Get Free Money — 12 Steps to Collect $3,700 from These Companies

Effortless Ways To Earn Money

Free money online? Here are real ways to earn money from home. You sure haven't heard of a few of these ways to get free money fast.

Free money? Who says there’s no such thing as a free lunch? Every year businesses (and the government) give away thousands of dollars in free money and free PayPal money as a way of promoting their websites or products.

It’s true and I’ve put together a list of my favorites that will give you more than $3,700 in free cash right now. Some of them only require filling out a form or downloading a free money app. Some of them take a bit more effort, but you can easily knock out all of these in a weekend to get free money online.

How to Get Free Money

Is free money really free? I know you’re probably skeptical, because there are a ton of ways to get free money. Here’s some ideas for you…

1. Get Free Money from the Government

If you are in need of assistance then you can look to get free money from the government. Here’s how with these legitimate free money earning sites:


Want Free Money?

  • Aspiration: Want to get spotted a $150 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Loans
Unclaimed.org

Your first stop should be checking out Unclaimed.org for “missing” money that you may be owed. This site is endorsed by the NAUPA and would typically include old security deposits that you’ve paid in the past and those sorts of things. This would be a great way to get free money sent by mail that is owed to you.

Side Hustle
MissingMoney.com

This is a similar site to unclaimed.org and is also endorsed by the NAUPA. MissingMoney.com featured collective records from all states of all residents unclaimed property. You don’t even have to sign up to get free money all you do is a free search to see if you’re owed anything.

Child Care and Development Fund

The Child Care and Development Fund (CCDF) Plan serves as the application for the Child Care and Development Block Grant (CCDBG) funds by providing a description of, and assurance about, the grantee’s child care program and all services available to eligible families that need free cash and funds as aid.

Money Saving Apps
Low Income Home Energy Assistance Program

The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs. If you legitimately need money today for free then it is worth checking out.

Federal Pell Grant for Education

Federal Pell Grants are usually awarded to undergraduates. The amount depends on financial need and the cost of attendance at the college. You can learn more at the Federal Student Aid website.

2. Join Sites that Give You Free Money to Invest in Stocks (up to $1,000)

There are several companies that offer free stocks online through their services and apps. You can then choose to hold for the long-term or sell for a quick profit. Some companies may even pay dividends.

If you are looking for ways to earn free money, you can try to see how you can get free stocks from the best investment apps:

Robinhood

Robinhood offers you a chance of earning a free stock valued between $2.50 and $200 by playing their pick-a-card game of chance. There are no minimum balance requirements to open an account and it’s completely free (must submit the application to claim free stock). We are an affiliate partner of Robinhood and may receive compensation when you click on their links.

At a glanceGo
Robinhood
Offer: Get a free stock worth up to $200

Robinhood has commission-free investing, and tools to help shape your financial future. Sign up and get your first stock worth up to $200, free.

OPEN ROBINHOOD ACCOUNT
free stock robinhood
Webull

Currently, Webull offers the opportunity to get a free stock worth between $8 and $1,600 if you open your account and deposit at least $100. You can trade EFTs, stocks and options for free through Webull app or their site. 

M1 Finance

M1 Finance offers the opportunity to get a free stock worth $10 when you sign up for an account. After creating an account for free and depositing money, you set your stock and index selections and have M1 Finance automate your investments on your behalf. 

Acorns

Acorns is a financial app available via iOS and Android phones. This app rounds up your purchases on linked credit cards to the nearest dollar and invests that amount for your future. You will get $5 when you sign up for a new account with Acorns. Acorns also allows you to earn cash back on your everyday purchases at select stores. You can set up your cash back earnings as recurring investments. 

Public

Public is another investment app that will give you a $10 free sign-up bonus for creating a new account.

3. Earn Credit Card Signup Bonuses

One of the best ways to make some serious extra cash is to take advantage of credit card signup bonuses.

My favorite credit card is the Discover it® credit card which has no fees at all and because you can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.

discoverit

You can also get a 0% Intro APR for 14 months on purchases and balance transfers, so if you have any credit card debt with high-interest rates, it’s worth switching over so you save on interest. Then you can find ways to pay off the credit card debt while saving on interest.

Also, this card is beneficial if you wanted to claim a $50 bonus after you make any purchase with your new Card in your first 3 months. You will receive the $50 back in the form of a statement credit.

Click here to apply and get a $50 bonus!

4. Get Free Money from Bill Negotiation Apps

Finding hidden money is one of the best ways to make free money. There are several price drop apps and sites that help you lower your bills automatically and find hidden ways to save money on your everyday online purchases.

Here are the best online services (apps and sites) that help you lower your bills automatically and find hidden money:

Truebill

Are you overpaying on your ills? Then Truebill can help you save money by canceling your unwanted subscriptions and lowering your bills. You can use it to cancel your unwanted subscriptions and get better rates on your bill. Their fee is 40% of your savings.

Trim

Trim is another money-saving app that negotiates your cable, internet, phone and medical bills and cancels your old subscriptions and more. Also, Trim can negotiate with your bak and credit card provider to lower your credit card interest rates (APRs), waive interest charges, and get refunds on unfair bank fees. For more details on how to stop getting ripped off, check out our complete Trim review.

At a glanceGo
Trim
Offer: 14-day free trial (cancel anytime)

Use Trim's AI to identify and manage your recurring subscriptions, find savings with your daily expenses and even renogotiate your bills to save you money with month.

TRY FOR FREE
trim
Paribus

Paribus will help you get your money back by monitoring your online purchases. Paribus acts as a price drop app that will let you know if the price of something you bought online drops and will help you get refunded for the difference. Also, Paribus tracks your shipments from select online retailers like Amazon and can help you get you compensated for late deliveries. Paribus offers its services free of charge. Note: Paribus compensates us when you sign up for Paribus using the links we provided.

At a glanceGo
Paribus
Price: FREE

Paribus does the heavy lifting to help you find refunds when prices change on things you purchased. It does all the heavy lifting, negotiating the refund on your behalf.

GET PARIBUS
paribus

5. Shopping and Cash Back Apps Can Help

Did you know that you can get some of the money you already spend back? That is where cash back apps come in. There are several reputable cash back apps out there that will give you cash back when you make a purchase using one of these apps.

Here are some popular apps that will help you get paid to shop:

Capital One Shopping

This is a Chrome extension that automatically finds coupon codes while you are shopping online. It automatically applies the coupon at checkout, saving you money instantly.

Capital One Shopping compensates us when you sign up for Capital One Shopping using the links provided.

Dosh

You can earn free cash by using Dosh which will give you cash back offers when you shop, dine or travel. Simply download the app, create a free account, and link your everyday card(s) to the app to start earning cash back from brands. No coupons or receipt scanning. Once you accumulate $25, you can withdraw your funds via bank transfer, PayPal or Venmo. Sign up using a Dosh referral code to get a boost.

Rakuten

Rakuten is one of the most well-known apps that will let you earn cash back at more than 2,500 stores. Simply make your planned purchases at your favorite stores using the Rakuten app to earn some money back. You will earn a $5-$10 bonus when you sign up with them.

Fetch Rewards

Fetch Rewards is another money-making app that pays you to scan your receipts, no matter where you shop. Fetch Rewards works directly with hundreds of brands. When you shop with any of these brands through Fetch Rewards app, you will also earn points. You can redeem your points for rewards, including gift cards from the most popular stores and retailers.

GetUpside

This cash back gives you free money or cash back whenever you shop using your linked debit or credit cards to GetUpside app. You will get a $5 bonus when you register your account.

6. Survey Websites and Apps

You can earn cash by participating in market research through many survey sites. This is an easy way to earn some extra cash. While you will probably not make $100 fast overnight by completing surveys, it can help you reach your goal if you combine it with other money-making methods.

Here are some of the top-paying surveys sites that will pay you to complete online surveys:

Swagbucks

Swagbucks is a popular rewards site that pays you to perform a variety of online activities, including participating in market research, or online surveys. Swagbucks is one of the best and highest-paying survey sites you can join to make money online by taking paid surveys. You can earn anywhere from $0.05 to $2.50 per survey with Swagbucks. Some surveys can pay as much as $25-$35.

DescriptionGo
Swagbucks
Sign up bonus: $10 welcome bonus

Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

OPEN ACCOUNT, FREE $10
side hustle
Survey Junkie

Survey Junkies is one of the best legitimate survey sites out there. You can earn virtual points by completing surveys with them. You can then redeem your points for PayPal cash or e-Gift Cards.

RatingGo
Survey Junkie
Price: FREE

Earn up to $20 per survey with one of the highest-paying survey sites on the web.

JOIN SURVEY JUNKIE
survey junkie
InboxDollars

InboxDollars is a popular cash rewards and survey site that will pay you to perform various tasks online. One of the best ways to make money from InboxDollars is to complete online surveys. Once you accumulate $30 in your account, you can cash out your earnings with a check or gift card.

DescriptionGo
InboxDollars
Sign up bonus: $5 welcome bonus

InboxDollars offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards.

OPEN ACCOUNT, FREE $5
inboxdollars
LifePoints

LifePoints is one of the high-paying survey sites you can join to make money on a daily basis by completing surveys. The more surveys you complete, the more money you can earn.

7. Get Paid to Get in Shape

Want a way to walk for money? There are a few apps that allow you to get paid for walking. I thought to myself, these apps that pay you to exercise must be a scam, right? I decided to download the apps that reward you for walking to see if you can actually make money by walking or working out. Yes, you heard that right.

If walking is something you enjoy everyday, then there are apps that will pay you to walk:

HealthyWage

HealthyWage will pay you to lose weight. Simply sign up with the app and make a bet on how much weight you want to lose, how long you will take to lose that weight, and how much you would like to bet. Then HealthyWage Prize Calculator will determine the amount of your winnings. If you then lose the weight, you will get paid to reach your weight loss goal. You can redeem your coins for PayPal cash, or merchandise like Apple devices, sports gear, etc.

Sweatcoin

Sweatcoin is an app that pays you to walk. They will pay you in cryptocurrency. Once you sign up for the app, you will be able to earn 5 Sweatcoins per day for 5,000 steps. But if you choose a higher membership level that is charged monthly in Sweatcoins, you can increase the number of Sweatcoins you can earn per month. You can use your Sweatcoins earned to buy goods and services from brands in the app’s marketplace.

Achievement

Once you sign up for an account with Achievement, then you will have to connect your desired fitness apps to Achievement. Then you can start earning points and rewards by performing a variety of exercises, including walking that improve your health. The more active you are, the more you warn. Once you have earned 10,000 points, you can redeem your points for a $10 reward via PayPal or direct deposit to your bank account.

8. Get Free Money Playing Games

Playing games on your smartphone is a fun way to make money in your spare time. You will not make a stable income with game apps to win real money, but if you enjoy playing games on your smartphone, this can be a nice way to earn real cash.

You can earn real money by playing games online via several game apps and sites:

Mistplay

Mistplay is an app that pays you to play games online on your Android and iOS devices. You earn points that can be redeemed for Amazon gift cards, iTunes, Nintendo, and Visa prepaid gift cards. You can earn anywhere from 20 to 200 points per game, depending on the amount of time spent playing and other factors. One thousand five hundred points are equivalent to around $5.

Description
Mistplay (Android Only)
Price: FREE

Earning money by playing games on your phone sounds like a dream. But Mistplay really pays you for playing new games with cash rewards.

INSTALL MISTPLAY
mistplay
Lucktastic

Lucktastic is a free app that allows you to win real cash and prizes and earn tokens by playing scratch-off games. You can earn tokens as you play and redeem your tokens for gift cards from over 30 major brands and retailers or use tokens to enter contests to win a prize.

Solitaire Cube

If you are interested in only playing the classic Solitaire game online, then playing solo card games using Solitaire Cube is a fun way to earn real money. It is free to download the app and create an account. But you will have to make a minimum deposit of $10 into your account to play for real money.

DescriptionGo
Solitare Cube
Price: FREE

Earning money by playing solitaire on your phone sounds like a dream. But this app really pays you for playing card games with cash rewards.

PLAY NOW
solitairecube
Boodle

Boodle is a free app that will reward you Boodle coins every time you try out a new app and game. Boodle will also give you coins for doing other activities such as answering questions, completing special offers, discovering deals and referring friends. You can redeem the coins you earn for gift cards to retailers like Amazon, Nike, Chipotle and more.

InboxDollars

You can earn extra cash online by playing games on InboxDollars. When you sign up for InboxDollars, you get a $5 welcome bonus. Some Arcade games available on InboxDollars are Mahjong, Solitaire, Sudoku, and Word Chess. 

Swagbucks

One of the ways you can make money on Swagbucks is to play games online. It is free to join Swagbucks. When you sign up and complete your profile, you get a $5 welcome bonus.

9. Get Free Money by Downloading an App

Do you have a laptop, tablet or mobile device? If so, follow me on a quick trip to some free money.

By downloading a free app to your mobile device, you can improve the products and services you use online today. Nielsen Computer and Mobile Panel combines your unique internet usage and uses it for market research.

By using the internet as you do every day, they invite you to make a difference – and you can make a quick $50 per year just for installing this app that anonymously collects information from your favorite web-surfing device.

You don’t really have to do anything other than initially registering your computer or phone. If you are at all interested, you can get more information here.

DescriptionGo
Nielsen Mobile Panel
Price: FREE

This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

JOIN, GET $50
nielsen

10. Earn Free Money for Reading Emails

You could get free money for reading emails. It is one of the easiest ways to earn some extra cash online while doing something that you already do online. Many sites will pay anywhere from 1 to 5 cents for opening the email and reading it. Here are some sites that allow you to get paid to read emails.

InboxDollars

If you sign up for an account with InboxDollars, they will pay you just to read the emails they will send to your inbox. InboxDollars send special offers through these emails. All you have to do is to open these emails and read them to earn some extra cash.

Swagbucks

Swagbucks is a popular online rewards program that pays you cash and gift cards for doing a variety of tasks online, including reading emails. Swagbucks will send you promotional emails. If you simply click on those emails to read, you will earn SB points that can be redeemed for free gift cards to your favorite retailers like Amazon or Walmart, or PayPal cash. 

InboxPays

InboxPays is another site that will pay you to read emails. When you sign up for InboxPays, you can earn through reading emails. The maximum amount you can request per payout is $25. All earnings are deposited to your PayPal account.

Vindale Research

Vindale Research is an online market research panel that allows you to sign up for a free account to become a member. There are a few ways to earn extra cash on Vindale Research site, including getting paid to read emails. 

11. Earn Passive Income with a High-Yield Savings Account

 Yes, I wouldn’t think of a savings account as a good source of passive income but your cash should be getting something in return instead of just sitting in a checking account.

Online banks can offer over 20X more in interest — and consumers are missing out. The best high yield savings accounts offer a higher interest rate and there is absolutely no risk to your money (you’ll actually earn 1% or more on your cash). 

BANKDETAILSMIN. BALANCE FOR APY APY
aspirationbest savings accounts
  • Impressive APY on savings
  • Earn cash back on purchases with ethical retailers
  • Deposits do not fund fossil fuel exploration or production
  • The impressive 1.0% APY is only available with the Aspiration Plus account, which has a $15 per month fee.

$0

Member, FDIC

1.00%

Sign up
axos savings accountbest savings accounts
  • No monthly maintenance fees
  • No minimum balance requirements
  • Interest compounded daily
  • 24/7 online access with Online and Mobile Banking
  • FDIC Insured

$0

Member, FDIC

0.61%

Sign up
cit bank logobest savings accounts
  • Higher rates than traditional banks
  • 24/7 Account Access
  • Secure banking features
  • FDIC Insured

$25,000

Member, FDIC

.45%

Sign up
credit karma savings account
  • Earn a high-yield savings rate that’s optimized across a network of 800+ banks
  • Open an account in just a few easy steps and manage it right in the Credit Karma app
  • Your account is 100% free, no matter your balance
  • There's no minimum to open

$0

Member, FDIC

0.40%
Sign up

sofi logobest savings account
  • Get $75 when you make two direct deposits of at least $500 each
  • Hybrid Checking and Savings Account
  • Pay no account fees or ATM fees worldwide
  • Open an account in minutes - all free

$0

Member, FDIC

0.20%
Sign up

12. Safe and Fast Way To Get Money Now

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Free Money FAQs

free money

Free money is a benefit that has no costs. Here, it will mostly be sites that will not be asking for anything directly in return for the money.

Here are common questions people ask about how to get absolutely free money:

How can I get free money now?

If you wanted to get some free money right now you can take online surveys, use game apps to win real money, claim free stock promotions, and signing up for credit card bonuses. Or you can use the ideas below.

What apps give you free money?

There are so many apps that give you free cash. They are called ‘money-making apps‘ and you should start with InboxDollars, Drop, Swagbucks, Survey Junkie, Slidejoy, AppTrailers, and Rakuten.

How can I get free PayPal money?

Getting free PayPal money isn’t any different than earning regular free money. The ideas and apps are the same and I’ve researched the different ways in this article on how to earn free PayPal money.

How can I get free money from the government without paying it back?

You can find unclaimed money, find unclaimed pension funds, apply for educational grants, get assistance with childcare expenses, get help with utility bills, and accept healthcare credits.

Beware of Free Money Scams

free money

Don’t assume that all free money opportunities you receive are from legitimate companies or even people. Some free money offers online are scams.

Spurious agents may happen to pick up your phone number and call you to offer a free vacation or even free money. Therefore, be vigilant about anything you find that someone claims to be free.

A detailed guide on the subject elaborates on the several steps consumers can take to protect themselves against such scam collection calls claiming to offer anything for “free”.

You should start by asking questions. For example, ask the caller about the company he or she represents, or ask for a number to call them “right back.” Legitimate companies would readily provide this information. Even asking seemingly trivial questions like “what’s my full name,” can help keep the fraudulent callers away.

With that being said, good luck earning free money and stay vigilant!

GoDescription
aspiration

Want Free Money?
Aspiration

Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Learn more


The Best Apps to Save You Real Money

We are on our phone a lot, right? Wouldn't it make sense to save money with the best money saving apps?

AppAt a glancedownload
aspirationAspiration
★★★★★
Get a $100 bonus at Aspiration when you open and fund an account with $10 or more. Then use your Aspiration debit card to make at least $1,000 worth of cumulative transactions within 60 days of account opening.
CLAIM $100 BONUS
robinhoodRobinhood
★★★★★
Open a new account in the next 24 hours and you could get up to $200 in reward stocks.
CLAIM REWARDS
Truebill reviewTruebill
★★★★★
This free app delivers on its promise to save you money effortlessly. You can use it to lower your bills, cancel unwanted subscriptions and bill negotiations.
SLASH YOUR BILLS

About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

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