Chase Bank Promotions and Bonus Offers for 2024 – Earn Up to $3,000

If you’re not already an existing Chase customer, it could be time to switch it up. Chase Bank promotions are currently offering bonuses as big as $3,000.

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Switching banks can be a strategic move to get more from your money. Promotional rewards from banks like Chase can sweeten the deal. However, navigating these promotions can be daunting if you're unsure of the specifics.

Wondering how to maximize these Chase Bank promotions? You're in the right place. Below, we outline how to make the most of opening a new account, going beyond the standard features. We'll also guide you in building a fruitful, long-term relationship with your bank.

Chase isn't just about promotions. They offer a plethora of financial products geared towards helping you achieve financial freedom. The promotions listed are just a glimpse into the resources Chase provides to foster lasting financial habits.

Ready to dive into Chase Bank promotions? Let’s dive in!

Earn $300 bonus
Earn $100 bonus
Earn $100 bonus
MMG Rating:
5.0
MMG Rating:
4.9
MMG Rating:
4.5
MMG Rating:
4.5
MMG Rating:
4.9

If you’re new to Chase and open a Chase Total Checking® account, you can earn up to a $300 welcome bonus. To complete the requirements for this consumer checking account, set up a direct deposit within 90 days. You’ll receive your bonus within 15 business days.

If it’s a business bank account you’re looking for, look no further than the Chase Business Complete Checking® account that allows you to earn up to a $300 bonus with qualifying activities.

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions within 60 days. Once you complete the requirements, you should receive your Chase Secure Banking bonus within 15 days.

Open a Chase College Checking℠ account to earn a $100 bonus. To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card transactions. You’ll receive your bonus within 15 business days.

The Chase Private Client experience unlocks access to lower rates when financing a big purchase and connects you with a private banker and investment advisor whenever you like. Save time and money with better banking benefits and special services, plus a $3,000 welcome bonus.

Earn $300 bonus
MMG Rating:
5.0

If you’re new to Chase and open a Chase Total Checking® account, you can earn up to a $300 welcome bonus. To complete the requirements for this consumer checking account, set up a direct deposit within 90 days. You’ll receive your bonus within 15 business days.

Earn $300 bonus
MMG Rating:
4.9

If it’s a business bank account you’re looking for, look no further than the Chase Business Complete Checking® account that allows you to earn up to a $300 bonus with qualifying activities.

Earn $100 bonus
MMG Rating:
4.5

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions within 60 days. Once you complete the requirements, you should receive your Chase Secure Banking bonus within 15 days.

Earn $100 bonus
MMG Rating:
4.5

Open a Chase College Checking℠ account to earn a $100 bonus. To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card transactions. You’ll receive your bonus within 15 business days.

Earn $3,000 bonus
MMG Rating:
4.9

The Chase Private Client experience unlocks access to lower rates when financing a big purchase and connects you with a private banker and investment advisor whenever you like. Save time and money with better banking benefits and special services, plus a $3,000 welcome bonus.

How to Make the Most of a Chase Bank Promotional Offer

What promotions is Chase offering?

Chase is currently offering customers a chance to earn extra money by opening several accounts. These include checking accounts for personal and business use, as well as investment accounts. You can also earn up to $500 per year just by referring people to Chase Bank. 

How can I earn $200 from Chase?

Chase will pay you $300 if you open a new Chase Total Checking® account. You can also earn up to $300 if you open a Chase Business Complete Checking® account and meet the requirements. 

What are the pros and cons of banking with Chase?

Chase doesn’t currently offer any promotions for savings accounts. However, you can earn up to 0.01% APY in interest on those savings accounts. Chase also offers plenty of financial tools to help you get back on track, such as the Chase Credit Journey tool. If you’re looking for alternative investment options, Chase does give its investment customers access to cryptocurrency as well. 

While it might seem tempting to open a Chase Bank account simply to get the promotional offers, taking a step back for a minute can bring clarity. Think about how you can use your time and resources to make the most of these opportunities without going out of your way. 

Here are some guidelines for making Chase Bank promotions work for you:

  • If the deal suits your needs, make a plan not only to earn the rewards but allocate them also. Where can those funds help you the most? 
  • Keep an eye on restrictions and rules. If you have to keep your account open for a year to maintain the bank bonus in your account, it’s better to know this ahead of time than find out later. It also helps you plan accordingly if you don’t want the account later on. 
  • Understand that advertised bonuses often work off tiered rewards programs at the highest level. While you may not be able to meet these high requirements, you can still potentially earn rewards for smaller amounts. 
  • No Chase Bank bonus is worth anything if you pay more in monthly maintenance fees than you earn in promotions. 
  • It’s possible to receive both a personal and a business welcome bonus. Keep this in mind if you are self-employed and want to make some extra money with a new Chase business banking account. 

Chase restricts welcome bonuses for previous clients. If you earned a welcome bonus within the last two years you’re not eligible for another one until more time passes. In addition, if you closed your account within the last 90 days before opening a new one, you’re not eligible for bonus promotions either. 

Chase Bank Promotions for 2024

Here are some of the best Chase bank promotions you can take advantage of to earn rewards. Note that Chase does allow customers to open the majority of their offered accounts online, as well as in person and over the phone. 

Chase College Checking℠ Bonus – $100 Bonus

Link to offer | Offer Expires: 7/24/2024

Open a Chase College Checking℠ account to earn a $100 bonus.

To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card purchases, Zelle payments, and other qualifying transactions. You’ll receive your bonus within 15 business days.

As long as you’re a student between the ages of 17-24 and can produce proof of student status, you won’t have to pay a monthly maintenance fee.

If these eligibility requirements don’t apply to you, you can waive the $6 account fee by making an electronic deposit each month or keeping an average daily balance above $5,000. 

The Chase College Checking℠ account is limited, however. You won’t be reimbursed for ATM fees and you don’t get free paper checks. Your balance won’t earn any interest either.

Earn $100 bonus
Chase College Checking℠
Expires: 07/24/2024

Open a Chase College Checking℠ account to earn a $100 bonus. To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card transactions. You’ll receive your bonus within 15 business days.

Open Account

Chase Total Checking® – $300 Bonus

Link to offer | Offer Expires: 7/24/2024

With over 15,000 ATMs and nearly 5,000 branches to choose from, it’s no wonder Chase remains a favorite among its clients.

If you’re new to Chase and open a Chase Total Checking® account, you can earn up to $300 for your business.

To complete the requirements for this consumer checking account, set up a direct deposit within 90 days. This deposit must come from a paycheck, pension, or government benefits. Payments from Venmo and Zelle are ineligible. 

There is a $12 monthly fee for your new account, but you can avoid it with certain actions. For example, if you post $500 total per month in direct deposits or other payments, you won’t be charged. You can also keep a balance of $1,500 or more at the beginning of each day or maintain an average daily balance of $5,000 or more across your deposit accounts. 

Chase doesn’t offer free paper checks with this account. You’re also subject to a $34 Chase overdraft fees. However, if you do complete the requirements of this promotion, you’ll receive your bonus within 15 business days.

Chase Secure Banking℠ Bonus – $100 Bonus

Link to offer | Offer Expires: 7/24/2024

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions within 60 days. You can count Zelle payments toward this amount.

There is a $4.95 monthly maintenance fee that can’t be waived, but you won’t have to make a minimum deposit necessarily. As long as you have enough to fund your 10 transactions, you’ll make the cut.

This account also includes no fees for overdrafts, cashier’s checks, or money orders. Once you complete the requirements, however, you should receive your Chase Secure Banking bonus within 15 days.

Earn $100 bonus
Chase Secure Banking℠
4.0

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions (debit card purchases, online bill payments, etc) within 60 days. Once you complete the requirements, you should receive your Chase Secure Banking bonus within 15 days.

Open Account

Chase Business Complete Checking® – up to $300 Bonus

Link to offer | Offer Expires: 7/22/2024

If it’s a business bank account you’re looking for, look no further than the Chase Business Complete Checking® account that allows you to earn a $300 sign up bonus for completing several key requirements:

  • Deposit $2,000 within 30 days of opening your account
  • Maintain that balance for at least 60 days thereafter
  • Make five qualifying transactions within 90 days of opening your new business account

When you complete these requirements, you’ll receive your $300 bonus within 15 business days. The Chase Business Complete Checking® account also offers access to QuickAccept payment processing, same-day deposits, and access to thousands of ATMs across the nation. 

Unlike other business checking accounts on the market, this Chase account doesn’t earn interest. You’re also limited to $5,000 in cash deposits per month before incurring a fee.

There’s also a $15 monthly maintenance fee associated with this business account, which you can waive in several ways:

As long as you maintain a $2,000 minimum daily balance, spend $2,000 on purchases with your Chase Ink Business credit card, receive $2,000 in deposits from QuickAccess transactions, link a Chase Private Client checking account, or show valid proof of military status, the Chase waives the Business Complete Checking® maintenance fee.

J.P. Morgan Self-Directed Investing – earn up to a $700 bonus

Link to offer | Offer Expires: 7/19/2024

Chase offers investment products through J.P. Morgan Securities LLC. It is with this arm of the Chase brand that you can open a Self-Directed Investing account and earn up to $700.

Customers must open and fund a new J.P. Morgan Self-Directed Investing account with new money of $5,000 or more by moving cash, transferring securities, or rolling over existing retirement assets from another institution.

 At day 45 from coupon enrollment, the bonus tier will be determined in the following manner:

New money inflowsCash Bonus
$5,000 to $24,999$50
$25,000-$99,999$150
$100,000-$249,999$325
$250,000+$700

Plus, you won’t pay any monthly fees to hold the investing account, which puts more money in your account to invest later on.

All you have to do is deposit those qualifying funds within 45 days of opening the account and maintain that balance for 90 days. Once you fulfill these requirements, J.P. Morgan processes your bonus within 15 business days.

A J.P. Morgan Self-Directed Investing account provides commission-free trades. Plus, you can access all your Chase accounts in the same place on one mobile app. This easy-to-use account comes with research tools as well, albeit limited in their scope. For a limited time only, get no advisory fees for 6 months through this link.

Expires soon
J.P. Morgan Self-Directed Investing
4.5
Unlimited commission-free online trades + up to $700 bonus

Trade how you want and get up to $700 when you open a J.P. Morgan Self-Directed Investing account.

Next Steps
INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE

Chase Bank Promotions for Current Customers

If you are a current Chase Bank customer, you can also take advantage of the following bonuses. Chase may offer additional bonuses throughout the year, so it pays to check with your local Chase bank to see what offers you may qualify for. 

Referral Bonus

Earn up to $500 per year by referring your friends to Chase. Simply send them a personalized link they can use to sign up. You’ll both receive $50 and you can earn this referral reward up to 10 times per year. Referral bonuses are posted within 30 days of your friend signing up for a new account. 

Credit Card Promotions

There are several Chase credit card promotions you can take advantage of, including the following:

  • Chase Freedom Unlimited® Credit Card: This card offers an additional 1.5% cashback on everything you buy, up to $300. There’s no minimum required to redeem your rewards for cash back and you’ll enjoy an introductory 0% APR for the first 15 months. Chase doesn’t charge an annual fee with this account. 
  • Chase Freedom FlexSM Credit Card: You can earn up to $200 after spending $500 in the first 90 days with this credit card from Chase. You’ll also earn 5% cash back on purchases and receive the same introductory APR as the Freedom Unlimited credit card. There’s no annual fee either. 
  • Chase Sapphire Preferred® Credit Card: Earn 60,000 bonus points when you spend $4,000 or more in the first 90 days of owning this credit card. You’ll also gain complimentary access to DashPass and enjoy $0 delivery fees. There is a $95 annual fee associated with this Chase credit card. 
  • Chase Sapphire Reserve® Credit Card: If you spend the same amount as stipulated in the Sapphire Preferred Card but with this card instead, you can earn 80,000 bonus points. However, you will pay a $550 annual fee for the privilege. 

If you’re looking specifically for business credit cards, Chase offers an entire lineup to choose from. These business credit cards include Ink Business Unlimited, Ink Business Cash, and Ink Business Preferred. Check with your local Chase bank to see what offers you and your business can take advantage of. 

Chase Ink Business Unlimited® Credit Card
4.2
Intro Offer: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months after account opening

The Ink Business Unlimited® credit card is a great option for entrepreneurs who don’t want to deal with complicated bonus categories and the intro APR offer makes it an ideal choice if you need to pay off new purchases over time.

Apply Now →

FAQs on Chase Bank Promotions

What is the Chase checking account bonus, and how do I qualify?

When opening a new Chase checking account, many potential customers might be interested in the Chase checking account bonus. Typically, Chase offers promotional bonuses to new customers who open an account and complete qualifying activities.

Qualifying activities might include a minimum deposit, set up direct deposit, make debit card purchases, or maintain a certain average beginning day balance for a specified period.

The exact bonus amount and requirements may vary, so it's crucial to read the fine print or visit the local Chase branch or view the table below to see current bank bonuses.

Earn $300 bonus
Earn $100 bonus
Earn $100 bonus
MMG Rating:
5.0
MMG Rating:
4.9
MMG Rating:
4.5
MMG Rating:
4.5
MMG Rating:
4.9

If you’re new to Chase and open a Chase Total Checking® account, you can earn up to a $300 welcome bonus. To complete the requirements for this consumer checking account, set up a direct deposit within 90 days. You’ll receive your bonus within 15 business days.

If it’s a business bank account you’re looking for, look no further than the Chase Business Complete Checking® account that allows you to earn up to a $300 bonus with qualifying activities.

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions within 60 days. Once you complete the requirements, you should receive your Chase Secure Banking bonus within 15 days.

Open a Chase College Checking℠ account to earn a $100 bonus. To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card transactions. You’ll receive your bonus within 15 business days.

The Chase Private Client experience unlocks access to lower rates when financing a big purchase and connects you with a private banker and investment advisor whenever you like. Save time and money with better banking benefits and special services, plus a $3,000 welcome bonus.

Earn $300 bonus
MMG Rating:
5.0

If you’re new to Chase and open a Chase Total Checking® account, you can earn up to a $300 welcome bonus. To complete the requirements for this consumer checking account, set up a direct deposit within 90 days. You’ll receive your bonus within 15 business days.

Earn $300 bonus
MMG Rating:
4.9

If it’s a business bank account you’re looking for, look no further than the Chase Business Complete Checking® account that allows you to earn up to a $300 bonus with qualifying activities.

Earn $100 bonus
MMG Rating:
4.5

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions within 60 days. Once you complete the requirements, you should receive your Chase Secure Banking bonus within 15 days.

Earn $100 bonus
MMG Rating:
4.5

Open a Chase College Checking℠ account to earn a $100 bonus. To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card transactions. You’ll receive your bonus within 15 business days.

Earn $3,000 bonus
MMG Rating:
4.9

The Chase Private Client experience unlocks access to lower rates when financing a big purchase and connects you with a private banker and investment advisor whenever you like. Save time and money with better banking benefits and special services, plus a $3,000 welcome bonus.

I own a business. Are there promotions for the Chase Business Complete Checking account?

Absolutely! Chase frequently offers promotions for its Chase Business Complete Banking℠ account. As with personal checking accounts, you'll need to open a new business checking account, and often a minimum deposit or other qualifying activities are required to receive the cash bonus. Chase business checking customers can sometimes benefit from larger bonuses than personal accounts, given the business nature and potential volume of transactions.

How do the Chase credit card promotions work?

Chase offers a range of credit card sign-up bonuses, typically in the form of Chase Ultimate Rewards points or cash back. For cards like the Chase Sapphire Preferred® Credit Card or Chase Freedom Unlimited® Credit Card, new customers might receive a bonus when they spend a certain amount on their card within the first three months of account opening. These points can be redeemed for travel, cashback, or other rewards. Credit card bonuses can be a great way to earn extra rewards on everyday spending.

Are there promotions for Chase savings accounts?

Yes, Chase periodically provides promotions for both their Chase Savings℠ account. By opening a new Chase Savings℠ account online and depositing a specific amount of new money within a set number of days of account opening, you could earn a Chase Savings℠ account bonus. The bonus will be credited to your account after you've met the requirements, which often include maintaining a minimum balance for a certain time frame. However, this promotion is not always running.

Can existing Chase checking customers take advantage of these promotions?

Many Chase promotions, especially the checking account bonuses, are targeted towards new Chase checking customers. This means that if you've had a Chase checking account within the past year or two, you might not be eligible for certain new account bonuses. However, there might be other promotions or products, like credit card bonuses or business accounts, which existing customers can explore.

What are the benefits of the Chase mobile app and online banking for managing my promotions and accounts?

The Chase mobile app and online banking offer an easy and convenient way to monitor your account, complete online bill payments, and track any bonuses you're eligible for. Not only can you see your balance, but you can also deposit checks, transfer money, and manage all aspects of your Chase accounts, ensuring you meet all the requirements to earn your bonuses.

Are there any fees associated with the Chase checking and savings accounts?

Depending on the account type you choose, there might be monthly service fees associated with your Chase checking or savings account. However, these fees can often be waived if you maintain a minimum balance, set up direct deposits, or meet other specified criteria. It's essential to review the details for each account type to understand any potential monthly service fees and how to avoid them.

Do college students get special promotions or benefits with Chase?

Indeed, college students can take advantage of specific offers like the Chase College Checking℠ 100 bonus. Chase values its younger customers and frequently has promotions tailored to their needs. By opening a new account and meeting the required activities, students can earn bonuses while enjoying lower service fees and other perks designed for their financial situation.

Earn $100 bonus
Chase College Checking℠
Expires: 07/24/2024

Open a Chase College Checking℠ account to earn a $100 bonus. To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card transactions. You’ll receive your bonus within 15 business days.

Open Account
How soon after completing the required activities will I receive my bonus?

Once you've met the necessary qualifying activities, such as setting up direct deposits or making a certain number of debit card purchases, the bonus will be credited to your account within a set period, often within 15 days of completing the requirements. This time frame might vary depending on the promotion, so be sure to read the terms and conditions associated with each bonus offer.

How do I stay updated on the latest Chase bank promotions and offers?

The best way to stay informed about the latest Chase bank promotions is to regularly check the Chase website, visit a local Chase branch, or sign up for promotional emails. Chase frequently updates its offers to attract new customers, so keeping an eye on their promotions can be a good deal for those looking to maximize their banking benefits.

Remember to frequently review the Chase website or speak with a representative at a Chase branch to ensure you have the most up-to-date and accurate information regarding their promotions.

Chase Your Financial Dreams with a Chase Bank Promotion

Bank accounts help us manage our finances, but the best extend those benefits beyond a simple pairing of routing and account numbers. With Chase, you can easily take advantage of current promotions to benefit from a new account in more than one way. You may even find that Chase offers you more than your previous bank accounts did and stay beyond the required account-holding time period. How will you make Chase promotions work for you?

Other Bank Promotions:

About the author

Brian Meiggs
Hi, I'm Brian Meiggs! A personal finance expert, entrepreneur, and the founder of My Millennial Guide. My drive is to help others unlock the wealth of freedom and pave the path to financial success. With my bachelor's degree in finance, I help millennials follow the smart money in order to increase their earning potential and start building wealth for the future. I write regularly about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. I have been quoted in major publications including Business Insider, Yahoo Finance, NASDAQ, Discover, GoDaddy, BiggerPockets, Fox News, Debt.com, Quick Sprout, Money Geek, MSN Money and many more!