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4 Best Credit Card Offers for 2020
Best Offer
Annual Fee: None
Regular APR: 12.90% – 22.90% Variable APR
Intro APR: 0% on Purchases for 12 months
- INTRO OFFER: Earn a $150 statement credit after you spend $1,200 in purchases on your new Card within the first 3 months.
- Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel and automotive
- Earn points on every single purchase, every time. $1 = 1 point. Your points never expire, and you can use it for cash (statement credit), gift cards, travel and merchandise.
Best Cash Back Credit Card
Annual Fee: None
Regular APR: 14.24% – 25.24% Variable APR
Intro APR: 0% on Purchases and Balance Transfers for 14 months
- INTRO OFFER: Discover will match ALL the cash back you’ve earned at the end of your first year, automatically. There’s no signing up. And no limit to how much is matched.
- Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
- Plus, earn unlimited 1% cash back on all other purchases – automatically.
Best Low Interest
Annual Fee: None
Regular APR: 15.24% – 26.24% Variable APR
Intro APR: 0% on Purchases and Balance Transfers for 15 months
- INTRO OFFER: Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
Best Balance Transfer Credit Card
Annual Fee: None
Regular APR: 15.24% to 26.24%
Variable APR
Intro APR: 0% on Purchases and Balance Transfers for 15 months
- INTRO OFFER: Earn 15,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable APR, 15.24% to 26.24%
- $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
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