These 9 Handy Tools Can Help You File Your Taxes Online For Free

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Thanks to the power of technology, electronic tax return filing is absurdly easy. With a few clicks, you can get through the agony of filing your annual tax return over with — and get on with your life.

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Filing taxes for free sounds like a dream. But you can really find free Federal and State tax filing sites online.

You can also find free tax preparation and online tax preparation services at no cost — no matter what state you are in.

So if you are ready to learn which states offer free tax programs and the best free tax software — let's get started.

Pro-Tip: If you have already filed your taxes for 2023 — you can check the IRS refund schedule to see where your tax refund is.

9 Free Online Tax Prep Services

Here are some of the top-rated free online tax filing options for the 2023 tax season.

1. TurboTax

turbotax
  • Free Tax Software: Yes, for simple tax returns only. Not all taxpayers qualify.
  • Requirements: AGI is must be less than $34,000 or $66,000 for active-duty military.
  • State: Included
  • Official Site: TurboTax

TurboTax is a tax preparation software offered by Intuit, the company behind TurboTax.

It provides a free option for individuals with simple tax returns only to prepare and file their Federal tax returns online.

Online filing offers a step-by-step guide, personalized support, and automatic error checks to ensure accuracy.

The Federal Free Filing Option covers most standard tax forms and schedules, and it is available on TurboTax's website. However, not all taxpayers will qualify.

If you are filing a simple tax return, you’ll pay nothing to file your simple federal and state taxes online at TurboTax— it is your free tax filing solution.

Also, when tax laws change they are on top of it, so you can be sure your tax return includes the latest IRS and state tax forms.

turbotax

IRS e-file is open — file simple tax returns only free with TurboTax: $0 Fed. $0 State. $0 to File. Guaranteed through this link.

TurboTax
5.0

TurboTax features a user-friendly interface that operates like an interview, guiding users through a set of questions about their life and income to identify deductions and make suitable choices. Although it offers various products to cater to users' requirements, the free version is only applicable for basic tax returns.

File for $0

2. H&R Block Online Free Edition

free tax software
  • Free Tax Software: Yes
  • Requirements: Gross AGI is $66,000 or less than 51 years old or younger. You can also be eligible for a free tax return filing if you qualify for the Earned Income Tax Credit.
  • State: Included
  • Official Site: HR Block Free Tax Filing

H&R Block Online Free Edition is a tax preparation software offered by H&R Block, a tax preparation company. It provides a simple and easy way for individuals to prepare and file their own taxes online.

The Free Edition is designed for taxpayers with simple tax returns and provides support for Federal and State tax returns, step-by-step guidance, error checks, and more. It is available online, and it is free to use.

Get more with free tax filing from Block. H&R Block’s free online tax filing includes 45 forms required for filing – that’s twice as many as other free tax filing sites.

3. TaxSlayer.com Free File Federal (American Pledge)

free tax services from taxslayer
  • Free Tax Software: Yes
  • Requirements: Federal filing is free for filers under age 50 who earn less than the $66,000 AGI cap.
  • State: Not included, must pay $29 per state.
  • Official Site: TaxSlayer.com

TaxSlayer is a tax preparation software company that offers individuals and small businesses an affordable and efficient way to file their federal and state tax returns. It was founded in 1965 and is headquartered in Augusta, Georgia.

TaxSlayer provides online tax preparation services that include step-by-step guidance, support for various tax forms, and the ability to e-file returns. The company offers different plans, including a free option for simple returns and a paid plan for more complex returns. TaxSlayer also provides a mobile app for on-the-go tax preparation.

This is one of the best free tax software if you are filing as single, married filing joint, or students and want to file for $0 (simple returns). Start, finish, and file a simple return. E-file your federal tax return and one state return for $0.

You can file your taxes for free with TaxSlayer.com.

4. Cash App Taxes

cash app taxes homepage
  • Free Tax Software: Yes
  • Requirements: You‘ll need to download Cash App to log in and use Cash App Taxes. If you don‘t already have it, download Cash App on your phone and create an account to get started.
  • State: Single-state prepare and file free
  • Official Site: Cash App Taxes

Cash App Taxes is the best free tax software this year. Unlike other “free” tax software that has limitations or charges, Cash App Taxes offers its free version without any hidden costs.

It can handle various income sources including freelance, crypto trades, retirement distributions, rental property, and health savings accounts and e-file your tax return for free.

Cash App Taxes requires the Cash App app to be installed on a device. It provides helpful context and live chat support, but doesn't offer phone or professional tax support like TurboTax and H&R Block. Despite being free, the interface and features of Cash App Taxes are professional. If you're looking for cost-free tax filing, give Cash App Taxes a try.

Not only is it fast and easy to file with them, it‘s completely free from start to finish—no hidden fees, charges, or surprises. This means no matter your tax situation, whether your return is simple or complex, it costs $0 to file—even if you sold stocks or bitcoin.

Smart, simple, and 100% free filing makes tax season the best season.

File federal/state now for free on Cash App Taxes

5. E Smart Tax Free Plan

  • Free Tax Software: Yes
  • Requirements: AGI is $66,000 or less and you’re 53 or younger. Also, active-duty military filers can file for free, regardless of age.
  • State: Not included, must pay $19.95 per state.
  • Official Site: E Smart Tax

E Smart Tax guarantees the biggest refund with its free online tax filing. Here you can e-file your federal and state tax returns with confidence and ease.

6. TaxAct Free Edition

free tax software
  • Free Tax Software: Yes
  • Requirements: Gross AGI is under $55,000 or less and are 56 or younger. You can also qualify if you in the active military and AGI is under $66,000 or eligible for the Earned Income Tax Credit.
  • State: Included
  • Official Site: TaxAct

TaxAct is a tax preparation software for individuals and businesses in the United States. It provides a platform for users to prepare and file their federal and state tax returns electronically.

The software guides users through the tax preparation process and offers support for various tax situations including simple tax returns, rental property income, investment income, and self-employed income.

TaxAct also offers additional services such as e-filing, direct deposit, and audit support. The company has been in business for over 20 years and is known for offering affordable tax preparation solutions compared to other popular software options.

TaxAct makes filing your state and federal tax return easy with step-by-step guides and free phone support. Maximum refund and $100k accuracy guarantee.

When you are filing taxes for free with TaxAct you can get the following included:

Income

  • W-2 Income: Simple fillers
  • Unemployment income
  • Retirement income
  • Child Tax Credits
  • Earned Income Credits
  • Stimulus Credit

Expenses

  • Dependents
  • Current students

Features

  • Prior year import
  • Personalized My TaxPlan
  • ProTips

Support

  • Free account & technical support

Simple filers with dependents, college expenses and retirement income can file for free with TaxAct. File by yourself, any time, with expert help if you need it.

7. E-File.com

  • Free Tax Software: Yes
  • Requirements: AGI must be less than $35,000 and 61 years old or younger. Or an AGI of $35,000 or under for active-duty military.
  • State: Not included, must pay $21 per state with code 25OFF.
  • Official Site: E-File.com

With E-file.com, users can file their taxes online in just a few minutes. Qualified tax support is available, and the software is incredibly easy to use – they take the guesswork out of filling out your taxes. Many people can file in less than 15 minutes, and get their refund as fast as possible!

To use the E-file software a visitor simply needs to create a free account (here), enter their taxpayer information, income figures, then any deductions they may have, and our software will calculate and prepare the return.

Once a user has completed preparing their return they will be provided the option of either filling electronically or printing and mailing. It's as simple as that.

8. FreeTaxUSA Free Edition

free tax software legit
  • Free Tax Software: Yes
  • Requirements: AGI must be less than $35,000 and 61 years old or younger. Or an AGI of $35,000 or under for active-duty military.
  • State: Not included, must pay $12.95 per state.
  • Official Site: FreeTaxUSA

FreeTaxUSA is another online tax service that offers 100% free tax filing. Here you can e-file your tax return directly to the IRS. Prepare federal and state income taxes online. It is a legitimate 2019 tax preparation software.

9. Free File Fillable Forms

free file tax forms
  • Free Tax Software: Yes
  • Requirements: No restrictions, however, you must fill out all the forms yourself online (not ideal given the other options).
  • State: Included
  • Official Site: Free File Fillable Forms

Free File Fillable Forms is the tool for you if you’re comfortable filling out the forms and schedules without tax software help or assistance. If you’re not comfortable with this method, you may want to consider choosing the traditional free file programs mentioned in this post.

How Can I File My Taxes for Free?

Learn more about free tax programs available to you below. So if you're wondering “How Do I File My Taxes For Free?” keep on reading!

IRS Free File Alliance

The IRS's Free File program allows those with adjusted gross incomes under $62k to use the Free File software for their federal taxes for no charge in a partnership with the Free File Alliance. Many states also partner with the FFA to offer free state tax returns to those that qualify, and some states offer free e-filing for all taxpayers. Tax return processing will begin on January 19, 2023.

(Note: Every taxpayer regardless of income can file for free if you want to fill out the tax forms by hand. The free service being provided here is the software back end that does the calculations for you. Tax returns prepared electronically are generally more accurate than those filled out by hand, reducing processing time and the potential for penalties that result from errors in your filing.)

States That Participate in the Free File Alliance

best free tax software

The Free File Alliance is a group of tax preparation companies which operate a public-private partnership with the Internal Revenue Service to provide free electronic tax filing services to United States tax payers meeting certain guidelines.

These are a list of states that participate in the IRS Free File Alliance:

  • Alabama – Free e-filing
  • Alaska – No state income tax
  • Arizona – Partners with several major tax software providers
  • Arkansas – Partners with several major tax software providers
  • California – Free filing through CalFile
  • Colorado – Free filing through Revenue Online
  • Connecticut – Free e-filing through the Taxpayer Services Center
  • Delaware – Online filing
  • District of Columbia – Free e-filing through the Taxpayer Services Center
  • Florida – No state income tax.
  • Georgia – Partners with several major tax software providers
  • Hawaii – Free e-filing (fee to make a payment)
  • Idaho – Free e-filing for qualifying taxpayers
  • Illinois – Free e-filing
  • Indiana – Free e-filing for qualifying taxpayers: http://www.in.gov/dor/4740.htm
  • Iowa – Free e-filing for qualifying taxpayers
  • Kansas – Free e-filing
  • Kentucky – E-filing
  • Louisiana – Free e-filing
  • Maine – Free iFile
  • Maryland – Free iFile
  • Massachusetts – WebFile
  • Michigan – Free e-filing for qualifying taxpayers
  • Minnesota – Free e-filing for qualifying taxpayers
  • Mississippi – Partners with several major tax software providers
  • Missouri – Partners with several major tax software providers
  • Montana – e-filing through the Taxpayer Access Point
  • Nebraska – Free NebFile
  • Nevada – No state income tax.
  • New Hampshire – No state income tax.
  • New Jersey – Free NJWebFile
  • New Mexico – e-filing through the Taxpayer Access Point
  • New York – Free e-filing for qualifying taxpayers
  • North Carolina – Free e-filing for qualifying taxpayers
  • North Dakota – Free e-filing for qualifying taxpayers
  • Ohio – Free e-filing
  • Oklahoma – Free e-filing for qualifying taxpayers
  • Oregon – Free e-filing for qualifying taxpayers
  • Pennsylvania – Free e-filing for qualifying taxpayers
  • Rhode Island – Partners with several major tax software providers
  • South Carolina – Partners with several major tax software providers
  • South Dakota – No state income tax.
  • Tennessee – No state income tax.
  • Texas – No state income tax.
  • Utah – e-filing through the Taxpayer Access Point
  • Vermont – Partners with several major tax software providers
  • Virginia – Partners with several major tax software providers
  • Washington – No state income tax.
  • West Virginia – Partners with several major tax software providers
  • Wisconsin – e-filing through WI efile
  • Wyoming – No state income tax.

How to Prepare for Tax Season

  • Finish up any IRA contributions for 2023 (you have until April 18, 2023, to make 2023 IRA contributions for all IRA types).
  • Look up the schedules your various financial institutions are planning on issuing your documentation (1099s, etc) so you can watch for them. Ask your employer when you will receive your W-2.
  • If you are considering professional tax preparation and haven't done so before (or are switching preparers), now is the time to be asking around to find a tax preparer. If you have an established relationship, it's always nice to reach out to say you will/will not be going with the same person again.
  • Make sure you understand if you should claim 1 or 0 on your W-4 for taxes.
  • I'm sure you'll have ideas as well, leave them in the comments.

Ready to File Your Taxes for Free?

These are some of the best tax websites that help you file Federal and State taxes for free. Using online tax services are safe as your internet session and transmission of your federal return are encrypted in a secure environment. So if you are looking for a free way to file your taxes — all of these options are worth looking into.

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About the author

Brian Meiggs
Hi, I'm Brian Meiggs! A personal finance expert, entrepreneur, and the founder of My Millennial Guide. My drive is to help others unlock the wealth of freedom and pave the path to financial success. With my bachelor's degree in finance, I help millennials follow the smart money in order to increase their earning potential and start building wealth for the future. I write regularly about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. I have been quoted in major publications including Business Insider, Yahoo Finance, NASDAQ, Discover, GoDaddy, BiggerPockets, Fox News, Debt.com, Quick Sprout, Money Geek, MSN Money and many more!