16 Best Money Hacks You Need to Know

Home Budgeting 16 Best Money Hacks You Need to Know

Want to save money and earn money in 2021? We rounded up 16 of the best money hacks that'll make saving money a breeze. Try them today.

Want to save money and earn money in 2021? We rounded up 23 of the best money hacks that’ll make saving money and making money a breeze.

Everyone wants to make extra money or save an extra $100 a month, but it can be difficult to know where to start.

The best part about this article?

A lot of these money hacks require no effort at all.

I get it. Life happens.

Want free money?

  • Aspiration: Want to get spotted a $100 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Sometimes you need money now or you’re trying to save up for something you want. You don’t want to fall behind on bills and are wondering how to make extra money fast. Sure, another 200 dollars earned today wouldn’t hurt.

We’ve all been there, but what do you usually do when that happens?

This is an exhaustive list of things that anyone can do, today, in order to make extra money the easy way and save it.

If you’re strapped for time, I’ll go ahead and share the best money hacks that will make saving money easy.

The Best Money Hacks I’ve Found

1. Get $25 free to invest

how to invest 100k

The app you should know about is SoFi Invest ?. It’s easy, it’s fee-free, and it’s a bright idea.

Not-so-newsflash: fees are frustrating and they can keep people from investing. It’s why SoFi charges $0 in SoFi transaction and management fees. So there’s no reason not to start investing.

If you get started with SoFi, they’ll give you $25 to start investing.

You don’t have to be a pro to invest like one, so get trading. Get $25 when you sign up through this link.

Bonus: Start trading today– and get $25 when you sign up through this link.

2. Start saving — without much effort

free money truebill

Truebill is a real, much better and desirable alternative to all the other money saving apps on the market. With Truebill, they have saved over $15M for its users on their bills (think cable or cell phone bills) and canceling forgotten subscriptions.

Have a cable bill that has been increasing over the years? You can now simply download a free app, and they will negotiate it down for you.

Truebill will help you take control of your money, users have saved over $15M to date, and all without being a financial expert or dealing with staying on top of your bills, which can be a full-time job.

There is a reason why they currently have over 50,000+ users, this app really gets you back free money.

If you’re interested, I recommend you sign up for more information from Truebill by clicking here.

3. Get a free $5 right now with Dosh

invest 5 dollars

Looking for another easy money hack? The Dosh app is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.

This company not only allows you to get cash back on everyday purchases, but no receipt scanning required!

Dosh App Referral

4. Get paid to start investing — with a bonus

best investment apps

Join over 5 million people and start investing your spare change with Acorns! Sign up in under 5 minutes and grow from there with a full financial wellness system at your fingertips. Supported by leading investors, innovators and press like BlackRock, PayPal, Ashton Kutcher, and CNBC.

Sign up to try it risk-free with a $5 sign up bonus.

Remember, you’ll get a $5 bonus when you sign up and make your first investment!

The sooner you start investing, the sooner your money can start to grow toward your goals. This is one of the best money hacks that can help you earn real passive income over time.

5. Score cash taking surveys

app bonus

Taking online surveys with Survey Junkie to make extra money is a no-brainer!

You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. It is my #1 favorite (and highest paying) survey site:

survey junkie

?Survey Junkie ?This is a free survey app for your phone that pays you to take online surveys, participate in focus groups, and try new products.

And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal).

Join for free through this link and get your free registration bonus

6. Earn free gift cards while watching Netflix

free cable tv

Swagbucks is another great money hack to use to earn some easy cash for just pushing a few buttons in your free time. I personally use it and usually make up to $35 per survey while watching TV, and it does add up ?.

Getting started is easy:

  1. Click here to sign up. Remember, it’s 100% free.
  2. Confirm your email to get the $5 sign up bonus.
  3. Take paid surveys anytime and anywhere via PC, Laptop, Tablet, Cell Phone or Mobile App earning up to $35 per survey.
  4. Get paid cash via PayPal

Here’s the good and bad about Swagbucks:

ProsCons
An incredibly wide range of activities to partake inSometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to completeMay take up to a few days to receive your reward
100% free – never join a rewards site that asks for your payment information
Registration bonus if you go through this link.
Great referral program – earn 10% of friends’ earnings

7. Get paid to not delete your emails

sell my laptop

So this happened.  I bought something online from Target.  The price of the item that I purchased dropped in price after the fact.

I effortlessly got refunded (for free) without doing a thing, other than originally sign up for Paribus.

It’s as simple as that.

This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money. I pocketed around $50 in the first few weeks of signing upRemember, it’s 100% free!paribus

Paribus compensates us when you sign up for their service using the links we provide.

8. Get paid to watch videos & collect your $5 right now

get paid to watch videos

The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take surveys. 

If you sign up before the end of December, they also give you a $5 free bonus just to give it a try.

By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $50/month.

More people should be doing this!

inbox dollars

9. Let Nielsen learn about your internet usage

best rebate apps

Have you heard of Nielsen before? They track TV ratings (Nielsen Ratings) and they now want to track how popular apps and online videos are. They do this by measuring normal activity on user’s cell phones and collecting it anonymously.

This company has been around since 1923 and have created a unique app that pays $50 per year just for installing it.

nielsen make money

It’s simple, non-invasive, and doesn’t slow down your device or lower your battery life. So, if you want to install the app and collect $50, you can learn more here.

Nielsen: This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

10. Make $1,498.51/mo with a spare room

airbnb success strategy

Want free money?

  • Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link (must complete application). The value of the free share may be anywhere between $2.50 and $200 and fluctuates based on market movements. You’ve got nothing to lose.

Yup, it’s true!  There is a company out there called Airbnb that can net you over $1,500+ a month just by listing your spare room just a few nights out of the month.

Are you interested in seeing what your income potential could be by listing a spare room on Airbnb?

It’s easy to use…

  1. Sign up for Airbnb here (you just need to give them a name and email address).
  2. List your spare space in under 5 minutes.
  3. You can get paid when somebody books your spare room and you can charge whatever you want when you join through this link.

Remember, is a free room booking app for your phone. I really mean free all around – free to join and they don’t charge any fees for you to list your spare room.

See how much people are making from listings in your area, then make your own!

11. Find out where you’re wasting money

jobs for introverts

Saving money should be easy. Automate it with Trim.

Trim users saved over $1,000,000 in the last month. I personally love that you can get your top savings results in less than a minute.Trim

I effortlessly linked my financial accounts and Trim went to work and I saved $200.39 in a few days of signing up.

It found ways to lower my bills and cancel subscriptions.

Stop getting ripped off! Trim can negotiate your bill down for you. Works with Comcast, Time Warner, Charter, and any other provider.

Bottom line: It was able to save me some money. If you are at all interested in saving money, you should be using Trim.

Tip: Did I mention there’s no fee for this? Because there’s no fee for this! Getting started with Trim is pretty straightforward: Sign up and connect your Messenger account.

12. Collect $1 from Vindale

rising interest rates

Vindale Research asks for information about you so that they can match you with fitting surveys.

At up to $75 a pop for some surveys and a free $1 just for signing up, it pays to check in daily to see which ones are available to you.

Cashouts are through PayPal.

vindale

Bottom line: You’ll get $$$ just for signing up and they pay you straight cash. You don’t have to convert your points into cash, you can see your earnings on the dashboard.

13. Make $1000s playing trivia

Best Trivia App for Money

What is the most popular drink in the world that does not contain alcohol? What is the official national anthem of the United States of America? What is the Capital of Australia?

If you answered coffee, star-spangled banner, and Canberra, then you may want to look into the new trivia app that pays you huge cash prizes for your smarts.

Today’s prize is worth over $1,000! 

I’ll be playing, will you?

Click here to download the free trivia app and start winning cash daily!

14. Invest in apartments and commercial real estate for as little as $500

real estate investing for beginners

Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?

You don’t have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise.

fundrise

Through their real estate investment products, investors earned an average of 8 – 11 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 200,000+ users, this app really pays you!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

DescriptionApp
Fundrise

Fundrise offers real estate investing to the average consumer. You can start investing today in minutes and earn 8.7% - 12.4% in returns per year (beat the stock market).


START INVESTING
                On Fundrise's website
fundrise

5.0/5

Want free money?

Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

15. Download a money app that gives you $2

how to get cash from a visa gift card

Yup, it’s true!  There are several companies out there that will give you free money just for signing up.

Fetch Rewards is a mobile rewards app that pays you for shopping (from any store).

Referral Code

This is a great way to make money, the easy way, and can add up to a large wad of cash with time.

Here are the steps:

  1. Click here to download Fetch and use referral code C1JAV to get your $2 referral bonus!
  2. Scan any receipt from any stores that you use daily.
  3. Get cash (via PayPal).

Enjoy your free money hack!

And there is no minimum amount you need to withdraw to your PayPal account either.

Click here to use your $2 Fetch Referral Code!

16. Claim $10 from Rakuten right now

check cashing near me

You’d be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.

Every time I shop online, I start at Rakuten and then I get cash back deposited into my PayPal account.

Hello, money hack app!

Rakuten is my favorite way to make money when I shop online and right now they are offering a $10 sign up bonus through this link. You can save money with over 2,000 stores. When you use Rakuten to shop, you get cash back.

Click here to sign up for Rakuten and get $10 to start.

Ready to Use These Best Money Hacks to Your Advantage?

While most of these apps can help you make extra money it’s important to save it. If you don’t already have an emergency fund set up, make that your priority.

These money hacks can are designed to kеер уоu оut оf dеbt and living below your means.

It is a way of life that enables you to spend as little as possible and use the extra cash to pay down debt, take a vacation that you always wanted, or use your free time to spend quality time with your loved ones.

Did we miss any money hacks? Let us know below!

The Best Apps to Save You Real Money

We are on our phone a lot, right? Wouldn't it make sense to save money with the best money saving apps?

AppAt a glancedownload
capital one shoppingBestow
★★★★★
Leave your family $1M. Who doesn’t want to be a millionaire? While we don’t all have trust funds waiting for us, there is still a way to provide protection for your loved ones with up to $1 million in term life insurance. You could do this for as little as $8 a month by getting a free quote from Bestow.
GET ESTIMATE
aspirationAspiration
★★★★★
Get a $100 bonus at Aspiration when you open and fund an account with $10 or more. Then use your Aspiration debit card to make at least $1,000 worth of cumulative transactions within 60 days of account opening.
CLAIM $100 BONUS
robinhoodRobinhood
★★★★★
Open a new account in the next 24 hours and you could get up to $200 in free stock.
CLAIM FREE STOCK
Truebill reviewTruebill
★★★★★
This free app delivers on its promise to save you money effortlessly. You can use it to lower your bills, cancel unwanted subscriptions and bill negotiations.
SLASH YOUR BILLS

About the author

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

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