14 Best Money Making Apps That’ll Make Your Wallet Happy

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Effortless Ways To Earn Money

  • Survey Junkie: Earn up to $50 per survey with one of the highest-paying survey sites on the web. Join Survey Junkie Now
  • Mistplay: Mistplay is a loyalty program that rewards gamers with free gift cards for playing fun mobile games. Get Mistplay (Android)
  • Fundrise: Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing. This option is best for users who want to make money consistently and let their money make them money. Start Investing Now

These best money making apps really pay you real money through PayPal. Take a look today and start making money the easy way.

Are you interested in downloading the best money making apps that really make you money real money through PayPal? There are so many ways to make money from your phone with free apps that are just a download away.

Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want. You don’t want to fall behind on bills and are wondering how to make money today or what apps pay you real money?

Sure, another 100 dollars earned today wouldn’t hurt. We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to make money through the best mobile applications I’ve found.

If you’re strapped for time, I’ll go ahead and share the best money making apps that you can add to your side hustle arsenal.

best money making apps
Adobe Stock

1. Branded Surveys (Android and iOS)

How it works: Branded Surveys is one of the world’s leading market research communities – rewarding you for your opinion. Branded Surveys asks for information about you so that they can match you with fitting surveys. At up to $5-10 a pop for some surveys and a free 100 points for signing up, it pays to check in daily to see which ones are available to you.

Want Free Money?

  • Aspiration: Want to get spotted a $150 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Pro tip: Surveys are quick, easy, and can pay you cash from the comfort of your home. No wonder they are so popular. Survey Junkie, Branded Surveys, Swagbucks, and InboxDollars are just a few of the best survey sites to make money.

Payment: Cashouts are through PayPal or gift cards. You’ll earn money just for signing up and they pay you straight cash via PayPal.

Pros: Branded offers a rewards program (Bronze, Silver, and Gold) where you can level up by collecting credits, which is exhilarating. As you level up, you can unlock higher earning opportunities to earn even more.

Cons: As with other competitor sites, some surveys will require you to visit another website to complete the task. The sites they route you to can be more difficult to use than Branded’s site, which is a downfall. Also, they do not have a mobile app available, but you can take surveys on mobile web or your desktop.

Download: Android, iOS.

2. Survey Junkie (Android and iOS)

survey junkie

How it works: Taking online surveys with Survey Junkie to make extra money is a no-brainer. You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way.

Survey Junkie is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can read our full Survey Junkie review to learn more.

Payment: Gift card or PayPal.

Pros: You’ll get paid even if you are not qualified for a survey, they won’t waste your time. They are one of the higest paying survey sites currently available.

Cons: Making money taking surveys online can be a slow process but they have a low cash out threshold of $5 in your account to cash out — which will be easy to reach.

Download: Android, iOS.

Survey Junkie
Price: FREE

Earn up to $3 per survey with one of the highest-paying survey sites on the web.

survey junkie

3. Swagbucks (Android and iOS)

side hustle

How it works: There are a lot of sites like Swagbucks but nothing can beat the king of reward apps. Here you can earn a special currency called Swagbucks for completing offers, answering surveys and logging online activity.

You can redeem the currency for gift cards or cash rewards once you’ve accumulated enough. This is one of the best apps that pays you through PayPal. You can read our full Swagbucks Review here.

Payment: Gift card or PayPal.

Pros: I personally use it and usually earn money taking surveys while watching TV, and it does add up. They even give new members a $10 sign up bonus with a qualifying $25 purchase.

Cons: You won’t qualify for every task or survey and users often report getting kicked out of surveys randomly.

Sign up bonus: $10 welcome bonus

Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

side hustle

Download: Android, iOS.

4. InboxDollars (Android and iOS)

side hustles

How it works: The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos and take surveys. If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50 per month. More people should be using this money making app.

Payment: Gift card or check.

Pros: InboxDollars offers a plethora of ways to make money, including getting paid to play games. It was listed highly on our list of game apps to win real money, it’s a legit money maker.

Cons: It’ll require a ton of time to reach the minimum payout of $30. If you want your earnings in the form of cash, you’ll have to order a check. No PayPal cash out options available.

Sign up bonus: $5 welcome bonus

InboxDollars offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards.


Download: Android, iOS.

5. Dosh (Android and iOS)


How it works: The Dosh app is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide. This company not only allows you to get cash back on everyday purchases, but no receipt scanning required.

Those who are interested can read an informative Dosh Review to see how much cash back they are eligible to earn starting today.

Payment: Direct to a bank account or gift card.

Pros: No receipt scanning is required and it is one of the best rebate back apps that I personally use on a daily basis. Members who join can link their first credit card or debit card for a $1 instant bonus added to their Dosh wallet.

Cons: None, one of the best money-saving apps available to consumers currently.

Download: Android, iOS.

6. MyPoints (Android and iOS)

MyPoints logo

How it works: MyPoints has it all — whether you want to shop at all your favorite retailers from the convenience of your phone or take surveys on the go, the MyPoints app has you covered.

Find a fancy hotel or shop for a new pair of kicks at your favorite retailer. Shopping not your bag? Like to share your opinion? Who doesn’t? Share feedback on a variety of topics including movies, TV shows, shopping experiences and even new products and services. Reward yourself with great experiences as well as free gift cards with MyPoints.

Payment: Paypal or gift cards.

Pros: You can earn money through cash back shopping and through taking surveys, reading emails, watching videos and more. They offer a $10 welcome bonus for new members if you make two qualifying purchases through MyPoints during your first 30 days of membership.

Cons: MyPoints is limited to those who live in the US or Canada.

Download: Android, iOS.

7. GetUpside (Android and iOS)


How it works: GetUpside is one of the best cash back apps for gas that provides users with a variety of helpful information. First, it gives you 25 cents back on every gas station receipt you submit. It also shows you the best gas station deals and the cheapest gas. This free cash back app for gas is saving users an average of $124 in a year. There is no minimum for cash outs, but a $1 fee will be made on withdrawals under $15.

You can read our full Getupside Review to learn more about the gas saving app.

Payment: Paypal or gift cards.

Pros: It’s a free app, and thousands of gas stations are offering cash back.

Cons: You can earn cash back on gas in over 40 states, but if you want to earn using its grocery stores and restaurants features it is more limited.

Download: Android, iOS.

8. Fetch Rewards (Android and iOS)


How it works: Fetch Rewards is a mobile rewards app that pays you for shopping (from any store). This is an easy and of the best money making apps to earn gift cards the easy way, and can add up to a large wad of free gift cards with time. And there is a low threshold to cash out, unlike other cash back apps.

You can read a full Fetch Rewards Review to learn more.

Payment: Visa gift cards or retailer gift cards.

Pros: You can use this cash back app with any receipt. The app’s interface is marvelous to use and earning money with Fetch Rewards is fun as they offer plenty of incentives and monthly bonuses/sweepstakes.

Cons: Your cash back earnings can’t be withdrawn via PayPal, however, you can convert your Visa gift cards to cash if you really wanted to.

Fetch Rewards
Price: FREE

Earn free rewards just by scanning your grocery receipts. Scan every grocery receipt after you shop and Fetch Rewards finds you savings.


Download: Android, iOS.

9. Drop (Android and iOS)


How it works: The Drop app tracks your purchases when you link up your credit card and debit cards to the free app.  Then, it automatically adds Drop points to your account when you spend at certain merchants you’ve picked from their list. It’s simple. When you reach a certain threshold, you can redeem Drop points for gift cards to popular retailers.

You can read a full Drop Review to get more insight into the app.

Payment: Gift cards.

Pros: Even if you are using Dosh or Ibotta, you can still use Drop in order to maximize your cash back efforts.

Cons: Drop only gives you the option to redeem your points for gift cards. Compared to other cash back apps on this list, it is a slower earner.

Download: Android, iOS.

10. Shopkick (Android and iOS)

shopkick review

How it works: Shopkick is a money making app that rewards you with free gift cards for the shopping you already do. You can get points for just walking in the door of some stores (including Walmart, Target, TJMaxx and more), for completing various offers or buying popular products. You can also earn rewards for referring friends or family. It’s a great money-making app to earn money the easy way and it’s totally free.

You can learn more about this app in a Shopkick review.

Payment: Paypal or gift cards.

Pros: You can join the millions of Shopkickers who have earned over $63.8 million in free gift cards to Walmart, Target, Amazon, Starbucks and more.

Cons: You won’t make fast money with this app as it is a slow earner. You have more odds of earning more if you refer your friends to the app. Both new Shopkick users and current Shopkick users earn 250 kicks (500 kicks is worth $2) through the referral program, so everybody benefits.

Download: Android, iOS.

11. Ibotta (Android and iOS)

Ibotta Logo

How it works: There are a ton of apps like Ibotta but this app actually gives you cash back on things you buy every day, even booze. You heard me right, you can make money for the booze you buy at groceries.

Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target, and almost every grocery store all over the country. They are conveniently offering a $10 welcome bonus after uploading your first receipt. So act fast.

You can read a full Ibotta Review to learn more.

Payment: PayPal, gift card or direct to a bank account.

Pros: It’s quick and easy to sign up and the app offers a $10 welcome bonus. You can also earn lucrative cash rewards by using Ibotta cheats like referring your friends and family to maximize your earning potential.

Cons: In order to cash out your earnings you’ll have to reach $20 in cash back. This can take a while depending on how often you go shopping. To combat this, Ibotta helps you earn cash back online and in-store at thousands of retailers from grocery and clothing stores to beauty and pet shops.

Download: Android, iOS.

12. Fundrise (Android and iOS)


How it works: Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?

You don’t have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise. Through their real estate investment products, investors earned an average of 8 – 11 percent on their money last year, and all without painting a wall or dealing with unruly tenants. If you’re interested, I recommend you learn more information in a Fundrise review.

Payment: Payment via bank deposit.

Pros: There is a reason why they currently have over 500,000+ users, this real estate investing app really pays you solid returns. A low minimum investment is required (only $500) and it is open to all investors. IRA accounts are also available and the app and website as easy to use even for beginners.

Cons: Please keep in mind that shares you’ve held less than five years may be subject to a penalty. If you held your shares less than three year you are subject to a 3% penalty of the total share value. You will want to hold your shares for at least five years to avoid any fees. Fundrise should be considered a long-term investment strategy.


With Fundrise, you can invest your money in a portfolio filled with real estate investments with only $500.
  • Minimum Investment: $500
  • Fees: 0.85% asset management fee per year

Download: Android, iOS.

13. Nielsen Mobile Research (Android and iOS)


How it works: By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. Personally, I downloaded this app and make around $50 a year passively, it’s a legit app. You don’t have to do anything other than initially registering your computer or phone. They will just track your internet browsing history, keeping your personal data anonymous, which is what most apps do, but now you can get paid for it.

You can read our a Nielsen Review to gain more knowledge about Nielsen Mobile.

Payment: Nielsen will pay you $50 a year to keep the app on your device.

Pros: It’s quick and easy to sign up and you can get $50 per device just for downloading it and keeping it on your devices. It is considered one of the best passive income apps that help you earn money for doing almost nothing. Plus, the app won’t slow down your device.

Cons: The app will collect data about your anonymously. Some people may not be comfortable with this.

Nielsen Mobile Panel
Price: FREE

This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.


Download: Android, iOS.

14. Truebill (Android and iOS)

Truebill review

How it works: Truebill is a real, much better and desirable alternative to all the other money saving apps on the market. Have a cable bill that has been increasing over the years? You can now simply download a free app, and they will negotiate it down for you.

Truebill will help you take control of your money, users have saved over $15M to date, and all without being a financial expert or dealing with staying on top of your bills, which can be a full-time job. Learn more in this Truebill review.

Payment: Payment is in the form of saving money on bills.

Pros: With Truebill, users have saved over $15M for its users on their bills (think cable or cell phone bills) and canceling forgotten subscriptions. There is no real reason to not use the app for someone who wants to spend less each month.

Cons: Truebill is a free to use app, but they do offer several optional services that do cost money.

Download: Android, iOS.

Which Apps Pay You the Most?

For those of you looking to get paid instantly, you will likely benefit from taking advantage of app bonuses that’ll pay you just for signing up or completing a task.

If you are looking for a longer-term strategy to increase your earning potential then these apps will get the job done. It is very possible to earn a quick $50 this week if you use multiple apps like Swagbucks or Survey Junkie.

Just be careful about scams or providing your personal information to apps that you aren’t familiar with. You can usually get a good indication of the apps validity by reading the user reviews in the Google Play Store and Apple App Store.

Once you get the ball rolling with money making apps, you’ll want to take it the next level.

What’s Next?

Once you built some cushion in your bank account using money earning apps — you’re on the right path. But money making apps can only get you so far, it’s time to think about longer-term financial goals.

What’s the next step you should take?

Here are ways to take your finances to the next level:

Best Money Making Apps for 2017
Step 1: Build an Emergency Fund

Having money in the bank for emergencies can help you improve your financial standing. You’ll want three to six months’ worth of expenses in your emergency fund. Be sure to stash your money in the right savings account that’ll grow your money.

Start with a high-yield savings account like CIT Bank that offers a Savings Builder that will pay a great APY and still give you instant access to your money in case of an emergency. You can open it with $100 and deposit $100 a month to help you get to $1,000 in less than a year.

Step 2: Evaluate Your Checking Account

Need a better checking account that’ll spot you a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Step 3: Get Free Stocks Instantly

While you’re at it, why not increase your net worth with a free stock? Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock.

Better yet, if you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).

At a glanceGo
Offer: Get a free stock worth up to $200

Robinhood has commission-free investing, and tools to help shape your financial future. Sign up and get your first stock worth up to $200, free.

free stock robinhood
Step 4: Start Building Passive Income

Fundrise is definitely one of the best passive income apps. This app was originally an iOS app and it has just become available on Android.

By downloading this app, you can start investing in real estate all around the US in as little as 30 minutes and it’s super easy to get started. Then you can literally beat the stock market year after year and start making money in your sleep.

If you want to earn the big bucks then you can learn how to get started by getting more information from Fundrise here.

Step 5: Leave Your Family $1M

Who doesn’t want to be a millionaire? While we don’t all have trust funds waiting for us, there is still a way to provide protection for your loved ones with up to $1 million in term life insurance.

Wouldn’t it be great if you could do this for as little as $8 a month without dealing with all the hassle of wasting your time or money? You don’t have to have money in your pockets to get a free quote from Bestow.

If you’re interested, I recommend you sign up for more information from Bestow by clicking here.

There Will Always Be Money Making Apps that Pay You

There you have it. If you’ve finished the list, you can see there are so many different apps to use to earn a little extra money. I wish you the best of luck on your journey on how to make money with the best money making apps.

Just remember, with most of these services, consistency is key, so be diligent about completing your daily check-in and continue to use the service if you want to earn more lucrative amounts of cash or gift cards.

It’s always better to use these opportunities as additional cash for smaller purchases, rather than to rely on them for a steady income. You want to check out the latest post that shows you how to get free money through major companies.

To chalk it up, there are dozens of ways to make extra money with mobile apps that pay. Plus, they’ll all free so the only thing you are giving up is your time. So make sure you find the best money making apps to add to your side hustle arsenal.

Popular Side Hustle Ideas

DoorDash allows you to get paid to deliver food. The great thing is that you get to keep 100% of the delivery fees! DoorDash makes money by charging the restaurants, not you!

branded surveys
Branded Surveys lets you get paid for answering simple surveys for Fortune 500 companies like Walmart, Apple, FedEx, and more!


Getting paid to watch viral videos is a real way to earn cash, and you can do it with a company called InboxDollars.


About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.


  1. We are all set to make some money, now we can start through. I tried couple before like SurveyJunkie, but i must say, a lot of effort but no outcome

  2. Good job on this article! I really like how you presented your facts and how you made it interesting and easy to understand. Thank you.

  3. I really got into this post. I tried Survey Junkie per your suggestion and have been using it for the past few weeks and it is raking in some good beer money. Thanks!

    • Survey Junkie is great! It has an 8.9/10 rating on TrustPilot — the highest of any online survey company. Good way to get extra money for savings, beer, investments, or really anything.

    • Thanks for the tip Becca. I haven’t heard of that app, I’ll have to check it out and see if it makes the 2018 list. Stay tuned! 🙂

  4. I live in Vietnam . Can you advise which apps /web sỉtes from the above I can earn ? Most of them don’t accept participants from Asian countries (except Australia ) . Thanks

  5. Hi, i think that i noticed you visited my website so i came to return the desire?.I am trying to in finding issues to improve my web site!I guess its
    good enough to use a few of your ideas!!

  6. I wanted to share WeAre8 with you guys. It’s an app where you get paid to watch short 15-30 second videos and answering 2-3 multi-choice questions from brands you love. Every time you watch an ad, money is also donated to a charity, so you are making impact while earning money. All you have to do is download the app, start earning and make impact. Spread the word, it’s for everyone.

  7. Good apps! But these really don’t work for Asian countries especially survey apps, most of apps can not be downloaded due to location is out of USA.
    There can be a lot of more.


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