7 Best Money Transfer Apps to Get in 2021

HomeManage Money7 Best Money Transfer Apps to Get in 2021

Want to Score Cash For Free?

  • Survey Junkie: Earn up to $50 per survey with one of the highest-paying survey sites on the web. Join Survey Junkie Now
  • SoFi Money: Earning money for unlocking better features sounds like a dream. But this free banking app really pays you $100 with you switch your direct deposit to SoFi Money. Get SoFi Money.
  • Aspiration: This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get $100 in your new account.

Looking for the best money transfer apps in 2021? One of these popular mobile payment apps might just do the job for you.

Cash and credit cards still dominate the payment system but we have seen a mobile payment trend within retailers. Money transfer apps allow you to send money to someone from your phone quickly and easily.

In 2021, you have a ton of apps for sending money online, and more solutions are popping up daily. So you can definitely find a payment app for you, whether you’re looking to send money for a friend, or find an app that allows you to pay in-store without pulling out your credit cards when it’s time to pay the bill.

Best Payment Apps to Get in 2021

Are you looking for the best payment apps to get in this year but confused about which one to use? You are in the right place because this article will help you in learning about the best payment apps. Let’s start!

1. PayPal

paypal logo

PayPal is the best ever app to send payment online from your PayPal account. It is used on a larger scale to send money to and from your U.S. bank account to any receiver, whether local or international. When you want to send money to any of your family member or a friend, you can use the PayPal app to send money instantly. The best thing about PayPal is that is doesn’t deduct any money transferring fee from you, no matter how much money you send. However, the would charge you the fee if you are making the transaction through credit card. They will also charge some fee for converting currencies.

PayPal works with: Android and iOS

Want Free Money?

  • Aspiration: Want to get spotted a $150 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

2. Venmo App

best money transfer appsVenmo is another secure payment transferring app that you can use at any time to send or receive the payment. The best and most amazing feature of the Venmo app is that it can be synchronized with your Facebook account as well as phone contact.

In this way, you can easily select a person to send the payment and to request money. You can use Venmo on your mobile phone and thus, you don’t need to use your laptop or desktop PC to transfer payments. In this way, Venmo makes the payment experience easier and simpler. In this app, once you send money to someone, their contact information saved in the app to use later at any time.

Venmo works with: iOS and Android

Visit Venmo

3. Square Cash App

best money transfer apps

It is just like a digital wallet for all the people who need to make transactions or payments. It is a very simple way to send money to anyone you want and without paying any money transferring fee. Another feature of square cash is that you can add as much money as you want through bank accounts and cards.

When you use this card to send the payment, the specified cash amount will be withdrawn from your linked account and the transaction will process. It also allows you the opportunity to buy and sell bitcoin which is an amazing feature. You can check out this Cash app review for more info.

$5.00 Bonus: As a new user use referral code KPHNBSJ for a $5.00 free (use during signup) and after sending $5 to another friend using a newly linked debit card within 14 days. Use this link to claim your free $5.00 bonus.

Square Cash works with: iOS and Android

4. Zelle

best money transfer appsZelle is one of the best apps that you can use to make payments directly from your bank account. You can simply download the Zelle app and connect it to any of your bank accounts.

Once it is linked to your account, you can easily send money to your family and friends. The best thing about Zelle is that you can even send the money without downloading the app.

Zelle works with: iOS and Android

5. Google Pay

best money transfer appsGoogle has made our life easier than before by providing everything at the blink of our eye. Just like other amazing features of Google, its Google wallet allows you to send money instantly to anyone you want. If you have an account on Google, you can easily sign up for Google Pay. The infrastructure is very easy to use and there is absolutely no fee for sending money to someone.

Google Pay works with: Android 

Google Pay Send works with: iOS and Android

6. Facebook Messenger

best money transfer appsJust like Google, there is nothing that we cannot do with Facebook. Along with a number of benefits of Facebooks, you can now use your Facebook account to send the payment. For this purpose, you can easily link your debit card to it and send money to anyone you want.

Just like other high-end apps, Facebook respects and keeps your privacy. When you send money to someone, they just show your name, profile picture, and the amount sent. The same transaction comes in your bank account details within 5 business days.

Works with: Android and iOS

7. Apple Pay

best money transfer appsYou can store credit credits, debit cards, coupons, and other online passes on the Apple Pay app on your iOS devices. Simply add your cards to the app and you are able to pay using Apple Pay at millions of retailers across the US and internationally.

Another feature that is worthwhile is the Apple Pay Cash, which allows you to store money on your phone to use at stores that support Apple Pay. You can also send money through iMessage to pay friends or family.

Don’t worry about security. Your funds are protected on your phone with a PIN or Apple ID’s touchID or faceID features.

Works with: iOS (built-in)

Visit Apple Pay

Are Money Transfer Apps Safe?

So many of you may be wondering how safe it is to use Venmo or other apps like it. I have been using these money transfer apps for the past few years without any problems. I wanted to search online and see if other people have experienced any issues with these payment apps. I found a YouTube video from Will Kelly who had $3,000 stolen from him from Venmo (#2 in our list).

Sending Money Internationally

A number of money transfer providers are developing their own apps to offer a more convenient way of sending money across borders.

However, the choice can be confusing and overwhelming, considering the plethora of mobile money transfer apps available on the internet.

So, which one should you pick if you want to send money internationally? Which one can give you the best user experience and convenience? Which one can you trust?

See our list of the best international money transfer apps that are available right now, as well as why you should use them.

Best Mobile Payment Apps Summary

Smartphones like iPhones and Android phones can be used for so many things from making you money to paying for purchases.

While overall, mobile payments are safe — you should follow some proactive measures to make sure your financial information isn’t at risk when you’re using apps to transfer money. If you wanted to learn how to keep safe, you can check out these tips to follow for safe mobile transactions.


Want Free Money?

Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Learn more

The Best Apps to Save You Real Money

We are on our phone a lot, right? Wouldn't it make sense to save money with the best money saving apps?

AppAt a glancedownload
Get a $100 bonus at Aspiration when you open and fund an account with $10 or more. Then use your Aspiration debit card to make at least $1,000 worth of cumulative transactions within 60 days of account opening.
Open a new account in the next 24 hours and you could get up to $200 in free stock.
Truebill reviewTruebill
This free app delivers on its promise to save you money effortlessly. You can use it to lower your bills, cancel unwanted subscriptions and bill negotiations.

About the author

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.


Please enter your comment!
Please enter your name here

On a similar note...

Explore More On

7 Best Bank Bonuses and Promotions of April 2021

aspiration★★★★★This Company Will Give You $100 for Opening a Free Account
Boost your savings and earn up to 1.00% APY interest on your savings. Get up to 10% cash back on your purchases. Get $100 bonus when you spend your first $1,000 with your new Aspiration Plus Card.
personal capital★★★★★
The First and Only Interest Earning Crypto Account
Receive up to $250 Bitcoin bonus when you make qualifying deposits over the first 30 days. Receive up to 8.6% annually on your crypto. Join the most trusted financial services for crypto investors on the market.
personal capital★★★★★Get Up $200 in Free Stock for Joining
Commission-free stock, ETF and options trades. Get a free stock worth up to $200 when joining (must complete application). Simple, easy to use investor platform with no account minimums.
sofi★★★★★All-In-One Investing That's Easy to Use
Tired of Robinhood? Invest in stocks, ETFs, crypto, or automated investing in all one app. No commissions for stocks and ETFs. Complimentary access to SoFi Financial Planners.
personal capital★★★★★The Smart and Free Way to Manage Your Money
Take control of your finances with the perfect union of technology and highly personalized service. Get access to free online financial tools, including retirement planner, investment checkup, net worth calculator and more. Digital-first wealth management advisor with 24,000 clients in 50 states.
blooom★★★★★401K and IRA Management
Start your free 401k and IRA management now. Find and reduce hidden fees. Improve your diversification.
cit★★★★★Enjoy the Benefits of a CIT Bank Money Market Account
A CIT Bank Money Market Account helps you get more from your savings with interest rates for maximum growth. Earn over 7x the national average with high-interest rates. It now pays to open a money market account with CIT Bank.
My Millennial Guide