Our list of the best Axos Bank promotions features everything from rewards checking accounts to business checking and savings accounts.
Each account offers a competitive rate and plenty of perks to help you make the most of your finances. Unlike some of the major traditional banks, you can also qualify for bonuses without having to deposit tens of thousands of dollars, too.
In short, Axos Bank makes it affordable to manage your financial assets with plenty of accounts and promotions to choose from.
Are you ready to find out what Axos Bank promotions you can take advantage of? First, here are the best bank bonuses out right now:
Best checking bonus: $400
Editor's Choice
$300 checking bonus, $0 monthly fees
$300 Bonus
$75 bonus, no fees, no minimums
$75 Bonus
Best Axos Bank Promotions
Axos Bank offers several different types of accounts and is one of the best online banks we've reviewed. Here are some Axos Bank promotions to consider:
Axos Business Bundle
Earn up to $600 over 6 statement cycles
Basic Business Checking
Earn up to $200 over 5 statement cycles
Refer a Friend
$100 per qualifying referral, no cap
What is Axos Bank?
Axos Bank and others like it signal a shift in the banking industry from traditional banks with brick-and-mortar locations to online-only banks that only interact with their customers through the internet.
While some might prefer to deal with traditional banks that they can see and visit whenever they choose, digital banks can help customers across the nation manage their money in several different ways.
Established in 2000, Axos Bank has over 20 years of experience working with its customers through a digital interface. The bank is based in California and offers both personal and business bank accounts, savings accounts, and CDs.
You can also apply for personal, auto, and home loans through Axos Bank, or try your hand at investing with Axos Invest. With so many options to choose from, taking advantage of Axos Bank promotions can help you narrow down your choices.
- Access 15,000+ fee-free ATMs and 4,700 branches
- Earn a $400 bonus with qualifying direct deposits
- Free debit card with contactless payments
- Get paid up to 2 days early with direct deposit
Perks of Online-Only Banks like Axos Bank
Many online-only banks can offer several benefits not available from traditional banks. Perhaps it’s all that overhead they avoid from keeping everything on the internet. Here are a few more benefits of working with an online-only bank:
- Competitive interest rates
- Lower fees
- Low to no minimum opening deposits
- Streamlined app user experience
- One-stop shop for a variety of financial needs
- Tools for money management, including budgeting, saving, and investing
- 24/7 operating hours
- The convenience of banking nearly anywhere
- Strict security measures for keeping your information safe
At the same time, online-only banks can be tricky when it comes time to deposit cash. Some digital banks will allow you to deposit funds through an ATM, while others require you to visit a specific location. If depositing cash is something you’re worried about, find a digital bank that offers this perk specifically before you sign up for an account.
- Access 15,000+ fee-free ATMs and 4,700 branches
- Earn a $400 bonus with qualifying direct deposits
- Free debit card with contactless payments
- Get paid up to 2 days early with direct deposit
Alternative Bank Promotions
There are not many consumer Axos promotions available right now, but several other banks are offering strong bonuses. Here are some offers you can compare or take advantage of while Axos focuses mainly on business banking:
SoFi is the strongest overall banking offer right now. New members can earn a $300 bonus by opening SoFi Checking and Savings and receiving $5,000 or more in qualifying direct deposits. You also get one of the highest national rates with competitive APY, no account fees, early direct deposit, and automatic savings features. For anyone looking for the single best combination of bonus, interest, and usability, SoFi sits at the top. See the promo here.
- Earn up to 4.00% APY on savings and 0.50% APY on checking balances
- No monthly fees, minimum balance requirements, or overdraft fees
- Earn up to $300 with direct deposit, terms apply
Bank of America Checking Bonus
Bank of America has one of the best mobile banking apps. New customers can earn a $100 bonus when opening an eligible checking account and receiving $1,000+ in direct deposits within 90 days. Monthly fees are easy to waive and you can choose from several account types. See current BoA promos here.
Chase Total Checking Bonus
Chase continues to offer one of the most popular bonuses on the market. New customers can earn $400 when they open a Total Checking account and receive $500 in direct deposits within 90 days. The $12 monthly fee is waived with the same $500 direct deposit threshold. See current Chase promotions here.
- Access 15,000+ fee-free ATMs and 4,700 branches
- Earn a $400 bonus with qualifying direct deposits
- Free debit card with contactless payments
- Get paid up to 2 days early with direct deposit
American Express Platinum Card Offer
The Amex Platinum remains a top premium card for perks and travel credits. The public offer sits at 80,000 Membership Rewards points after you spend $8,000 in the first six months. Higher targeted offers sometimes exist, but 80,000 is the standard public offer for 2026. See current American Express promotions here.
Citi Priority Account Package Bonus
Citi offers one of the biggest banking bonuses available. Earn up to $2,000 by opening a Citi Priority Account, depositing $10,000 within 20 days, and maintaining it for 60 days after day 21. Bonuses scale up with higher deposit tiers, maxing at $2,000.
Discover Online Savings Bonus
Discover’s savings promotion pays $150 to $200 when opening a new Online Savings Account using promo code WH324.
• Deposit $15,000 for $150
• Deposit $25,000 for $200
Between Axos Bank and these promotional offers, there are many ways you can earn money for opening a new account.
- Intro Offer: Get a $100 bonus when you use your card in the first 3 months.
- Cashback Match: At the end of your first year, Discover will match all the cash back you’ve earned with no limits. If you earn $150 in cash back, Discover will double it to $300!
- 5% Cash Back: Earn 5% cash back on rotating categories like Amazon, grocery stores, restaurants, gas stations, and PayPal purchases (up to the quarterly maximum when activated).
- 1% Cash Back: Earn unlimited 1% cash back on all other purchases automatically.
- Flexible Rewards: Redeem cash back at any time, in any amount, with no expiration on rewards.
FAQs
Axos Bank offers many promotions you can take advantage of. When you open one of many business banking accounts, you can earn up to $400 by depositing a specific amount.
Yes, banking with Axos is safe. This online-only bank has been in the business for over two decades and continues to offer its customers a comparable experience to working with traditional banks.
Yes, you can deposit cash with an Axos Bank account. You’ll need to visit a retail location that allows you to load cash onto your card at the register. Most CVS, Dollar General, and Walgreens locations allow you to do this.
Find a New Way to Bank with Axos Bank Promotions
Banking online and through your smartphone makes it easier to manage your money and pay your bills. With Axos Bank, you get rewarded for opening a new account, whether it’s for personal or business use. We hope this article has helped you to find the best Axos account for you based on your needs. Managing money can be difficult, but with the promotions Axos Bank offers, it pays to play. How will you use your new bonus?
- Access 15,000+ fee-free ATMs and 4,700 branches
- Earn a $400 bonus with qualifying direct deposits
- Free debit card with contactless payments
- Get paid up to 2 days early with direct deposit
Before you go, you might be leaving free money on the table. Sign up for a few of these apps and you could pocket $50+ this month just for playing games and completing simple tasks. Most people start earning within minutes. See all verified apps here, free to join.
