Get Free Money — 13 Steps to Collect $3,700 from These Companies

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Free money online? Here are real ways to earn money from home. You sure haven't heard of a few of these ways to get free money fast.

Free money? Who says there’s no such thing as a free lunch? Every year businesses (and the government) give away thousands of dollars in free money and free PayPal money as a way of promoting their websites or products.

It’s true and I’ve put together a list of my favorites that will give you more than $3,700 in free cash right now. Some of them only require filling out a form or downloading a free money app. Some of them take a bit more effort, but you can easily knock out all of these in a weekend to get free money online.

How to Get Free Money

Is free money really free? I know you’re probably skeptical but there are a ton of ways to get free money. Here are some ideas for you…

1. Get Free Money from the Government

If you are in need of assistance then you can look to get free money from the federal government. Here’s how with these legitimate sites to find unclaimed money:

free money
Unclaimed.org

Your first stop should be checking out Unclaimed.org for finding unclaimed money that you may be owed. This site is endorsed by the NAUPA and would typically include old security deposits that you’ve paid in the past and those sorts of things. This would be a great way to get free money sent by mail that is owed to you.

free money
MissingMoney.com

This is a similar site to unclaimed.org and is also endorsed by the NAUPA. MissingMoney.com featured collective records from all states of all resident’s unclaimed property. You don’t even have to sign up to get free money all you do is a free search to see if you’re owed any unclaimed money.

free money
Child Care and Development Fund

The Child Care and Development Fund (CCDF) Plan serves as the application for the Child Care and Development Block Grant (CCDBG) funds by providing a description of, and assurance about, the grantee’s child care program and all services available to eligible families that need free cash and funds as aid.

free money
Low Income Home Energy Assistance Program

The Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs. If you legitimately need money today for free then it is worth checking out.

free money
Federal Pell Grant for Education

Federal Pell Grants are usually awarded to undergraduates that need payment assistance. The amount depends on financial need and the cost of attendance at the college. You can learn more at the Federal Student Aid website.

2. Join Sites that Give You Free Money to Invest in Stocks (up to $1,000)

There are several companies that offer free stocks online through their services and apps. You can then choose to hold for the long-term or sell for a quick profit. Some companies may even pay dividends.

If you are looking for ways to earn free money, you can try to see how you can get free stocks from the best investment apps:

Robinhood

Robinhood offers you a chance of earning a free stock valued between $2.50 and $200 by playing their pick-a-card game of chance. There are no minimum balance requirements to open an account and it’s completely free (must submit the application to claim free stock). We are an affiliate partner of Robinhood and may receive compensation when you click on their links.

Webull

Currently, Webull offers the opportunity to get a free stock worth between $8 and $1,600 if you open your account and deposit at least $100. You can trade EFTs, stocks and options for free through Webull app or their site. 

M1 Finance

M1 Finance offers the opportunity to get a free stock worth $10 when you sign up for an account. After creating an account for free and depositing money, you set your stock and index selections and have M1 Finance automate your investments on your behalf. 

Acorns

Acorns is a financial app available via iOS and Android phones. This app rounds up your purchases on linked credit cards to the nearest dollar and invests that amount for your future. You will get $10 when you sign up for a new account with Acorns. Acorns also allows you to earn cash back on your everyday purchases at select stores. You can set up your cash back earnings as recurring investments.

Public

Public is another investment app that will give you a $10 free sign-up bonus for creating a new account.

Public.com

Invest in stocks. Learn from others. Public lets you invest in stocks with any amount of money and see what others invest in.

Join Now

3. Earn Credit Card Signup Bonuses

One of the best ways to make some serious extra cash is to take advantage of credit card signup bonuses.

My favorite card with the best credit card rewards is the Discover it® credit card which has no fees at all. Plus, you can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.

discoverit

You can also get a 0% Intro APR for 15 months on purchases and balance transfers, so if you have any credit card debt with high-interest rates, it’s worth switching over so you save on interest. Then you can find ways to pay off the credit card debt while saving on interest.

Also, this card is beneficial if you wanted to claim a $100 bonus after you make any purchase with your new card in your first 3 months. You will receive the $100 back in the form of a statement credit.

Click here to apply and get a $50 bonus!

4. Get Free Money from Bill Negotiation Apps

Finding hidden money is one of the best ways to make free money. There are several price drop apps and sites that help you lower your bills automatically and find hidden ways to save money on your everyday online purchases.

Here are the best online services (apps and sites) that help you lower your bills automatically and find hidden money:

Truebill

Are you overpaying on your bills? Then Truebill can help with saving money by canceling your unwanted subscriptions and lowering your bills. You can use it to cancel your unwanted subscriptions and get better rates on your bill. Their fee is 40% of your savings.

Trim

Trim is another money-saving app that negotiates your cable, internet, phone and medical bills and cancels your old subscriptions and more. Also, Trim can negotiate with your bak and credit card provider to lower your credit card interest rates (APRs), waive interest charges, and get refunds on unfair bank fees. For more details on how to stop getting ripped off, check out our complete Trim review.

Capital One Shopping

Capital One Shopping will help you get your money back by monitoring your online purchases. Capital One Shopping acts as a price drop app that will let you know if the price of something you bought online drops and will help you get refunded for the difference. Also, Capital One Shopping tracks your shipments from select online retailers like Amazon and can help you get you compensated for late deliveries. Capital One Shopping offers its services free of charge. Note: Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provided.

5. Shopping and Cash Back Apps Can Help

Did you know that you can get some of the money you already spend back? That is where cash back apps come in. There are several reputable cash back apps out there that will give you cash back when you’re shopping online or make a purchase using one of these apps.

Here are some popular apps that will help you get paid to shop:

Capital One Shopping

This is a Chrome extension that automatically finds coupon codes while you are shopping online. It automatically applies the coupon at checkout, saving you money instantly.

Capital One Shopping compensates us when you sign up for Capital One Shopping using the links provided.

Dosh

You can earn free cash by using Dosh which will give you cash back offers when you shop, dine or travel. Simply download the app, create a free account, and link your everyday card(s) to the app to start earning cash back from brands. No coupons or receipt scanning. Once you accumulate $25, you can withdraw your funds via bank transfer, PayPal or Venmo. Sign up using a Dosh referral code to get a boost for new customers.

Rakuten

Rakuten is one of the most well-known apps that will let you earn cash back at more than 2,500 stores when you shop online or in-store. Simply make your planned purchases at your favorite stores using the Rakuten app to earn some money back. You will earn a $30 cash bonus when you sign up with them.

Fetch Rewards

Fetch Rewards is another money-making app that pays you to scan your receipts, no matter where you shop. Fetch Rewards works directly with hundreds of brands. When you shop with any of these brands through Fetch Rewards app, you will also earn points. You can redeem your points for rewards, including gift cards from the most popular stores and retailers.

GetUpside

This cash back gives you free money or cash back whenever you shop using your linked debit or credit cards to GetUpside app. It would not be wise to lose money at the pump since you get free money in the form of cash back. You can get a $5 bonus when you register your account.

GetUpside

Are you always looking for cheap gas in your neighborhood — but end up going to the same place every time? You can find gas stations and other participating businesses near you that offer cash back with GetUpside.

Get Cash Back Best Gas Apps

6. Get a $10 Investment Bonus

Investing is a great way to make some extra money.

If you’re not sure where to start, Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.

How Acorns works:

  1. Sign-up here, it takes a few minutes
  2. With the app, you’ll start small and stack up change over time with the Acorns “round-up” feature
  3. Then potentially start earning money on your investments

Sounds like fun? Sign-up for Acorns, collect your $10 and double your money by investing. You can also get a registration bonus through here.

Our Pick
Invest in the background of life and get a $10 bonus

With Acorns, automatically invest spare change from everyday purchases in expert-built portfolios recommended for you, easily save for retirement, get paid early, and more. Start in under 5 minutes and get a $10 bonus today!

Get your bonus

7. Earn Free Cash with Survey Apps

Taking online surveys to earn extra money in just a few minutes is a no-brainer. You can earn cash by participating in market research through many survey sites. This is an easy way to earn some extra cash.

While you will probably not make $100 fast overnight by completing surveys, it can help you reach your goal if you combine it with other money-making methods. There are just a few companies that make it worth it if you’re in need of earning free money.

Here are some of the top-paying surveys sites that will pay you to complete online surveys:

Swagbucks

Swagbucks is a popular rewards site that pays you to perform a variety of online activities, including participating in market research, or online surveys. Swagbucks is one of the best and highest-paying survey sites you can join to make money online by taking paid surveys. You can earn anywhere from $0.05 to $2.50 per survey with Swagbucks. Some surveys can pay as much as $25-$35.

Survey Junkie

Survey Junkies is one of the best legitimate survey sites out there. You can earn virtual points by completing surveys with them. You can then redeem your points for PayPal cash or e-Gift Cards.

LifePoints

LifePoints is one of the high-paying survey sites you can join to make money on a daily basis by completing surveys. The more surveys you complete, the more money you can earn.

InboxDollars

InboxDollars is a popular cash rewards and survey site that will pay you to perform various tasks online. One of the best ways to earn money from InboxDollars is to completing online surveys and watching videos. Once you accumulate $30 in your account, you can cash out your earnings with a check or gift card.

$5 sign up bonus
InboxDollars
4.5

InboxDollars offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards.

Start Earning

8. Get Paid to Get in Shape

Want a way to walk for money? There are a few apps that allow you to get paid for walking. I thought to myself, these apps that pay you to exercise must be a scam, right? I decided to download the apps that reward you for walking to see if you can actually make money by walking or working out. Yes, you heard that right.

If walking is something you enjoy everyday, then there are apps that will pay you to walk:

Sweatcoin

Sweatcoin is an app that pays you to walk. They will pay you in cryptocurrency. Once you sign up for the app, you will be able to earn 5 Sweatcoins per day for 5,000 steps. But if you choose a higher membership level that is charged monthly in Sweatcoins, you can increase the number of Sweatcoins you can earn per month. You can use your Sweatcoins earned to buy goods and services from brands in the app’s marketplace.

Achievement

Once you sign up for an account with Achievement, then you will have to connect your desired fitness apps to Achievement. Then you can start earning points and rewards by performing a variety of exercises, including walking that improve your health. The more active you are, the more you warn. Once you have earned 10,000 points, you can redeem your points for a $10 reward via PayPal or direct deposit to your bank account.

HealthyWage

HealthyWage will pay you to lose weight. Simply sign up with the app and make a bet on how much weight you want to lose, how long you will take to lose that weight, and how much you would like to bet. Then HealthyWage Prize Calculator will determine the amount of your winnings based on your own weight loss goals. If you then lose the weight, you will get paid to reach your weight loss goal. You can redeem your coins for PayPal cash, or merchandise like Apple devices, sports gear, etc.

HealthyWage

HealthyWage is a program for people who want to start dieting in a way that is fun, competitive, and potentially rewarding. As a member, you and your friends, family, and coworkers can bet against yourselves and potentially walk away with hundreds or even thousands of dollars in your pocket.

See Prize Calculator →

9. Get Free Money Playing Games

Playing games on your smartphone is a fun way to make money in your spare time. You will not make a stable income with game apps to win real money, but if you enjoy playing games on your smartphone, this can be a nice way to earn real cash.

You can earn real money by playing games online via several game apps and sites:

Lucktastic

Lucktastic is a free app that allows you to win money and cash prizes and earn tokens by playing scratch-off games. You can earn tokens as you play and redeem your tokens for gift cards from over 30 major brands and retailers or use tokens to enter contests to win a prize.

Solitaire Cube

If you are interested in only playing the classic Solitaire game online, then playing solo card games using Solitaire Cube is a fun way to earn real money. Solitaire Cube is powered by the esports company, Skillz. It is free to download the app and create an account. But you will have to make a minimum deposit of $10 into your account to play for real money.

Boodle

Boodle is a free app that will reward you Boodle coins every time you try out a new app and game. Boodle will also give you coins for doing other activities such as answering questions, completing special offers, discovering deals and referring friends. You can redeem the coins you earn for gift cards to retailers like Amazon, Nike, Chipotle and more.

InboxDollars

You can earn money online by playing games on InboxDollars. When you sign up for InboxDollars, you get a $5 welcome bonus. Some Arcade games available on InboxDollars are Mahjong, Solitaire, Sudoku, and Word Chess. 

Swagbucks

One of the ways you can make more money on Swagbucks is to play games online. It is free to join Swagbucks. When you sign up and complete your profile, you get a $10 welcome bonus.

Mistplay

Mistplay is an app that pays you to play games online on your Android device. You earn points that can be redeemed for Amazon gift cards, iTunes, Nintendo, and Visa prepaid gift cards. You can earn anywhere from 20 to 200 points per game, depending on the amount of time spent playing and other factors. One thousand five hundred points are equivalent to around $5.

100% free, no deposits required
Mistplay (Android Only)
5.0

Earning money by playing games on your phone sounds like a dream. But Mistplay really pays you for playing new games with free gift cards. It is 100% free to play and you never have to deposit any money.

Select Your Favorite Game →

10. Get Free Money by Downloading an App

Do you have a laptop, tablet or mobile device? If so, follow me on a quick trip to some free money.

By downloading a free app to your mobile device, you can improve the products and services you use online today. Nielsen Computer and Mobile Panel combines your unique internet usage and uses it for market research.

By using the internet as you do every day, they invite you to make a difference – and you can make a quick $50 per year just for installing this app that anonymously collects information from your favorite web-surfing device.

You don’t really have to do anything other than initially registering your computer or phone. If you are at all interested, you can get more information here.


Aspiration Bank Bonus: $150 for New Customers in July
Follow these simple steps:
  1. Open your Aspiration Spend & Save Account and fund your account with at least $10.
  2. Use your Aspiration debit card to make at least $1,000 of cumulative transactions within the first 60 days of opening your account.
  3. You're good to go!
Visit Aspiration and Claim $150

Get $50 for installing app
Nielsen Mobile Panel
5.0

This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

Start Earning Nielsen Review

11. Earn Free Money for Reading Emails

You could get free money for reading emails. It is one of the easiest ways to earn some extra money online while doing something that you already do online. Many sites will pay anywhere from 1 to 5 cents for opening the email and reading it. Here are some sites that allow you to get paid to read emails.

InboxDollars

If you sign up for an account with InboxDollars, they will pay you just to read the emails they will send to your inbox. InboxDollars send special offers through these emails. All you have to do is to open these emails and read them to earn some extra cash.

InboxPays

InboxPays is another site that will pay you to read emails. When you sign up for InboxPays, you can earn through reading emails. The maximum amount you can request per payout is $25. All earnings are deposited to your PayPal account.

Vindale Research

Vindale Research is an online market research panel that allows you to sign up for a free account to become a member. There are a few ways to earn extra cash on Vindale Research site, including getting paid to read emails. 

Branded Surveys

Branded Surveys lets you earn a nice chunk of cash for answering simple surveys that they send to your email from Fortune 500 companies like Apple, Walmart, and more! You’ll need to provide honest feedback so these companies can improve products and services. This company has paid over $17 million to date, and it’s free to sign up.

Swagbucks

Swagbucks is a popular online rewards program that pays you cash and gift cards for doing a variety of tasks online, including reading emails. Swagbucks will send you promotional emails. If you simply click on those emails to read, you will earn SB points that can be redeemed for free gift cards to your favorite retailers like Amazon or Walmart, or PayPal cash.

Earn around $50 to $1,000 per year
Swagbucks
5.0
$10 welcome bonus

Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

Start Earning Swagbucks Review

12. Earn Passive Income with a High-Yield Savings Account

Yes, I wouldn’t think of savings accounts as a good source of passive income but your cash should be getting something in return instead of just sitting in a checking account.

Online banks can offer over 20X more in interest — and consumers are missing out. The best high yield savings accounts offer a higher interest rate and there is absolutely no risk to your money (you’ll actually earn 1% or more on your cash).

If you need to save money for short-term financial goals like travel or a home, then a high-yield savings account can pay off. With some analysts saying there is a looming U.S. recession coming this year, risk-averse individuals may benefit from stashing cash in a savings account.

Don’t know which bank accounts to start with? Check out the following high-yield savings accounts that offer bonuses for new customers.

BANKDETAILSMIN. BALANCE FOR APY APY
aspirationbest savings accounts
  • Impressive APY on savings
  • Earn cash back on purchases with ethical retailers
  • Deposits do not fund fossil fuel exploration or production
  • The impressive 1.0% APY is only available with the Aspiration Plus account, which has a $15 per month fee.

$0

Member, FDIC

5.00%

OPEN ACCOUNT
axos savings accountbest savings accounts
  • No monthly maintenance fees
  • No minimum balance requirements
  • Interest compounded daily
  • 24/7 online access with Online and Mobile Banking
  • FDIC Insured

$0

Member, FDIC

4.00%

OPEN ACCOUNT
cit bank logobest savings accounts
  • Higher rates than traditional banks
  • 24/7 Account Access
  • Secure banking features
  • FDIC Insured

$0

Member, FDIC

1.35%

OPEN ACCOUNT
axos savings accountbest savings accounts
  • No monthly maintenance fees
  • No minimum balance requirements
  • Interest compounded daily
  • 24/7 online access with Online and Mobile Banking
  • FDIC Insured

$0

Member, FDIC

0.61%

OPEN ACCOUNT
sofi logobest savings account
  • Hybrid Checking and Savings Account
  • Pay no account fees or ATM fees worldwide
  • Open an account in minutes - all free

$0

Member, FDIC

1.25%

13. Safe and Fast Way To Get Money Now

If you actually need money now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the ZippyLoan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow right into your bank account.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Loan options for poor credit
Zippyloan
4.0
  • Borrow between $100 and $15,000
  • No risk in checking what offers you’ll get
  • Quick approval and fund disbursement (if approved)
  • No minimum credit score requirement
Apply Now Our Zippyloan Review

Earn Free Cash and Free Money FAQs

free money

Free money is a benefit that has no costs. Here, it will mostly be sites that will not be asking for anything directly in return for the money.

Here are common questions people ask about how to get absolutely free money:

How can I get free money now?

Finding free money is simple if you know where to look. If you wanted to get some free money right now you can earn money with online surveys, use game apps to win real money, claim free stock promotions, and signing up for credit card bonuses. Or you can use the ideas below.

What apps give you free money?

There are so many apps that give you free cash and free stuff. They are called ‘money-making apps‘ and you should start with InboxDollars, Drop, Swagbucks, Survey Junkie, Slidejoy, AppTrailers, and Rakuten.

How can I get free PayPal money?

Getting free PayPal money isn’t any different than earning regular free money. The ideas and apps are the same and I’ve researched the different ways in this article on how to earn free PayPal money.

How can I get free money from the government without paying it back?

You can find unclaimed funds, find unclaimed pension funds, apply for educational and government grants, get assistance with childcare expenses, get help with utility bills, and accept healthcare credits.

Beware of Free Money Scams

free money

You’re likely ready to ready earn free money and get started soon. However, don’t assume that all free money opportunities you receive are from legitimate companies or even people. Some free money offers online are scams.

Spurious agents may happen to pick up your phone number and call you to offer a free vacation or even free money. Therefore, be vigilant about anything you find that someone claims to be free.

A detailed guide on the subject elaborates on the several steps consumers can take to protect themselves against such scam collection calls claiming to offer anything for “free”.

You should start by asking questions. For example, ask the caller about the company he or she represents, or ask for a number to call them “right back.” Legitimate companies would readily provide this information. Even asking seemingly trivial questions like “what’s my full name,” can help keep the fraudulent callers away.

With that being said, good luck earning free money and stay vigilant.

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About the author

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

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stellagrace

Great list!

Brian Meiggs
Brian Meiggs
Reply to  stellagrace

Thank you!

Azdin
Azdin

Thank you!

Hamid
Hamid

Hi
Thank you for collecting and presenting this material;
Of course, I am an Iranian and I am not sure which one I will reach.

Tumelo
Tumelo

Okay

Heather N Kentuck
Heather N Kentuck

Thank you!! So excited to try some of these!

Kerri Rasual
Kerri Rasual

It should be clear!

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