U.S. Bank Promotions and Bonuses for 2024

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U.S. Bank offers a variety of ongoing promotions. Review eligibility requirements for the best offers so you can manage finances and grow wealth with a top-notch financial institution.

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Banking can be a competitive industry, and banks are constantly offering promotions and bonuses to attract new customers.

From sign-up bonuses for opening a new account to cash back rewards for using a certain credit card, these banking promotions can provide valuable benefits for consumers.

In this article, we will take a closer look at some of the current U.S. Bank promotions and bonuses available and help you determine which ones are worth considering for your financial needs.

U.S. Bank Offers Several Promotions, Including:

  • Smartly Checking: Up to $1,000 bonus for new customers who open a Smartly Checking and Standard Savings account
  • Business Checking: Up to $800 bonus for new customers who open a business checking account with promo code Q3AFL24
  • Cash+ Visa Signature Card: $200 bonus
  • Altitude Connect Visa Signature Card: 50,000 bonus points
  • Altitude Go Visa Signature Card: 20,000 bonus points
  • Checking + Savings Bonus: Earn $200 when your direct deposits total $3,000 to $5,999.99, or $400 when your direct deposits total $6,000 or more

To receive a bonus, you usually need to satisfy a minimum deposit requirement or receive qualifying direct deposits. 

For example, to receive the $800 business checking bonus, you must: 

  • Open a new, eligible business checking account online using this link
  • Deposit $5,000 in new money within 30 days of account opening
  • Maintain that balance for 60 days

Next, we'll go into further details about these U.S. Bank promotions.

1. U.S. Bank CD Specials

U.S. Bank provides some of the best CDs rates offering its most competitive, promotional rates – and great returns:

Terms in monthsCD AmountAPY
7$1,000 – $250,000up to 4.80%
11$1,000 – $250,000up to 4.90%
15$1,000 – $250,000up to 4.95%
19$1,000 – $250,000up to 4.95%
Rates may vary by location. For the purposes of this article, we researched rates using the New York City ZIP Code of 10001. Rates are accurate as of June 7, 2023.

Compared to rates offered by the best digital banks, the bank's CD Special rates are generally competitive.

With their CD Special rates, you can choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.

Their CD Special rates require a minimum deposit of $1,000 and are subject to a maximum deposit of $250,000. As with all U.S. Bank CDs, the CD Special is FDIC-insured.

Rates vary by state and zip code.

2. U.S. Bank Money Market Savings Account

U.S. Bank, established in 1863 and headquartered in Minneapolis, MN, provides the U.S. Bank Elite Money Market Account, which can be availed in 26 states throughout the United States.

The U.S. Bank Elite Money Market Savings Account has tiered interest rates that pay more for higher balances. U.S. Bank money market offers an APY of up to 4.70% on balances between $25,000 and $499,999.

Experience banking made convenient with U.S. Bank. Enjoy a hassle-free and speedy application process online to get you started on your financial journey. Plus, with its cutting-edge U.S. Bank Mobile App, you can bank anytime and anywhere, right at your fingertips.

U.S. Bank Business Banking Promotions

U.S. Bank is a substantial financial institution in the country, boasting 3,000 branches in 26 states. It provides an array of checking and savings options to cater to diverse requirements.

Let's explore the best U.S. Bank promotions available right now, so you can make an informed decision and start reaping the benefits of banking with one of the country's top financial institutions.

3. U.S. Bank Platinum Business Money Market Account – Bonus rate

Boost your business savings strategy with the U.S. Bank Platinum Business Money Market account and you can earn up to 4.50% APY.

This unique money market account offers one of the industry's highest interest rates, growing your savings while keeping your funds readily accessible. 

The seamless integration with your checking account provides convenient financial management. 

As your account balance increases, so does your interest rate, and a minimum balance of $10,000 eliminates monthly maintenance fees.

Join the ranks of satisfied business owners and grow your savings under the assurance of FDIC insurance up to $250,000. 

Enhance your business savings journey today with the U.S. Bank Platinum Business Money Market account.

Offer valid through May 8, 2024. Member FDIC.

4. U.S. Bank Silver Business Checking Package  – up to an $800 bonus

Boost your budget with up to a $800 bonus
U.S. Bank Business Checking
4.0
Offer valid through April 23, 2024

To earn up to $800, open a U.S. Bank Business Checking account using the promo code Q1AFL24 and complete the following activities:

  • Open a U.S. Bank Business Checking account (Silver, Gold, Platinum)
  • Deposit $5,000 to earn $350 or $25,000 to earn $800 in new money within 30 days of account opening and maintain at least that balance for 60 days after opening the account
View Bonus

Designed for businesses with limited transaction activity, this package offers a variety of value-added products and services to help save you time and money. 

This account offers a $0 monthly maintenance fee, 125 free transactions per month, and a $0.50 fee for each additional transaction.

And now you can earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities, subject to certain terms and limitations. 

Offer valid through April 23, 2024. Member FDIC.

You can learn more by clicking here and applying online.

5. U.S. Bank Gold Business Checking Package – up to an $800 bonus

Boost your budget with up to a $800 bonus
U.S. Bank Business Checking
4.0
Offer valid through April 23, 2024

To earn up to $800, open a U.S. Bank Business Checking account using the promo code Q1AFL24 and complete the following activities:

  • Open a U.S. Bank Business Checking account (Silver, Gold, Platinum)
  • Deposit $5,000 to earn $350 or $25,000 to earn $800 in new money within 30 days of account opening and maintain at least that balance for 60 days after opening the account
View Bonus

If your business has moderate transaction activity, the Gold Business Checking Package offers more ways to save, helping you manage cash flow. 

This account offers a $20 monthly maintenance fee (waivable), 300 free transactions per month, a $0.45 fee for each additional transaction, and 100 of free cash deposits per statement cycle. 

You can also get a 50% discount on the first check order up to $100.

And right now, you can earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities, subject to certain terms and limitations.

Offer valid through April 23, 2024. Member FDIC.

You can learn more by clicking here and applying online.

6. U.S. Bank Platinum Business Checking Package – up to an $800 bonus

Boost your budget with up to a $800 bonus
U.S. Bank Business Checking
4.0
Offer valid through April 23, 2024

To earn up to $800, open a U.S. Bank Business Checking account using the promo code Q1AFL24 and complete the following activities:

  • Open a U.S. Bank Business Checking account (Silver, Gold, Platinum)
  • Deposit $5,000 to earn $350 or $25,000 to earn $800 in new money within 30 days of account opening and maintain at least that balance for 60 days after opening the account
View Bonus

If your business has excess cash on hand, the Platinum Business Checking Package offers the best rewards with the convenience of consolidated accounts. 

This account has a $30 monthly maintenance fee (waivable), 500 free transactions per month, and a $0.40 fee for each additional transaction. 

Also, 50% discount on first check orders up to $100, free mobile check deposits, and free front and back check images on your monthly checking account statement. 

Now you can earn up to an $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q1AFL24 and complete qualifying activities, subject to certain terms and limitations.

Offer valid through April 23, 2024. Member FDIC.

You can learn more by clicking here and applying online.

U.S. Bank Alternatives

Get the most out of your banking experience with the best bank bonuses available.

Whether you're looking to open a new checking account, switch to a new financial institution, or simply looking for ways to grow your wealth, bank bonuses can provide you with the extra cash you need to achieve your financial goals.

See our table below for top bank bonuses and how you can take advantage of them.

Intro bonus: $300
Intro bonus: $50-300
Intro Bonus: $300
(Nationwide)
(Nationwide)
(Nationwide)
(Nationwide)
  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 7/24/24
  • Bonus Offer: $50-$300
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 6/30/24
  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 7/22/24
  • Bonus Offer: Up to $300
  • Minimum Deposit: $7,000
  • Direct Deposit: Yes
  • Expiration Date: 6/30/24
Intro bonus: $300
(Nationwide)
  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 7/24/24
Intro bonus: $50-300
(Nationwide)
  • Bonus Offer: $50-$300
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 6/30/24
Intro Bonus: $300
(Nationwide)
  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 7/22/24
Intro Bonus: $300
(Nationwide)
  • Bonus Offer: Up to $300
  • Minimum Deposit: $7,000
  • Direct Deposit: Yes
  • Expiration Date: 6/30/24

Or you can take advantage of bank promotions with no deposit required (my personal favorite).

Final Word

In conclusion, U.S. Bank is a reputable financial institution that offers a wide range of promotions to its customers.

Whether you are a new or existing customer, there is likely a promotion that can benefit you. From bonuses for opening new accounts, to cash back rewards for using credit cards, to discounts on mortgage rates, U.S. Bank has something for everyone.

Before taking advantage of a promotion, be sure to review the eligibility requirements and the terms and conditions to ensure you are making the most of the offer.

With its commitment to providing top-notch financial services, U.S. Bank is a smart choice for those looking to manage their finances and grow their wealth.

Frequently Asked Questions (FAQs)

What promotions does U.S. Bank currently offer?

U.S. Bank offers a variety of promotions, including bonuses for opening new checking and savings accounts, cash back rewards for using credit cards, and discounts on mortgage rates. The current promotions and offers can be found in our article.

How do I take advantage of U.S. Bank promotions?

To take advantage of U.S. Bank promotions, you can either visit a local branch or go to the bank's website and look for the current offers. In some cases, you may need to use a specific promo code or meet certain eligibility requirements to participate in a promotion.

Are U.S. Bank promotions only available to new customers?

Not necessarily. U.S. Bank offers promotions for both new and existing customers. Some promotions may only be available to new customers, while others may be open to both new and existing customers.

How do I know if I am eligible for a U.S. Bank promotion?

The eligibility requirements for U.S. Bank promotions can vary, but typically, you must be a U.S. citizen or resident, have a valid Social Security number, and meet other specific criteria as outlined in the promotion's terms and conditions. You can check the eligibility requirements for a particular promotion on U.S. Bank's website or by speaking with a representative.

Do U.S. Bank promotions have an expiration date?

Yes, U.S. Bank promotions typically have an expiration date and are only available for a limited time. The expiration date will be listed in the terms and conditions of the promotion, and it is important to take advantage of the offer before it expires.

Can I participate in multiple U.S. Bank promotions at the same time?

It depends on the specific promotions and the terms and conditions associated with each one. Some promotions may not be combinable with other offers, while others may allow you to participate in multiple promotions simultaneously. It is important to review the terms and conditions of each promotion to determine if you are eligible to participate in multiple promotions.

Earn $300 bonus
Axos Bank® Rewards Checking
5.0

A free account with unlimited ATM fee reimbursements. You don't have to worry about keeping a minimum balance with Axos' Rewards Checking. As with the bank's other checking accounts, there are no monthly fees, and all fees charged by domestic ATM operators are reimbursed. Axos doesn't charge any ATM fees itself.

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About the author

Brian Meiggs
Hi, I'm Brian Meiggs! A personal finance expert, entrepreneur, and the founder of My Millennial Guide. My drive is to help others unlock the wealth of freedom and pave the path to financial success. With my bachelor's degree in finance, I help millennials follow the smart money in order to increase their earning potential and start building wealth for the future. I write regularly about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. I have been quoted in major publications including Business Insider, Yahoo Finance, NASDAQ, Discover, GoDaddy, BiggerPockets, Fox News, Debt.com, Quick Sprout, Money Geek, MSN Money and many more!