8 Options for Those “Uh-Oh, I Need Cash Now!” Moments

Home Jobs 8 Options for Those "Uh-Oh, I Need Cash Now!" Moments

Want to Score Free Cash?

  • Survey Junkie: Earn up to $50 per survey with one of the highest-paying survey sites on the web. Join Survey Junkie Now
  • SoFi Money: Earning money for unlocking better features sounds like a dream. But this free banking app really pays you $100 with you switch your direct deposit to SoFi Money. Get SoFi Money.
  • Aspiration: This mobile banking app lets you do everything for free and takes no fees — ever. Better yet, if you join through this link you can get $100 in your new account.

If you need cash now, keep and achieve finance with these top 8 methods to make cash right now.

“Get Quick and easy cash… Whatever you would like it for, get cash online right away! Just fill in your personal details and get the loan application started now!”

Sounds familiar? If you require fast cash and nobody around has a money tree to help you at that moment of desperate need, it is obvious to look around on Google and get hundreds of such results for your search.

If you are thinking “I need cash now” then there are only two ways one borrow finance or cash-in your belongings to make fast funds. However, there are very few online providers that will help you find cash lending options using sophisticated search mechanisms. Hence here are some tips and tricks that allow you to overcome a financial crisis by doing certain things and make relatively better choices.

8 Options for Those “Uh-Oh, I Need Money Now!” Moments

1. Sell off unused items, furniture and gift cards

Free Gift Cards

Run a look through your house, arrange that cluttered cupboard/ bookshelf or take a glance at gifts you have received during the previous years. You might find something to put on sale using selling apps like Craigslist, LetGo, Buffalo Exchange and many more. If you aren’t using the stuff or books have dust on them, it means they are not needed.

Instead,  pawn or sell those books, clothes, used furniture, utensils any other possession that’s taking up space in your house so that you make room for that desperately needed cash. You might come across unused gift cards that are lying and not expired yet. Of course, you cannot put them for sale online but you can reach your family and friends who are willing to buy them.

Want Free Money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

You can also check out our article detailing 14 Ways to Make $50 Fast.

2. Motivate your debtors to pay back

small investment opportunities

Put some strain on your memory and recall if you have lent cash to any of your friends, acquaintances or family members in the past. If yes, it’s time to pick your phone and ask them to pay back! They can understand your situation and pay your cash back. Do the same to collect debts from others whom you have helped in need.

3. Get Advance from Employer

career advice for millennials in the workplace

This might sound a little unusual but you won’t know if you don’t approach your employer. If you have built that rapport and trust just give it a try. It might work for you and your boss or employer will probably grant you advance on your paycheck. If you get an advance of say $500 you can pay back $250 from the next two paychecks. Just make sure you pay back in time in whatever parts you can.

4. Secure Credit Card Advance Carefully

do paid surveys really work

It is basically a short-term loan taken on a credit cards credit line. When you are short of cash this option seems tempting just to pay that odd bill or purchase something online. It seems as simple and convenient as going to an ATM, swiping the credit card with the correct pin and get the cash withdrawal done. The catch is heavy credit fees applied for such cash advances on credit cards. Also, this might work only if you have a good credit score. What if you don’t have a credit card at all? Read on there are options better than this.

5. Go for Payday Loans Online

losing your job

You can apply for online payday loans as they are convenient, safe and secure without having to leave the comfort of your house. These loans will usually help bridge the gap between paychecks and keep you guarded against loan sharks. Proven that you won’t pay a lot for short-termed payday loans, be careful that you do not miss even a single repayment.

6. Get Refunds or Soda Can Deposits

how to get a raise a work

Many stores provide 30 days or 90 days return policy. So if you bought something new during the last few months and its unused return to the store and get some quick cash. There are around 10 states with bottle bill, so if you reside in one collect empty soda cans at home, work and ask friends to donate it so that you can carry them to the store for the refund.

7. Get Online Cash Advance without Credit Card

credit cards 101

Cash advance on Credit cards can be taxing. In order to avoid hefty credit card fees try the online cash advance options through finance partners. The best part of this option is that there is no hard copy paperwork or fax required as you can apply using both the website and the mobile application.

Many times payday loans are confused with cash advance loans but payday loans are typically repaid on your next paycheck which is not true for a cash advance. Also, there is no obligation to accept any term that you find difficult to handle. All your queries will be taken care of and explained in a simple language. Soft credit checks and paybacks in a matter of weeks instead of months are typically attractive.

8. Go for a Personal Installment Loan

pay off payday loans

Sometimes you might be allowed a little longer to payback for a cash loan. Personal installment loans can be short term or long term depending on loan amount. It can fulfill your financial need for today by allowing you to pay back one installment period at a time instead of lump-sum on next paycheck. Remember it is a short-term lending solution for temporary financing needs, not a replacement for long-term financial arrangement.

Hence choose responsibly and apply for a loan that you would be able to repay. Follow the above tips and tricks, keep calm and let the latter take care of the rest!

Want To Earn Easy Money?

  • Survey Junkie: Earn up to $50 per survey with one of the highest-paying survey sites on the web. Join Survey Junkie Now
  • Mistplay: Earning money by playing games on your phone sounds like a dream. But this app really pays you for playing new games with cash rewards. Download Mistplay for Free (Android only).
  • Robinhood: This investing app lets you trade stocks and do everything for free and takes no fees — ever. Better yet, if you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).

The Best Apps to Save You Real Money

We are on our phone a lot, right? Wouldn't it make sense to save money with the best money saving apps?

AppAt a glancedownload
aspirationAspiration
★★★★★
Get a $100 bonus at Aspiration when you open and fund an account with $10 or more. Then use your Aspiration debit card to make at least $1,000 worth of cumulative transactions within 60 days of account opening.
CLAIM $100 BONUS
robinhoodRobinhood
★★★★★
Open a new account in the next 24 hours and you could get up to $200 in free stock.
CLAIM FREE STOCK
Truebill reviewTruebill
★★★★★
This free app delivers on its promise to save you money effortlessly. You can use it to lower your bills, cancel unwanted subscriptions and bill negotiations.
SLASH YOUR BILLS

About the author

LEAVE A REPLY

Please enter your comment!
Please enter your name here

On a similar note...

Explore More On

7 Best Bank Bonuses and Promotions of March 2021

ImageDescriptionlearn-more
aspiration★★★★★This Company Will Give You $100 for Opening a Free Account
Boost your savings and earn up to 1.00% APY interest on your savings. Get up to 10% cash back on your purchases. Get $100 bonus when you spend your first $1,000 with your new Aspiration Plus Card.
COLLECT $100 BONUS
personal capital★★★★★
The First and Only Interest Earning Crypto Account
Receive up to $250 Bitcoin bonus when you make qualifying deposits over the first 30 days. Receive up to 8.6% annually on your crypto. Join the most trusted financial services for crypto investors on the market.
CLAIM $250 BONUS
personal capital★★★★★Get Up $200 in Free Stock for Joining
Commission-free stock, ETF and options trades. Get a free stock worth up to $200 when joining (must complete application). Simple, easy to use investor platform with no account minimums.
GET FREE STOCK
sofi★★★★★All-In-One Investing That's Easy to Use
Tired of Robinhood? Invest in stocks, ETFs, crypto, or automated investing in all one app. No commissions for stocks and ETFs. Complimentary access to SoFi Financial Planners.
INVEST NOW
personal capital★★★★★The Smart and Free Way to Manage Your Money
Take control of your finances with the perfect union of technology and highly personalized service. Get access to free online financial tools, including retirement planner, investment checkup, net worth calculator and more. Digital-first wealth management advisor with 24,000 clients in 50 states.
SIGN UP FREE
blooom★★★★★401K and IRA Management
Start your free 401k and IRA management now. Find and reduce hidden fees. Improve your diversification.
GET FREE CHECKUP
cit★★★★★Enjoy the Benefits of a CIT Bank Money Market Account
A CIT Bank Money Market Account helps you get more from your savings with interest rates for maximum growth. Earn over 7x the national average with high-interest rates. It now pays to open a money market account with CIT Bank.
OPEN ACCOUNT
My Millennial Guide