SoFi Promotions and Sign Up Bonus Offers of 2023

Unlock the best SoFi promotions and get ready to maximize your savings with a touch of wit. Invest smarter, live richer.

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If you're tired of feeling like your finances are stuck in the slow lane, it's time to switch gears and check out SoFi.

This turbo-charged financial company has everything you need to speed up your financial journey.

And the best part?

They're constantly offering promotions and bonuses to new customers. In this article, we'll rev up your knowledge about the latest SoFi promotions, so you can burn rubber towards your financial goals.

SoFi Promotions and Sign Up Bonus Offers

These SoFi bonus offers provide a great opportunity for customers to try out SoFi's services while also receiving a bonus or reward.

Currently, SoFi is offering several promotions and sign-up bonuses, including a $50 bonus for signing up for its credit card, free stocks for opening an active investing account, and more.

These promotions change regularly, so it's important to check back often to see the latest offers.

Earn $325 bonus
SoFi Checking & Savings
4.5

SoFi Checking and Savings is a combination checking and savings account offered by SoFi Bank. SoFi is an online bank that offers a variety of financial services, including loans, investments, and insurance. Right now you can earn more on your money with up to a 4.60% APY on all your savings balances and .50% APY on all your checking balances, too. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, a $325 welcome bonus and more.

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1. SoFi Invest – up to $1,000 in stocks

SoFi offers a comprehensive platform for investing in stocks, ETFs, and even crypto. With their platform, you'll be able to participate in upcoming IPOs at the IPO price, giving you the opportunity to invest in some of the most exciting companies before they go public.

To sweeten the deal, SoFi is offering a bonus of up to $1,000 when you open an active investing account through their app.

Whether you're a seasoned investor or just starting out, SoFi's platform has everything you need to achieve your investment goals. Don't miss out on this opportunity to grow your portfolio with ease.

Get up to $1,000 in stock when you fund a new account
SoFi Invest
4.8

SoFi Invest is one of the best investment apps, especially for beginners in the US. It offers an intuitive trading experience, active or automated investing, and options like cryptocurrencies. SoFi Invest offers a variety of investment options, including stocks, bonds, fractional shares, ETFs, options, IPOs, crypto trading, retirement accounts, and robo-advising. 

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2. Checking and Savings – up to $250 bonus

For a limited time, take advantage of the opportunity to receive up to a $250 bonus when you:

  • Sign up and set up direct deposit.
  • Wait for your direct deposit to hit your account (typically 2-4 weeks).
  • Collect a cash bonus of $50 to $250 depending on your direct deposit amount.

With this offer, not only will you receive a bonus, but you'll also have access to a number of other valuable benefits.

You can also enjoy an annual percentage yield of up to 4.50%.

This great offer also includes free overdraft coverage, as well as the opportunity to receive your pay up to 2 days earlier when you make qualifying direct deposits.

Earn $325 bonus
SoFi Checking & Savings
4.5

SoFi Checking and Savings is a combination checking and savings account offered by SoFi Bank. SoFi is an online bank that offers a variety of financial services, including loans, investments, and insurance. Right now you can earn more on your money with up to a 4.60% APY on all your savings balances and .50% APY on all your checking balances, too. Plus, pay no account or overdraft fees, get 2-day-early-paycheck, a $325 welcome bonus and more.

Open Account

3. Credit Score Monitoring – $10 bonus

SoFi is offering a unique opportunity for new members to track their credit score for free and receive up to $10 or 1,000 rewards points as a bonus. This offer is exclusively available to those who do not have any existing SoFi accounts.

By joining SoFi and taking advantage of this offer, you can easily keep an eye on your credit score and make sure it remains in good standing. This is a great way to take control of your financial health and secure your future.

4. Crypto – $100 in bitcoin

SoFi is providing a secure platform for trading crypto around the clock. The platform ensures that your crypto holdings are protected against fraud and theft, giving you peace of mind when trading.

To make it even more appealing, SoFi is offering a special promotion for new traders. If you make your first trade with SoFi, you'll receive up to $100 in free Bitcoin as a bonus.

This offer is available until December 31, 2023, so don't miss out on this opportunity to trade crypto with confidence and receive a generous bonus.

5. SoFi Personal Loan – $300 bonus

Need money now? Have you considered getting a personal loan? Imagine being able to say goodbye to high-interest debt or finance your home improvements with ease.

You can do just that with this amazing personal loan offer that features $0 fees, low fixed rates, and same-day funding and a $300 welcome bonus.

It's super easy to view your rate online in just 60 seconds, and receive your funds on the same day you sign up. You can borrow anything between $5,000 to $100,000 with the low interest rates they offer.

And if the worst were to happen and you lose your job, they've got you covered. They'll help you modify your personal loan payments and even help you find a new job. Plus, you get a bonus of $300!

$300 bonus
SoFi Personal Loan
5.0

SoFi offers online personal loans with consumer-friendly features for good- and excellent-credit borrowers. Qualified borrowers will find few lenders better than SoFi, thanks to no fees required and thoughtful perks like unemployment protection and free financial advising.

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6. SoFi Student Loan Refi – $300 bonus

The SoFi Student Loan Refi bonus offers a $300 incentive to eligible applicants.

By refinancing your student loans with SoFi, you can potentially save thousands of dollars on interest over the life of your loan and enjoy flexible repayment options.

The $300 bonus is just one of the many benefits you can enjoy by choosing SoFi for your student loan refinancing needs.

So why wait? Refinance your student loans today and get the chance to receive a $300 bonus from SoFi.

7. Medical Student Loan Refi – Get up $1,000 bonus

As a medical professional, you deserve the best and SoFi is committed to giving you just that.

They have reserved the lowest student loan refinance rates just for medical students.

To sweeten the deal, if you use this referral link, you'll have the opportunity to earn an extra $1,000 – the largest referral bonus SoFi has ever offered.

This is a great opportunity for you to save money and make a wise financial decision for your future. Don't miss out on this limited-time offer to refinance your medical student loans with SoFi.

8. Private Student Loan – $100 bonus

Attention students and recent graduates!

SoFi, the experts in student loans, are making the process of paying for your education fast and convenient.

Are you in need of funding for your education? SoFi has got you covered with their private student loan options and an added bonus – a $100 reward for new borrowers.

That's right, sign up for a private student loan with SoFi and get $100 just for making the smart financial choice. With competitive interest rates, flexible repayment options and a seamless application process, SoFi makes financing your education a breeze.

Don't miss out on this limited time offer and secure the funds you need to achieve your academic goals. Apply now and get your $100 bonus from SoFi.

9. SoFi Referral Program

It's never been easier to bring friends to SoFi―or more rewarding. Make money for each friend you refer―as long as they use your unique link, they're good to go.

Plus, you’ll get $15 toward saving, investing, or borrowing with SoFi when they join—and your friend gets $15, too.

You can find your link in your SoFi app under ‘Invite friends' in the main menu.

You can refer your friends to the following products: active investing, student loan refinancing, personal loans, private student loans, credit cards, and SoFi Checking and Savings.

SoFi Credit Card – easy $50 welcome bonus [EXPIRED]

SoFi is offering an amazing opportunity to help you reach your financial goals. By applying and getting approved for a SoFi credit card and setting up direct deposit, you can earn up to 3% cash back on your purchases and a $50 welcome bonus.

This means you'll be making progress towards your financial goals every time you use your credit card.

The best part? There's no annual fee, so you can keep all the cash back you earn without having to worry about any hidden costs. Don't miss out on this chance to take control of your finances and reach your goals with ease.

Related: 9 Best Credit Cards

Bank Right With These SoFi Promotions

In conclusion, SoFi offers a wide range of promotions and sign up bonus offers, including a $275 bonus for setting up direct deposit, a $1,000 bonus for opening an active investing account, and a $100 bonus for making your first trade in crypto.

With a referral program and various other incentives, such as a $25 welcome bonus and a $100 bonus for buying crypto, there are plenty of opportunities to earn extra money through SoFi.

Whether you're interested in investing, banking, or refinancing, SoFi offers valuable deals and bonuses to help you reach your financial goals. Make sure to take advantage of these offers and sign up today to get started!

FAQ: SoFi Promotions and Sign Up Bonus Offers

What is SoFi's current promotion for new customers?

Currently, SoFi is offering several promotions and sign-up bonuses for new customers. This includes a $25 welcome bonus for opening a Checking and Savings account, $50 for opening a new credit card, free stock bonuses for opening an active investing account, and more.

How can I get the SoFi sign up bonus?

To get the sign up bonus, you need to apply for a SoFi account and meet the specific requirements for the bonus you are interested in. For example, you may need to set up direct deposit or make a certain number of trades in your active investing account.

What is the SoFi direct deposit bonus?

The SoFi direct deposit bonus is a promotion that rewards new customers for setting up direct deposit with their SoFi account. The amount of the bonus may vary.

Can I earn a SoFi bonus for investing?

Yes, SoFi offers promotions and bonuses for customers who open an active investing account and make trades. The specific bonus amount and requirements may change.

What is the SoFi money bonus?

The SoFi money bonus is a promotion that rewards new customers for opening a SoFi money account and setting up direct deposit. The amount of the bonus may vary.

Can I earn a referral bonus with SoFi?

Yes, SoFi has a referral program that allows customers to earn a bonus for referring new customers to the platform. The specific referral bonus amount and requirements may change.

Can I earn a SoFi bonus for opening a savings account?

Yes, SoFi may offer promotions and bonuses for customers who open a savings account with them. The specific bonus amount and requirements may change.

Can I earn a SoFi bonus for buying crypto?

Yes, SoFi may offer promotions and bonuses for customers who buy crypto through their platform. The specific bonus amount and requirements may change.

Are SoFi promotions and bonuses available for all customers?

No, SoFi promotions and bonuses may have specific requirements and may not be available to all customers. It's important to check the terms and conditions of each promotion to see if you are eligible.

Can I use multiple SoFi promotions and bonuses at the same time?

It depends on the specific promotions and bonuses. Some promotions may not be combined with other offers, so it's important to check the terms and conditions of each promotion to determine if you can use multiple offers.

About the author

Brian Meiggs
Hi, I'm Brian Meiggs! A personal finance expert, entrepreneur, and the founder of My Millennial Guide. My drive is to help others unlock the wealth of freedom and pave the path to financial success. With my bachelor's degree in finance, I help millennials follow the smart money in order to increase their earning potential and start building wealth for the future. I write regularly about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. I have been quoted in major publications including Business Insider, Yahoo Finance, NASDAQ, Discover, GoDaddy, BiggerPockets, Fox News, Debt.com, Quick Sprout, Money Geek, MSN Money and many more!