If you’re ready to refinance your student loans, then you can save thousands or lower your monthly payment.
Student loan refinancing saves you money and you could snag a lower interest rate, decrease your monthly payment, or both. But which lenders are the best to refinance and save money?
We recommend these leading lenders that specialize in refinancing student loans and helping you save money on them. Keep in mind that checking your rate is free, and won’t affect your credit. The six lenders below are the best in terms of rate and helping you lower your student loan payment for both private and federal student loans.
To qualify, you’ll need:
- Credit scores at least in the high 600s – ideally higher
- A steady income
- If you fall short on either, you might need a co-signer who qualifies.
So if you are ready to lower your interest rate and decrease your monthly payment here are our top recommendations for student loan refinancing and consolidation.
Our Top 6 Picks for Student Loan Refinancing
DID YOU KNOW CHECKING YOUR RATE DOESN’T AFFECT YOUR CREDIT SCORE?
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If you are interested in refinancing student loans, consider comparing the top 6 lenders now. Checking your rates is fast, free and won’t affect your credit.
In a hurry? Compare personalized offers from these lenders in minutes with Credible.
It’s fast, free and won’t affect your credit.
Or, click here to learn more about refinancing your student loans ↓
Earnest Student Loan Refi – Get Your Rate in 2 Min
Earnest has the lowest variable rate we’ve seen being offered and one of the lowest fixed rates out there! But, they offer more than just low rates so here are some reviews from the client’s experience:
Earnest was founded in 2013 to help grads save money by refinancing student loans. Since then Earnest has helped thousands of clients reduce the interest they pay, through innovative underwriting that rewards responsible habits.
The process is to refi through Earnest is simple and direct. If you hate dealing with financial paperwork, you’ll be happy since they make refinancing as painless as possible starting with a 2-minute online process to get your rate. Oh, and they are rated 9.4/10 on TrustPilot (one of the highest).
Managing your student loans is easy with the Earnest dashboard!
Student Loan Refinancing is a Smart Financial Move
1. It’s simple to check your rate and can save you a lot of money
If you are interested in refinancing student loans, compare the top 6 lenders now. Checking your rates is fast, free and won’t affect your credit.
In a hurry? Compare personalized offers from these lenders in minutes with Credible.
It’s fast, free and won’t affect your credit.