Banking can be a competitive industry, and U.S. banks are constantly offering promotions and bonuses to attract new customers.
From sign-up bonuses for opening a new account to cash back rewards for using a certain credit card, these promotions can provide valuable benefits for consumers.
In this article, we will take a closer look at some of the current U.S. Bank promotions and bonuses available and help you determine which ones are worth considering for your financial needs.
U.S. Bank Promotions
1. U.S. Bank CD Specials
U.S. Bank provides some of the best CDs rates offering its most competitive, promotional rates – and great returns:
| Terms in months | CD Amount | APY |
|---|---|---|
| 7 | $1,000 – $250,000 | 4.40% |
| 11 | $1,000 – $250,000 | 4.50% |
| 15 | $1,000 – $250,000 | 4.60% |
| 19 | $1,000 – $250,000 | 4.70% |
Compared to rates offered by the best digital banks, the bank’s CD Special rates are generally competitive.
With their CD Special rates, you can choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.
Their CD Special rates require a minimum deposit of $1,000 and are subject to a maximum deposit of $250,000. As with all U.S. Bank CDs, the CD Special is FDIC-insured.
Rates vary by state and zip code. Please click here to visit U.S. Bank to see your rate before applying.
Get special CD rates with U.S. Bank on balances up to $250,000:
• Up to 4.40% Annual Percentage Yield (APY) for 7 months
• Up to 4.50% Annual Percentage Yield (APY) for 11 months
• Up to 4.60% Annual Percentage Yield (APY) for 15 months
• Up to 4.70% Annual Percentage Yield (APY) for 19 months
2. U.S. Bank Money Market Savings Account
In the market for a money market account? U.S. Bank, established in 1863 and headquartered in Minneapolis, MN, provides the U.S. Bank Elite Money Market Account, which can be availed in 26 states throughout the United States.
The U.S. Bank Elite Money Market Savings Account has tiered interest rates that pay more for higher balances. U.S. Bank money market offers an APY of up to 3.75% on balances between $25,000 and $499,999.
Experience banking made convenient with U.S. Bank. Enjoy a hassle-free and speedy application process online to get you started on your financial journey. Plus, with its cutting-edge U.S. Bank Mobile App, you can bank anytime and anywhere, right at your fingertips.
The U.S. Bank Elite Money Market Savings Account has tiered interest rates that pay more for higher balances. U.S. Bank money market offers an APY of up to 3.75% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a balance of $25,000.
U.S. Bank Business Banking Promotions
U.S. Bank is a substantial financial institution in the country, boasting 3,000 branches in 26 states. It provides an array of checking and savings options to cater to diverse requirements.
Let’s explore the best U.S. Bank promotions available right now, so you can make an informed decision and start reaping the benefits of banking with one of the country’s top financial institutions.
3. U.S. Bank Silver Business Checking Package – $500 bonus
Designed for businesses with limited transaction activity, this package offers a variety of value-added products and services to help save you time and money. $0 monthly maintenance fee; 125 free transactions per month; $0.50 fee for each additional transaction.
Earn a $500 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL23 and complete qualifying activities, subject to certain terms and limitations. Offer valid through 4/23/23. Member FDIC.
Complete these steps to earn the offer:
- Enroll in business online banking within 60 days of account opening.
- Complete $3,000 in new money deposits and maintain for 60 days from account opening.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account.
U.S. Bank has three business checking accounts, Gold and Platinum — including a free option with its Silver Business Checking. You can apply for an account online, over the phone or in person at a branch (U.S. Bank has branches in 26 states).
4. U.S. Bank Gold Business Checking Package – $500 bonus
If your business has moderate transaction activity, the Gold Business Checking Package offers more ways to save, helping you manage cash flow. $20 monthly maintenance fee, waivable; 300 free transactions per month; $0.45 fee for each additional transaction. 100 of free cash deposits per statement cycle. 50% discount on first check order up to $100.
Earn a $500 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL23 and complete qualifying activities, subject to certain terms and limitations. Offer valid through 4/23/23.
Complete these steps to earn the offer:
- Enroll in business online banking within 60 days of account opening.
- Complete $3,000 in new money deposits and maintain for 60 days from account opening.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account.
U.S. Bank has three business checking accounts, Gold and Platinum — including a free option with its Silver Business Checking. You can apply for an account online, over the phone or in person at a branch (U.S. Bank has branches in 26 states).
5. U.S. Bank Platinum Business Checking Package – $500 bonus
If your business has excess cash on hand, the Platinum Business Checking Package offers the best rewards with the convenience of consolidated accounts. $30 monthly maintenance fee, waivable; 500 free transactions per month; $0.40 fee for each additional transaction. 50% discount on first check order up to $100. Free Mobile Check Deposit. Free front and back check images on your monthly checking account statement.
Earn a $500 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL23 and complete qualifying activities1, subject to certain terms and limitations. Offer valid through 4/23/23. Member FDIC. Complete these steps to earn the offer:
- Enroll in business online banking within 60 days of account opening.
- Complete $3,000 in new money deposits and maintain for 60 days from account opening.
Applicant must reside in AZ, AR, CA, CO, ID, IL, IN, IA, KS, KY, MN, MO, MT, NE, NV, NM, NC, ND, OH, OR, SD, TN, UT, WA, WI, WY to be eligible for checking account.
U.S. Bank has three business checking accounts, Gold and Platinum — including a free option with its Silver Business Checking. You can apply for an account online, over the phone or in person at a branch (U.S. Bank has branches in 26 states).
FAQs
U.S. Bank offers a variety of promotions, including bonuses for opening new checking and savings accounts, cash back rewards for using credit cards, and discounts on mortgage rates. The current promotions and offers can be found in our article.
To take advantage of U.S. Bank promotions, you can either visit a local branch or go to the bank’s website and look for the current offers. In some cases, you may need to use a specific promo code or meet certain eligibility requirements to participate in a promotion.
Not necessarily. U.S. Bank offers promotions for both new and existing customers. Some promotions may only be available to new customers, while others may be open to both new and existing customers.
The eligibility requirements for U.S. Bank promotions can vary, but typically, you must be a U.S. citizen or resident, have a valid Social Security number, and meet other specific criteria as outlined in the promotion’s terms and conditions. You can check the eligibility requirements for a particular promotion on U.S. Bank’s website or by speaking with a representative.
Yes, U.S. Bank promotions typically have an expiration date and are only available for a limited time. The expiration date will be listed in the terms and conditions of the promotion, and it is important to take advantage of the offer before it expires.
It depends on the specific promotions and the terms and conditions associated with each one. Some promotions may not be combinable with other offers, while others may allow you to participate in multiple promotions simultaneously. It is important to review the terms and conditions of each promotion to determine if you are eligible to participate in multiple promotions.
U.S. Bank Alternatives
Get the most out of your banking experience with the best bank bonuses available.
Whether you’re looking to open a new checking account, switch to a new financial institution, or simply looking for ways to grow your wealth, bank bonuses can provide you with the extra cash you need to achieve your financial goals.
See our table below for top bank bonuses and how you can take advantage of them.
- Make direct deposits totaling $500 or more within 90 days of account opening.
- Open account and set up direct deposit within 90 days of coupon enrollment.
- Open account and receive a direct deposit within 45 days and use your Albert debit card.
Or you can take advantage of bank promotions with no deposit required (my personal favorite).
Final Word
In conclusion, U.S. Bank is a reputable financial institution that offers a wide range of promotions to its customers.
Whether you are a new or existing customer, there is likely a promotion that can benefit you. From bonuses for opening new accounts, to cash back rewards for using credit cards, to discounts on mortgage rates, U.S. Bank has something for everyone.
Before taking advantage of a promotion, be sure to review the eligibility requirements and the terms and conditions to ensure you are making the most of the offer.
With its commitment to providing top-notch financial services, U.S. Bank is a smart choice for those looking to manage their finances and grow their wealth.
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