I Need Money Today: 28 Ways to Earn Cash When You Desperately Need It

Check out the list below of ways to make extra money right now on the side.

Disclaimer: This post may contain affiliate links. Please read our disclosure for more information.

Do you need money right now?

Being broke is miserable, and you must be left thinking about how you need money desperately right now.

Lacking sufficient money to live comfortably or normally in our society is never a good thing.

One thing is for sure, most of us have had moments in life that led to not being financially stable at one point or another.

In fact, America’s poor are becoming more destitute with rising inflation and the stock market feeling toppy.

But it could be anything, for example, maybe you had a rash of medical bills pile up, made poor financial decisions, got laid off, received an eviction, or collection bills piled up which left you knees deep in debt?

Whatever it is, today I am here to give you 28 steps to help you make money now.

In a hurry? Let’s get right to it.

Why Am I Poor

I Need Money Today

Ready to earn some extra cash right now? Yes, conveniently there are some ways that you can get strangers to give you money or even Visa gift cards. By now, you probably already know that there are a handful of ways to get your hands on Visa gift cards for basically free:

Or, you can learn other ways to get money from strangers:

Ways You Can Get Money from Strangers

Here are common questions people ask about how to get cash or money from strangers:
  • How can you get free money? There are a lot of ways to get free money, but the most popular are taking online surveys, let companies like Trim save you money, make money through trivia apps, or using rewards credit cards.
  • Do Millionaires give away money? Millionaires often hold charities and often donate to people in need.
  • How can I get strangers to give me moneyYou can use the following sites to get people to give you money: Kickstarter, Indiegogo, Fundly, Crowdfunder, GoFundMe, Begging Money, BoostUp, or FundMyTravel.
  • How can I get money now? When you need money now, you can get quick cash by taking online surveys, making money with your car, gig economy apps, using gas cash back apps, and claiming quick cash bonuses.

Next, you can learn some ways to earn quick money by using these creative methods:

1. Sell Your Plasma

If you need money right now then you can earn it quickly by selling your plasma. Most people don't know about this but you can literally get paid today by doing so.

Expect to earn from $25-$50 and you can get cash today. It takes around 30 minutes to sell plasma, but if you are a new donor, expect to wait even longer.

This is a great way to make money today. Once you do it once, it'll be faster to do it the next time and you can start doing it two times every week. That's an extra $400 a month.

2. Get Free Money

Who says there's no such thing as a free lunch? You can make money today with no money.

Every year businesses give away thousands of dollars in free money and gift cards as a way of promoting their websites or products.

You will see it's possible to get free money fast. Look no further because I've put together a list of my favorites that will give you more than $3,700 in free cash right now.

3. Get a Personal Loan

If you need money now and have bad credit, then you can still opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and one of the best no-credit check loans. You can visit ZippyLoan here.

Loan options for poor credit
ZippyLoan
4.0
  • Borrow between $100 and $15,000
  • No risk in checking what offers you’ll get
  • Quick approval and fund disbursement (if approved)
  • No minimum credit score requirement
Apply Now Our Zippyloan Review

4. Sell Scrap Metal

Scrapyards will often buy electronics, appliances, and metal vehicles that you may have lying around in your home.

Scrapyards make money by reselling their accumulations of metals either to refineries or larger scrap brokers. Your best bet is bringing copper and aluminum to your local scrapyard.

Or if you have an extra fridge, you can scrap it for around $30 at your local scrap yard and get paid today.

If you are looking for a scrap yard near you that will pay you money for your metals or appliances, then keep these tips in mind.

5. Pawn or Sell Items of Value

If you are still thinking I need money right this second then take some time to dig through your closets, basement, or attic and find some valuable items that can sell for some cash.

For example, if you have an old gaming system or some unwanted jewelry, you can sell it for some fast cash. If you have gold then you can use our gold selling guide to get the best value for your unwanted jewelry.

6. Sell an Old Cell Phone

If you have an old phone lying around then that’s extra cash. You can try listing it on selling apps, but this can prove to be quite the hassle.

Or you can easily sell it on Gazelle for cash. This is the easiest way to sell it quickly.

Amazon also has a trade-in program for consumer electronics.  You can access the Amazon trade-in program by clicking here.

Another option is to bring your old phone to Best Buy, Walmart, or your wireless provider, to see what kind of trade-in value they will give you. Then you can find ways to get cash off the gift card.

7. Flipping Items for Profit

Flipping items for profit can be a thrilling treasure hunt! Start by diving into fascinating niches or products you love. For me, it would be video games or electronics.

Then you can scour through garage sales, thrift stores, or online marketplaces for hidden gems – think vintage toys, designer clothes, or quirky antiques.

The fun is in the hunt and the knowledge you gain about these treasures. Then, it's like a game: buy low, perhaps spruce them up a bit, and sell high on platforms like eBay, Etsy, Facebook Marketplace or you can see this list of my favorite selling apps.

Your secret weapon? A keen eye for bargains and trends. As you flip each item, you can make a profit each time.

8. Ask a Friend or Family Member for a Loan

This option for getting money now is pretty straightforward forward so I won't spend too much time on it.

If you have anyone close to you who trusts you then you can ask them for a short-term loan. Just explain what you need the money for and that you will pay them back.

If You Need Money Within a Week

Here are some ideas if you need money within a week or so.

9.  Become a Lyft Driver

lyftIf you’re free nights and weekends, you can make money driving your fellow citizens around.

Becoming a Lyft driver is one of the best ways to earn extra money whenever it’s convenient for you.

A lot of people do this full-time, so you can imagine that’s it possible to do this on the side and make $1,000 extra a week.

Lyft currently has the best bonus for joining but there are other ways to earn with your car:

COMPANYTYPE OF WORKREQUIREMENTSDETAILS
postmates logo
Make delivering with PostmatesOwn a car or bicycleGet Started Now >>

Lyft Details

  • Earn money on your own schedule
  • Download the free Postmates Fleet app for iOS or Android and come online whenever you want to make money

All Details and Full Review

  • Additional terms and conditions apply.
  • For more details see Postmates >
turo make moneyLet your car work for you by renting it outOwn a vehicleGet Started Now >>

Turo Details

  • Rent Out Your Car Only 5 Days a Month and Make $3,500 Every Year
  • Create a free listing with a few clicks.
  • Describe your car, upload some clean photos, and you’re ready to go.

All Details and Full Review

  • Additional terms and conditions apply.
  • For more details see Turo >
  • See full review for Turo >
instacart

Shop and Deliver with Instacart

Own a car, bike, scooter, or even shoes, and deliver whenever you wantGet Started Now >>

Instacart Shopper Details

  • Earn money by delivering the food people love, anytime it works for you.
  • Earn by cruising around town in your car.
  • Sign up today and earn good money.
  • Fast approval.

All Details and Full Review

  • Additional terms and conditions apply. For more details see Instacart >
doordash side hustle

 Become a DoorDasher Driver

Every completed delivery puts money in your pocketsGet Started Now >>

Dasher Details

  • Every completed delivery puts money in your pockets. No strings attached.
  • Fast approval process. Work when you want.
  • Use any car to deliver.
  • Get paid same day.
  • Bikes & Scooters Accepted.
  • Earn All Tips.
  • Easy Signup.

All Details and Full Review

  • Additional terms and conditions apply.
  • For more details see DoorDash >
  • See full review for DoorDash >

10. Freelancing Online

Freelancing online is a practical and flexible way to earn a living by leveraging your skills. To start, identify your strengths – this could be in freelance writing, graphic design, programming, or any other service you can offer remotely.

Create a professional profile on freelancing platforms such as Upwork and Fiverr.

Your profile should highlight your skills, experience, and any relevant portfolio pieces. Once set up, start bidding on jobs that match your skill set.

Be realistic about what you can deliver and keep your rates competitive, yet fair for the quality of work you provide.

Building a reputation is key. Focus on delivering high-quality work and meeting deadlines. Positive reviews and repeat clients are crucial for long-term success and is the backbone if how you'll make money consistently.

Remember, freelancing online requires patience and persistence, but it offers the freedom to work on your own terms and the potential for a diverse and rewarding career path.

11. Deliver Food with Uber Eats

If you’re free nights and weekends, you can earn extra money delivering food for fellow citizens around your city. It’s easy to deliver food with Uber Eats – if you have a car, it’s a perfect way to make a good amount of extra cash whenever it’s convenient for you.

Making money with Uber Eats involves delivering food orders from local restaurants to customers.

To start, sign up as a delivery driver on the Uber Eats, ensuring you meet their requirements like having a suitable vehicle and a valid driver's license.

Once approved, you can log in to the app and start accepting delivery requests. You'll earn money for each delivery, with the amount depending on the distance and size of the order, and you keep 100% of the tips (which is how you'll make most of your money).

To maximize earnings, consider delivering during peak meal times and in busy areas. Remember to provide good customer service, as this can lead to better tips.

12. Deliver Food with DoorDash

DoorDash generally has a larger market share in the United States and is available in more cities and towns. This can mean more potential orders for drivers.

Making money with DoorDash is a straightforward process that involves delivering food orders to customers.

Start by signing up as a Dasher, ensuring you meet the requirements like having a valid driver's license and a clean driving record.

Once approved, you can log into the DoorDash app to start accepting delivery orders. Earnings are a combination of base pay per delivery, customer tips, and occasional promotional pay during high-demand periods.

To maximize your earnings, it's wise to dash during peak meal times like lunch and dinner, as these are when order volumes are highest.

Being strategic about the areas you choose to dash in is also key; busier areas typically mean more frequent orders.

Remember, providing excellent customer service can lead to better tips. This includes ensuring orders are accurate, handling food carefully, and communicating effectively with customers when necessary.

DoorDash Driver
5.0

Earn extra money for your short-term or long-term dreams with DoorDash. As a Dasher, you can be your own boss and enjoy the flexibility of choosing when, where, and how much you earn. All you need is a mode of transportation and a smartphone to start making money. It’s that simple.

Start Earning DoorDash Review

13. Walk Dogs with Rover

Earning money with Rover involves providing pet care services. To get started, create a profile on the Rover — it only takes a few minutes.

Choose the services you wish to offer, such as dog walking, pet sitting, or dog boarding. Set your own rates and availability.

Once your profile is approved, pet owners can contact you through Rover. You'll have the chance to meet and vet potential clients and their pets to ensure a good fit.

Each service you provide earns you money, with Rover deducting a service fee.

Building a strong profile with good reviews and reliable service can attract more clients.

Being flexible with your services and responsive to client needs helps too. Rover offers a way to earn money while spending time with pets, making it ideal for animal lovers.

Rover
4.5

What can be more fun than walking dogs around your neighborhood and get paid? You can do it on your time and get paid today with Rover! According to Rover, dog walkers and sitters can earn up to $1,000 per month.

Start Earning

14. High Yield Savings Account

pei app

This is another way to invest your money beyond just stocks. It’s much more profitable than a normal savings account.

Your money can sit in there and accrue some interest until you are ready to invest in bigger and more profitable ventures.

If you are looking for a new savings account, check out our most updated list of the best savings accounts available to you.

Best for large balances
No monthly fees
Offers welcome bonus
Ease of use
No balance req.
APY: 5.00%
APY: 4.65%
APY: 4.60%
APY: 4.50%
APY: 4.40%
Minimum to Earn APY: $5,000
Minimum to Earn APY: $100
Minimum to Earn APY: $1
Minimum to Earn APY: $100
Minimum to Earn APY: $0
Bonus: N/A
Bonus: N/A
Bonus: $300
Bonus: N/A
Bonus: N/A
Best for large balances
APY: 5.00%
Minimum to Earn APY: $5,000
Bonus: N/A
No monthly fees
APY: 4.65%
Minimum to Earn APY: $100
Bonus: N/A
Offers welcome bonus
APY: 4.60%
Minimum to Earn APY: $1
Bonus: $300
Ease of use
APY: 4.50%
Minimum to Earn APY: $100
Bonus: N/A
No balance req.
APY: 4.40%
Minimum to Earn APY: $0
Bonus: N/A

If You Need Money Within a Month

Need money a month from now? Try these money making ideas out.

15. Find Legitimate Online Jobs

If you need money now since you are unemployed, why not consider online jobs that people are using now to make money?

An estimated three percent of America’s workforce now consists of telecommuting employees or people who work from home, according to a survey conducted by FlexJobs.

How does an extra $1,000 a month sound? You can get there and discover the most lucrative online jobs and work from home jobs.

Want a remote job? Get a FlexJobs membership just for $2.95!
FlexJobs
  • Get access to vetted remote job listings for just $2.95 for 14 days
  • Enjoy partner discounts on products
  • Extensive job search resources & support
Click to Get $2.95 Deal

16. Make Money with Online Paid Surveys

Taking online surveys to make extra money is a no-brainer!

You definitely won’t get rich or make hundreds of dollars per day with survey alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

Survey Junkie: This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products. And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal). You can get a free registration bonus for free when you join through this link.

Survey Junkie pays between $.50 and $9 per survey, and many of them take less than 5 minutes to complete. It is one of the highest paying survey sites that actually works. Sign up through here.
ProsCons
There’s absolutely no cost to join. Tip: Never register for a survey site that asks you for cashSometimes you’ll be a few questions in only to find out that you aren’t eligible for a survey, but you still get points
Points can be exchanged for both cash to PayPal and for gift cards Minimum balance of $10 USD needed for Payout
Your information will go toward helping companies improve their products and servicesOnly users from the United States, Canada, and Australia can participate with future plans to expand
Answers that you provide are kept completely anonymous
The potential for high earnings (depends on your demographics)
Registration bonus if you go through this link.
If you’re not eligible for a survey, you’re still given points
$1.6M+ monthly payout to its members
Survey Junkie
4.5
Over $55,000 Paid to Survey Junkie members daily

Survey Junkie is one of the highest-paying survey sites available. Complete three or more surveys a day, and you can earn as much as $100 monthly. With $76 Million paid out to date, Survey Junkie is one of the best survey sites available.

Start Earning Survey Junkie Review

17. Rent Out Your Car

Did you know that you can rent out your car when you're not using it? And that you can bring in a lot of extra cash in your wallet by doing so?

To make money by renting out your car, sign up with a car rental platform like Turo or Getaround. These services allow you to list your vehicle for rent when you're not using it.

Set your rental price based on the car's make, model, and market demand. Ensure your car is clean, well-maintained, and meets the platform's standards.

Insurance is typically provided by Turo or Getaround and you'll earn money for each rental, with the platform taking a percentage as commission. This can be a convenient way to earn residual income from your vehicle.

18. Become an Airbnb Host

airbnbOwning a home can be pricey—sharing your place on Airbnb can help pay your rent and other bills.

If you have extra room in your house, you can make money hosting guests on Airbnb and earn up to $2,000 per month.

By becoming an Airbnb Host, you can start having your own weekend side hustle listing your home and open bedrooms to travelers looking to book through Airbnb.

With a little bit of traction, you can easily earn extra money that can go towards your rent or mortgage by hosting guests on Airbnb.

19. Download Nielsen App and Collect $60

nielsenBy using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

You don’t even have to do anything other than register your computer or phone and get paid $60 per device.

That's right, Nielsen will pay you $60 a year to keep its app on your favorite internet browsing device and they also give away $10,000 each month.

Getting started with Nielsen is pretty straightforward: Sign up and download the app.

Get $60 for installing app
Nielsen Mobile Panel
5.0

This company will pay you $60 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

Join Nielsen Panel Nielsen Review

20. Get Paid for Playing Games on Your Phone

make money playing games

We all heard the old saying “Time is money” right?

Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.

As you level up you can earn more money for cash rewards or gift cards.

This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.

100% free, no deposits required
Mistplay (Android Only)
4.5

Earning money by playing games on your phone sounds like a dream. But Mistplay really pays you for playing new games with free gift cards. It is 100% free to play and you never have to deposit any money.

Start Playing Mistplay Review

21. Advertise On Your Car

how to shop for car insuranceThis is some seriously passive income. Companies such as Carvertise will pay to put a wrap on your car, and then pay you to simply drive you regular routes with the advertisements on your car.

You can get the right to say “no” to a particular ad if you’re uncomfortable with the content of the ad. Most companies pay you between $100-$400 a month to advertise on your car. Not too bad for a quick way to make money now.

22. Get Credit for Price Differences

If there ever was an app you should have in your life, it should be Capital One Shopping.

Capital One Shopping is a free browser extension and mobile app that helps shoppers save money online. The extension searches for coupons, price drops, and other offers at over 30,000 online retailers. It also automatically applies coupons at checkout.

The extension works by comparing thousands of online retailers and listings for specific products. It also notifies users of potential cashback while they shop. Users can earn shopping credit rewards by activating offers with participating retailers and making eligible purchases.

These rewards can be redeemed for gift cards to retailers like Gap, Macy's, Old Navy, Kohl's, and Nike. Capital One Shopping also offers cash back for in-store purchases, but these are more limited than the online offers. These in-store deals are called local offers and tend to be restaurants, but some national retailers are also available.

Interested? You can sign up for Capital One Shopping here.

Capital One Shopping
4.5

Capital One Shopping is a free browser extension that optimizes your online shopping experience. It automatically searches for coupons and deals across 100,000+ retailers, showing you incredible deals, including tax and shipping. Plus, you can earn Shopping Rewards on purchases, redeemable for gift cards at top stores.

Add Free Browser Extension
We earn a commission if you make a purchase or sign up through our links, at no additional cost to you.

Capital One Shopping compensates us when you sign up using the links we provide.

23. Get Paid to Lose Weight

HealthyWage offers people the opportunity to earn cash for losing weight. Earn cash for losing weight? Sounds too good to be true, but Healthywage's mission is to help people lose weight by offering cash prizes to make weight loss more fun and effective.

You start by using the free calculator to find out how much you can win for hitting your weight loss goals. Once you determine your goal, you can sign up and start your HealthyWager.

If you hit your goal, you win the cash prize! Weight verification is done simply (from your own home!) through the HealthyWage app and payouts are handled quickly and efficiently through check or free Paypal money.

Ready to get started? Enter your information in the HealthyWage Prize Calculator to find out how much you can win!

24. Get Paid to Watch Videos

side hustlesThe next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take surveys and they’ll also give you a $5 free bonus just to give it a try.

By spending just 30 minutes per day on this (either on your weekends, during TV commercial breaks, or even in the bathroom) you can earn and save an extra $150/month.

More people should be doing this! Who wouldn’t watch an ad or two if they were getting paid?

$5 sign up bonus
InboxDollars
4.5

InboxDollars offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards.

Start Earning InboxDollars Review

25. Watch TV and Get Paid

Swagbucks is another great survey site to make some extra money in your free time. As a new member, you can earn up to $35 per survey! They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

Here's the good and the bad about Swagbucks:

ProsCons
An incredibly wide range of activities to partake inSometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to completeMay take up to a few days to receive your reward
100% free – never join a rewards site that asks for your payment information
Registration bonus if you go through this link.

Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.

There are quite a lot of survey sites out there. These just happen to be the more reputable ones that are legit. As always, be wary of handing out your information to random survey sites. I recommend using an entirely separate email address for online paid survey sites so you don’t clutter your inbox.

Earn around $50 to $1,000 per year
Swagbucks
5.0
$10 welcome bonus

Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

Start Earning Swagbucks Review

26. Teach English Online

Still wondering, how to make extra money from home? Well, have you considered teaching English online (pick your own hours too)?

To make money teaching English online, start by getting a TEFL (Teaching English as a Foreign Language) certification. This boosts your credibility and opens up more job opportunities.

Then, join online teaching platforms like VIPKid, iTalki, or Teach Away, where you can connect with students from around the world. Set your schedule and rates (if the platform allows it). Prepare engaging lesson plans tailored to your students' skill levels and goals.

You'll earn money per lesson, and excellent teaching can lead to more students and higher rates. It's a rewarding way to share your language skills and connect with people globally, all from the comfort of your home.

27. Start a Dropshipping Business

shopify logoOberlo allows you to easily import products from AliExpress directly into your Shopify store and ship directly to your customers – in only a few clicks. It’s very simple to open a shop on Shopify and drop ship items in order to create a business without too much risk.

You can literally start and set up a drop shipping business without any type of product in one afternoon with minimal risk as Shopify has a 3-day free trial and Oberlo is completely free. This is a great way to make money this week or month.

Shopify

Bring your idea to life with the tools you need to start selling. Create your online store today with Shopify with a 3-day free trial. No credit card required.

Start Free Trial

28. Check Open Class Action Lawsuits

If you use a product that’s involved in a class-action lawsuit, a little online legwork could get you a cash payout. The rules of each settlement are different, but in most cases, you’ll have to provide proof of purchase or product use, like a serial number or a receipt.

Once you fill out your online claim form, you may have to wait a few weeks or months before receiving your payment.

How to Get Free Money from the Government Without Paying it Back

If you are in need of assistance then you can look to get free money from the government. Here's how with these legitimate free money earning sites:

Unclaimed.org

LoansYour first stop should be checking out Unclaimed.org for “missing” money that you may be owed. This site is endorsed by the NAUPA and would typically include old security deposits that you've paid in the past and those sorts of things. This would be a great way to get free money sent by mail that is owed to you.

MissingMoney.com 

Side HustleThis is a similar site to unclaimed.org and is also endorsed by the NAUPA. MissingMoney.comfeatured collective records from all states of all residents unclaimed property. You don't even have to sign up to get free money all you do is a free search to see if you're owed anything.

Child Care and Development Fund 

The Child Care and Development Fund (CCDF) Plan serves as the application for the Child Care and Development Block Grant (CCDBG) funds by providing a description of, and assurance about, the grantee’s childcare program and all services available to eligible families that need free cash and funds as an aid.

Low Income Home Energy Assistance Program 

Money Saving AppsThe Low Income Home Energy Assistance Program (LIHEAP) helps keep families safe and healthy through initiatives that assist families with energy costs. If you legitimately need money today for free then it is worth checking out.

Federal Pell Grant for Education

Federal Pell Grants are usually awarded to undergraduates. The amount depends on financial need, cost of attendance at the college/career school, and more. You can learn more at the Federal Student Aid website.

Protect Yourself from Work from Home Scams

Working from home is gaining in popularity as more people are realizing the advantages of not having a commute to bring in income. While there is real work at home jobs that are legitimate — on the flip side, there are also work from home cons and scams.

Here's how to protect yourself from work at home scams and how to avoid them:

  1. Spot the red flags. When looking at an offer, use your best judgment to see if the opportunity makes sense for both you and the employer. Why would an employee offer to pay you $1,000 in a week for little to no work? Remember, that if it is too good to be true, it probably isn't a real opportunity.
  2. Make sure the job description sounds legitimate. Carefully spend time reading the job duties and requirements. Begin by doubting everything you see, if something doesn't add up — do some research on it.
  3. Research the company. Look up the company on social media and see if they have any reviews on them. You can also search for the company on Google and add “+ scam” to see if the company has any negative reviews posted online. This is a great starting point to see if the results match up to your expectations.
  4. Ask questions early and often. It's easy to spot a scam if you know what to look for — if they are asking for money upfront or asking you to perform dodgy practices like cash a check, avoid it.
  5. Never, ever shell out any money. While some legitimate companies do require an initial payment (Example: Starter kits for Avon reps), some can be total scams. That's why it is important to do your research and see if the opportunity is legitimate or not based on user reviews and your own due diligence.

Beware of Free Money Scams

free money

Don’t assume that all free money opportunities you receive are from legitimate companies or even people. Some free money offers online are scams.

Spurious agents may happen to pick up your phone number and call you to offer a free vacation or even free money. Therefore, be vigilant about anything you find that someone claims to be free.

A detailed guide on the subject elaborates the several steps consumers can take to protect themselves against such scam collection calls claiming to offer anything for “free”.

You should start by asking questions. For example, ask the caller about the company he or she represents, or ask for a number to call them “right back.” Legitimate companies would readily provide this information. Even asking seemingly trivial questions like “what’s my full name,” can help keep the fraudulent callers away.

If You Need Money Now, It's Possible

You don't need to use personal loans or asking your family members for cash, if you need to make money fast then it's possible. However, when you need money urgently it's important to stay level headed and consider all of your options. So whether you need money now, today, tomorrow, or this week we have you covered with our money making ideas.

You may even find a side hustle that you'll fall in love with.

What ways have you used to get money right now? Sound off below!

About the author

Brian Meiggs
Hi, I'm Brian Meiggs! A personal finance expert, entrepreneur, and the founder of My Millennial Guide. My drive is to help others unlock the wealth of freedom and pave the path to financial success. With my bachelor's degree in finance, I help millennials follow the smart money in order to increase their earning potential and start building wealth for the future. I write regularly about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. I have been quoted in major publications including Business Insider, Yahoo Finance, NASDAQ, Discover, GoDaddy, BiggerPockets, Fox News, Debt.com, Quick Sprout, Money Geek, MSN Money and many more!