Jump to:
Best Low Interest
Annual Fee: None
Regular APR: 14.24% – 25.24% Variable APR
Intro APR: 0% on Purchases and Balance Transfers for 14 months
- INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases – automatically.
Annual Fee: None
Regular APR: 14.99% – 24.99% Variable APR
INTRO OFFER: Earn 3.5% bitcoin rewards on all purchases in the first 90 days of card ownership, up to $100 in bitcoin.
- Earn 1.5% back in bitcoin on every single purchase.
- No annual fee, no foreign transaction fees
- Earn 2% back in bitcoin on every purchase over $50,000 of annual spend. Rewards rate increases from 1.5% to 2% after $50,000 of spend has been achieved and resets on the card anniversary date every year.
Best Offers
Annual Fee: None
APR: 8.99% – 22.90% Variable APR
- Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else
- No fees: no annual fee, no application fee
- Use wherever Visa® is accepted.
Best Secured Credit Card for Building Credit
Annual Fee: $35
Regular APR: 17.39% Variable APR
Intro APR: N/A
- Best secured credit card for those looking to build credit from scratch or rebuild credit after a bad setback.
- You don’t have to undergo a credit check to apply, and you don’t need a bank account to qualify.
- You can make your deposit — minimum $200, maximum $3,000 — and pay your bills with a debit card, wire transfer, check or money order, making it one of the few secured cards that doesn’t require a traditional bank account.
Best Cash Back Credit Card
Annual Fee: None
Regular APR: 8.99% – 29.99% Variable APR
INTRO OFFER: There is no waitlist for the new Upgrade Bitcoin Rewards Card — anyone can apply today.
- The new Upgrade Bitcoin Rewards Card earns 1.5% back in Bitcoin and comes with Visa Signature benefits.
- Affordable monthly payments with no annual fee
- Use wherever Visa® is accepted with safe and fast contactless card technology
Annual Fee: None
Regular APR: 13.99% – 23.99% Variable APR
Intro APR: 0% on Purchases and Balance Transfers for 15 months
- INTRO OFFER: Earn a $100 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Best Balance Transfer Credit Card
Annual Fee: None
Regular APR: 12.99% to 23.99%
Variable APR
Intro APR:Â 0% on Purchases and Balance Transfers for 15 months
- INTRO OFFER: Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 12.99% to 23.99%
- $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
Best Student Credit Card
Annual Fee: None
Regular APR: 13.99% to 22.99%
Variable APR
Intro APR:Â 0% on Purchases and Balance Transfers for 12 months
- INTRO OFFER: As a new member, you can earn $500 in cashback rewards towards any eligible student loan after you spend $5,000 in the first 90 days with your Laurel Road Student Loan Cashbackâ„ card.
- Now every dollar you spend can help you pay down your student loans when you redeem 2% cashback towards your loans with any eligible servicer.
- Or, you can redeem 1% cashback towards anything else.
Jump to:
- Experience fee-free overdraft up to $200* when you set up direct deposit with SpotMe.
- Let Chime spot you when you need that little extra cushion to cover an expense.
- Join the millions and make the switch today!