 monthly fee drops to $0 in any statement period you receive $500 or more in qualifying electronic deposits, so the account is effectively free.

Wyoming has long stretches between towns, and Chase has the largest free ATM network in the country. 14,000+ free Chase ATMs and 5,000+ branches nationwide, so your debit card works for free whenever you cross into Montana, Colorado, Utah, or Idaho. Zelle is built in. The mobile app is top-rated. And you can link a Chase savings account or credit card later, all under one login.

If you want the biggest checking bonus on the market and a national bank that actually follows you across Wyoming and beyond, claim your $400 with Chase here.

2. Current

Wyoming winters punish your wallet. Heating bills run hard from October through May, energy workers in Gillette and ranchers in the Bighorn Basin don’t always get a paycheck on the same day each week, and one busted truck transmission on I-80 can wipe out a paycheck before it lands. If you’re paycheck-to-paycheck like most Wyomingites, that gap between deposits is exactly when the costly stuff happens.

Current closes that gap. Set up $1,500 or more in direct deposits using code WELCOME75 and you get $75 in free cash just for doing what you were going to do anyway. After that, you can pull up to $1,000 of your next paycheck early, with no interest, no credit check, and no application. The money’s already there in the app whenever you need it. For a renter in Cheyenne, a tipped worker in Jackson Hole, or anyone heating a Casper house through a real Wyoming winter, that’s the difference between paying rent on time and eating a $50 late fee.

No monthly fees. No minimum balance. No overdraft charges. Get paid up to two days early. The account opens in two minutes from your phone, no branch visit. Current is a financial technology company, not a bank, and banking services come from Choice Financial Group and Cross River Bank, both Members FDIC.

And if it’s not for you, close it in 60 seconds. No fees, no calls, no penalty. Switch your paycheck and claim your $75 here.

3. ANB Bank

ANB Bank offers several checking accounts you can choose from. These accounts provide several perks, including online access and mobile banking. 

Both the Free Checking and Personal Choice Checking accounts require $25 to open. However, you won’t pay a monthly maintenance fee or pay for electronic statements. 

These accounts come with a free debit card, bill pay, and mobile check deposits. This bank also partners with MoneyPass ATMs so that members can access over 37,000 ATMs nationwide. 

There are nine ANB Bank branches in Wyoming. You can also access customer service online via live chat. 

You can also open several savings accounts with ANB Bank. The Youth Savings account is tailored to members aged 15 to 22. 

You can also open a Spare Change account to save for a specific goal. However, ANB Bank offers low interest rates for its savings accounts. 

For better rates, check out the Premium Personal Money Market account or any one of ANB Bank’s CDs. You can also open an Overdraft Line of Credit for $20 annually, with the first year’s fee waived. 

4. Bank of Jackson Hole

Bank of Jackson Hole was founded in 1982 and is a division of NBH Bank. It’s also locally owned and operated, so if you open an account, you’re supporting a local business owner. 

Choose from two checking accounts at the Bank of Jackson Hole. The Everyday Checking account requires $50, but there are no minimum balance requirements to uphold. 

This basic checking account doesn’t earn interest, but you won’t pay monthly fees either. The account includes free unlimited check writing, bill pay, mobile deposit, and debit card. 

Bank of Jackson Hole operates 10 branches across Wyoming. It also offers customers online and mobile banking for convenience. 

At the Bank of Jackson Hole, you can also find money market accounts, health savings accounts, CDs, business banking accounts, loans, credit cards, and wealth management. This bank also specializes in Educational Savings Accounts (ESAs). 

5. First Bank of Wyoming

Choose from several checking and savings accounts with First Bank of Wyoming. This bank is a division of Glacier Bank, another well-known bank in the state. 

This community bank offers debit and credit cards, personal and business loans, CDs, money market accounts, health savings accounts, and many other products. Most accounts require $100 to open and are FDIC-insured. 

First Bank of Wyoming operates 10 branches in the western region of Wyoming. You can also access your First Bank of Wyoming accounts online or on the mobile app. 

Choose from four checking accounts at this community bank. With Totally Free Checking, you get unlimited check writing without meeting minimum balance requirements or paying a monthly fee. 

However, this account is non-interest-bearing. All the same, First Bank of Wyoming offers several savings accounts you can open, which you can link to your checking for overdraft coverage. 

First Bank of Wyoming also connects to Allpoint’s ATM network. This partnership gives you access to over 55,000 ATMs nationwide. 

6. Glacier Bank

Glacier Bank operates 16 branches in and around Wyoming. Its Totally Free Checking account is a popular option if you’re looking for a free account that doesn’t have a lot of strings attached. 

With Totally Free Checking, you won’t pay an opening deposit or a monthly fee. You’re also not responsible for maintaining a minimum balance.

However, Glacier Bank’s Totally Free Checking doesn’t pay interest. Still, you can write unlimited checks and use your free debit card. 

Glacier Bank also offers online and mobile banking, both signs of a modern bank. You can also sell unused checks or debit cards from past banks when you open a new account.  

7. Hilltop Bank

Much smaller than most of the best national banks, Hilltop Bank operates six branches in Wyoming. It’s a community bank that also offers online banking. 

Hilltop Bank’s E-Z Checking account is a no-frills account that doesn’t require you to maintain a minimum monthly balance. You also don’t have to pay monthly fees to hold the account. 

With E-Z Checking, you get unlimited checks, a free debit card, and the chance to establish and improve your finances. If you’re looking for a great bank in Wyoming, check out Hilltop Bank. 

8. Pinnacle Bank

Pinnacle Bank was founded in 1938 and serves hundreds of thousands of Wyoming residents from 14 branches. This bank also operates in eight other states, improving your chances of banking as you travel without incurring unnecessary fees. 

You’ll find some of the best checking accounts at Pinnacle Bank. Most accounts come with the chance to waive the monthly maintenance fee, but even if you miss the mark, the fee is only $1. 

Of the five checking accounts available, Free Checking is the most basic. You’ll need at least $100 to open the account; otherwise, there are no minimum balance requirements. 

However, Free Checking does not allow you to earn interest on your account balance. You’ll need to open a Pinnacle Bank savings account to earn interest. 

The PinnSave Savings Account requires a similar $100 opening deposit. You can avoid monthly fees if you maintain this balance, but the interest you earn isn’t as competitive as it could be. 

You can also apply for a Visa or Visa Gold credit card with Pinnacle Bank. These cards come with zero liability fraud protection and the chance to earn rewards to redeem for travel, shopping, cashback, and more. 

Pinnacle Bank also offers health savings accounts, individual retirement accounts, loans, mortgages, investment accounts, and CDs. You can even use Zelle to transfer money back and forth between friends and family.