U.S. Bank Promotions and Bonuses for 2024

U.S. Bank offers a variety of ongoing promotions. Review eligibility requirements for the best offers so you can manage finances and grow wealth with a top-notch financial institution.

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Up to $900 Bonus
Our Rating:
4.5
Description:

U.S. Bank has three business checking accounts, Gold and Platinum — including a free option with its Silver Business Checking. You can apply for an account online, over the phone or in person at a branch (U.S. Bank has branches in 26 states).

Up to $900 Bonus
Our Rating:
4.5
Description:

U.S. Bank has three business checking accounts, Gold and Platinum — including a free option with its Silver Business Checking. You can apply for an account online, over the phone or in person at a branch (U.S. Bank has branches in 26 states).

Banking can be a competitive industry, and banks are constantly offering promotions and bonuses to attract new customers.

From sign-up bonuses for opening a new account to cash back rewards for using a certain credit card, these banking promotions can provide valuable benefits for consumers.

In this article, we will take a closer look at some of the current U.S. Bank promotions and bonuses available and help you determine which ones are worth considering for your financial needs.

U.S. Bank Offers Several Promotions, Including:

  • Business Checking: Up to $900 bonus for new customers who open a business checking account with promo code Q4AFL24
  • Cash+ Visa Signature Card: $200 bonus
  • Altitude Connect Visa Signature Card: 50,000 bonus points
  • Altitude Go Visa Signature Card: 20,000 bonus points

To receive a bonus, you usually need to satisfy a minimum deposit requirement or receive qualifying direct deposits. 

For example, to receive the up to $900 business checking bonus, you must: 

  • Open a new, eligible business checking account online using this link
  • Deposit $30,000 in new money within 30 days of account opening
  • Maintain that balance for 60 days

Next, we'll go into further details about these U.S. Bank promotions.

1. U.S. Bank CD Specials

U.S. Bank provides some of the best CDs rates offering its most competitive, promotional rates – and great returns:

Terms in monthsCD AmountAPY
7$1,000 – $250,000up to 4.80%
11$1,000 – $250,000up to 4.90%
15$1,000 – $250,000up to 4.95%
19$1,000 – $250,000up to 4.95%
Rates may vary by location. For the purposes of this article, we researched rates using the New York City ZIP Code of 10001. Rates are accurate as of June 7, 2023.

Compared to rates offered by the best digital banks, the bank's CD Special rates are generally competitive.

With their CD Special rates, you can choose the term length that works best for you. The rate is guaranteed for the full length of whatever term you choose.

Their CD Special rates require a minimum deposit of $1,000 and are subject to a maximum deposit of $250,000. As with all U.S. Bank CDs, the CD Special is FDIC-insured.

Rates vary by state and zip code.

2. U.S. Bank Money Market Savings Account

U.S. Bank, established in 1863 and headquartered in Minneapolis, MN, provides the U.S. Bank Elite Money Market Account, which can be availed in 26 states throughout the United States.

The U.S. Bank Elite Money Market Savings Account has tiered interest rates that pay more for higher balances. U.S. Bank money market offers an APY of up to 4.70% on balances between $25,000 and $499,999.

Experience banking made convenient with U.S. Bank. Enjoy a hassle-free and speedy application process online to get you started on your financial journey. Plus, with its cutting-edge U.S. Bank Mobile App, you can bank anytime and anywhere, right at your fingertips.

U.S. Bank Business Banking Promotions

U.S. Bank is a substantial financial institution in the country, boasting 3,000 branches in 26 states. It provides an array of checking and savings options to cater to diverse requirements.

Let's explore the best U.S. Bank promotions available right now, so you can make an informed decision and start reaping the benefits of banking with one of the country's top financial institutions.

3. U.S. Bank Platinum Business Money Market Account – Bonus rate

Boost your business savings strategy with the U.S. Bank Platinum Business Money Market account and you can earn up to 3.50% APY.

This unique money market account offers one of the industry's highest interest rates, growing your savings while keeping your funds readily accessible. 

The seamless integration with your checking account provides convenient financial management. 

As your account balance increases, so does your interest rate, and a minimum balance of $10,000 eliminates monthly maintenance fees.

Join the ranks of satisfied business owners and grow your savings under the assurance of FDIC insurance up to $250,000. 

Enhance your business savings journey today with the U.S. Bank Platinum Business Money Market account.

Offer valid through December 20, 2024. Member FDIC.

4. U.S. Bank Silver Business Checking Package  – $400 bonus

Designed for businesses with limited transaction activity, this package offers a variety of value-added products and services to help save you time and money. 

This account offers a $0 monthly maintenance fee, 125 free transactions per month, and a $0.50 fee for each additional transaction.

And now you can earn up to a $400 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q4AFL24 and complete qualifying activities, subject to certain terms and limitations. 

You can learn more by clicking here and applying online.

$400 bonus
U.S. Bank Business Checking
4.0
Bonus: $900 bonus with qualifying activities
To earn $400, open a U.S. Bank Business Checking account using the promo code Q4AFL24 and complete qualifying activities.
View Bonus
Deposit products offered by U.S. Bank National Association. Member FDIC.

Offer valid through January 15th, 2025. Member FDIC.

5. U.S. Bank Platinum Business Checking Package – up to a $900 bonus

If your business has excess cash on hand, the Platinum Business Checking Package offers the best rewards with the convenience of consolidated accounts. 

This account has a $30 monthly maintenance fee (waivable), 500 free transactions per month, and a $0.40 fee for each additional transaction. 

Also, 50% discount on first check orders up to $100, free mobile check deposits, and free front and back check images on your monthly checking account statement. 

Now you can earn up to a $900 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q4AFL24 and complete qualifying activities, subject to certain terms and limitations.

You can learn more by clicking here and applying online.

Earn $900 Bonus - Limited Time!
U.S. Bank Business Checking
4.0
Bonus: $900 bonus with qualifying activities

Keep your business finances on track with U.S. Business Checking! Enjoy 24/7 online access, easy transfers, and tools for managing expenses. Simplify banking for your growing business today. To earn up to $900, open a U.S. Bank Business Checking account using the promo code Q4AFL24 and complete qualifying activities.

View Bonus
Deposit products offered by U.S. Bank National Association. Member FDIC.

Offer valid through January 15th, 2025. Member FDIC.

U.S. Bank Alternatives

Get the most out of your banking experience with the best bank bonuses available.

Whether you're looking to open a new checking account, switch to a new financial institution, or simply looking for ways to grow your wealth, bank bonuses can provide you with the extra cash you need to achieve your financial goals.

See our table below for top bank bonuses and how you can take advantage of them.

Best for checking
Best for savings
Best for business
Chase Total Checking® (Nationwide)
SoFi Checking & Savings (Nationwide)
Chase Business Complete Checking® (Nationwide)
  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 1/22/25
  • Bonus Offer: $325
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 12/31/24
  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 1/16/25
Best for checking
Chase Total Checking® (Nationwide)
  • Bonus Offer: $300
  • Minimum Deposit: $500
  • Direct Deposit: Yes
  • Expiration Date: 1/22/25
Best for savings
SoFi Checking & Savings (Nationwide)
  • Bonus Offer: $325
  • Minimum Deposit: $1,000-$5,000
  • Direct Deposit: Yes
  • Expiration Date: 12/31/24
Best for business
Chase Business Complete Checking® (Nationwide)
  • Bank Bonus: $300
  • Minimum Deposit: $2,000
  • Direct Deposit: No
  • Expiration Date: 1/16/25

Or you can take advantage of bank promotions with no deposit required (my personal favorite).

Final Word

In conclusion, U.S. Bank is a reputable financial institution that offers a wide range of promotions to its customers.

Whether you are a new or existing customer, there is likely a promotion that can benefit you. From bonuses for opening new accounts, to cash back rewards for using credit cards, to discounts on mortgage rates, U.S. Bank has something for everyone.

Before taking advantage of a promotion, be sure to review the eligibility requirements and the terms and conditions to ensure you are making the most of the offer.

With its commitment to providing top-notch financial services, U.S. Bank is a smart choice for those looking to manage their finances and grow their wealth.

Frequently Asked Questions (FAQs)

What promotions does U.S. Bank currently offer?

U.S. Bank offers a variety of promotions, including bonuses for opening new checking accounts, cash back rewards for using credit cards, and discounts on mortgage rates. The current promotions and offers can be found in our article.

How do I take advantage of U.S. Bank promotions?

To take advantage of U.S. Bank promotions, you can either visit a local branch or go to the bank's website and look for the current offers. In some cases, you may need to use a specific promo code or meet certain eligibility requirements to participate in a promotion.

Are U.S. Bank promotions only available to new customers?

Not necessarily. U.S. Bank offers promotions for both new and existing customers. Some promotions may only be available to new customers, while others may be open to both new and existing customers.

How do I know if I am eligible for a U.S. Bank promotion?

The eligibility requirements for U.S. Bank promotions can vary, but typically, you must be a U.S. citizen or resident, have a valid Social Security number, and meet other specific criteria as outlined in the promotion's terms and conditions. You can check the eligibility requirements for a particular promotion on U.S. Bank's website or by speaking with a representative.

Do U.S. Bank promotions have an expiration date?

Yes, U.S. Bank promotions typically have an expiration date and are only available for a limited time. The expiration date will be listed in the terms and conditions of the promotion, and it is important to take advantage of the offer before it expires.

Can I participate in multiple U.S. Bank promotions at the same time?

It depends on the specific promotions and the terms and conditions associated with each one. Some promotions may not be combinable with other offers, while others may allow you to participate in multiple promotions simultaneously. It is important to review the terms and conditions of each promotion to determine if you are eligible to participate in multiple promotions.

Brian Meiggs
Hi, I’m Brian Meiggs! I’m a personal finance expert and founder of My Millennial Guide, here to help you build real wealth. With a background in finance, I’ve spent years guiding people on smart, practical ways to grow their money. For stock market beginners, I recommend Acorns. It’s a simple way to start investing with just your spare change, helping you steadily grow your portfolio over time without the need to actively manage it. And if you’re interested in real estate, check out Arrived and Fundrise. I use both myself—they make it easy to start investing in property without needing huge upfront capital. These platforms are perfect for anyone looking to add real estate to their investments for passive, long-term growth. I believe these tools are great for building a balanced investment portfolio, combining stocks and real estate for a solid approach to wealth-building. You can trust this advice—my work has been featured in major publications like Business Insider, Entrepreneur, The Wall Street Journal, Yahoo Finance, NASDAQ, Discover, Fox News, and MSN Money.

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