Casino Apps That Pay Real Money: What Actually Cashes Out

Casino apps that pay real money are sweepstakes casinos. Only Sweeps Coins cash out. Here is how they work, what they leave out and what pays without gambling.

Casino apps that pay real money do exist, but not the way the ads make it look. A few of them do pay. Most of the "win real cash" ads you see inside mobile games are for free slot apps where every win is play money.

I went through how these apps really work. Here is what a sweepstakes casino is, what the sign-up bonus actually gives you, how long cash-outs take, and where to put your time if you want money you can count on.

Casino apps that pay, at a glance

Only Sweeps Coins can turn into cash

Most casino apps that pay real money are sweepstakes casinos. They run on two currencies: play-money coins with no value, and Sweeps Coins you can redeem for cash or gift cards.

Pros
  • Sign-up and daily login coins are free
  • Sweeps Coins redeem for cash or gift cards
  • The casino apps covered below say no purchase is needed to play

The catch: It is still a casino. The house wins over time on every slot, some states are blocked, and you have to verify your identity before your first cash-out.

Our top 3 ways to earn, no gambling
#1 pickBiggest payouts
Testerup logo★★★★★5.0Read review ›Get my $10 bonus →
  • $10 welcome bonus
  • One goal can pay over $200
  • See the payout before you start
  • Nothing to deposit
#2 pickFree daily spin
SavingLoop logo★★★★★5.0Read review ›Spin for free →
  • One free spin a day
  • Unlocks a sign-up offer worth up to $75
  • No coins to buy, no deposit
  • Takes about ten seconds
#3 pickMost ways to earn
Freecash logo★★★★☆4.0Read review ›Get my $10 bonus →
  • $10 sign-up bonus
  • Surveys, offers and games in one app
  • Pays to PayPal, Cash App or crypto
  • Nothing to deposit

Want money from games without gambling?

These apps pay you for playing and trying games, and none of them ask for a deposit. Testerup has the highest ceiling: a $10 welcome bonus, and one goal can pay over $200. See how each one pays.

AppWhat you doWhat you getSign up
1Testerup logoTesterup
★★★★★5.0Read review ›
Test apps and games, finish goals$10 welcome bonus, one goal can pay over $200Highest ceiling per taskGet $10 bonus →
2SavingLoop logoSavingLoop
★★★★★5.0Read review ›
One free spin a dayUnlocks a sign-up offer worth up to $75A free daily shotSpin for free →
3Freecash logoFreecash
★★★★☆4.0Read review ›
Surveys, offers and games$10 sign-up bonusA bit of everythingGet $10 bonus →
4Bigcash logoBigcash
★★★★☆4.0Read review ›
Play games, finish offersCash out from $1Small, quick cash outsStart earning →
5ReferralWallet logoReferralWallet
★★★★★5.0Read review ›
Rip open a free packShows a real sign-up bonus a company pays youFinding bonuses fastRip a free pack →

Most casino apps that pay real money are sweepstakes casinos

Real money casino apps like DraftKings, FanDuel and BetMGM are only legal in a handful of states. The apps that work almost everywhere else are sweepstakes casinos, and they run on two currencies.

Gold Coins, or Game Coins on some apps, are play money with no value. Sweeps Coins are the ones you can redeem for cash or gift cards. You can’t buy Sweeps Coins directly. You get them free at sign-up, from daily logins, and as a bonus when you buy a coin pack.

The casino apps I’ve covered below all say you can play without buying anything, which is why they count as free casino games that pay real money. Anything you do buy is a cost, not a deposit you get back.

Online casino sign-up bonus: what you really get

On a sweepstakes casino the sign-up bonus is a stack of free Gold Coins plus a smaller amount of Sweeps Coins. Only the Sweeps Coins can turn into cash, so that’s the number to look at, not the big Gold Coin figure in the ad.

The bigger bonus offers are almost always tied to buying a coin pack, and each app has its own rules before you can redeem. Stake.us makes you play through 3x the Stake Cash that comes with a purchase, and Punt asks for 3x on bonus Sweeps Coins that come with a purchase. Read those rules before you count on it.

If you want a sign-up bonus that pays with no purchase and no casino at all, Testerup gives you a $10 welcome bonus right after sign-up for playing regular mobile games.

Slot games that pay real money vs free slots that don’t

Slots are most of what these apps offer. On a sweepstakes casino, the slots pay out in Sweeps Coins, and those are what you redeem for cash or gift cards. On a plain free slot app with no Sweeps Coins, every win is play money and can’t be cashed out, no matter what the ad shows.

The quickest way to tell them apart is to look for Sweeps Coins or a redeem option before you download.

The casino apps I’ve covered, and what each one asks before it pays

The numbers below come from each app’s own rules. Each review has the full cash-out steps.

Casino appWhat it takes to cash outThe catchLink
1
Cider Casino
100 Sweeps Coins ($100) minimumPlay-through first, ID checks, and a wait for the cashSlots, table games, fishing gamesRead the review →
2
Betr Social Casino
Betr Cash after a play-through, redemptions from $10Linking a payment method takes a purchase, and PayPal and Venmo are not supportedA lower minimumRead the review →
3
Punt Casino
100 Sweeps Coins ($100) minimum3x or 10x play-through on bonus Sweeps Coins, and up to 10 business days for cashLive dealer and crash gamesRead the review →
4
Stake.us
Stake Cash, redeemed as a crypto or bank transfer prize23 states excluded, 3x play-through on Stake Cash that comes with a purchaseCrypto or bank prizesRead the review →

How long casino apps take to pay

Gift card redemptions are the fastest and usually arrive by email within a couple of days. Cash redemptions have a higher minimum and take several business days. You have to verify your identity before the first redemption, so do that early.

A realistic first cash-out is about a week after you hit the minimum. Anyone saying they got paid the same day is talking about gift cards.

What the ads leave out

It’s still a casino. The house wins over time on every slot on every one of these apps. The free coins are free, and anything you buy is a cost, not a deposit you get back.

They’re also not available everywhere. Washington, Idaho, Michigan and Nevada are blocked on a lot of them, and more states keep getting dropped as sweepstakes rules tighten. The sign-up checks your location, so if you get blocked, that’s why.

What I’d use instead if you want money you can count on

Casino apps are entertainment. The house wins over time, so the free coins are the only part that is really free. These pay without any gambling. SavingLoop is the closest thing to a slot pull that can’t cost you anything.

Testerup: $10 welcome bonus, goals that pay over $200

Testerup pays you to try apps and games and finish goals inside them. You see what a task pays before you start, so nothing is a surprise.

The welcome bonus is $10, and one goal can pay over $200. Treat that as the top end. Most tasks pay far less. It cashes out to PayPal, gift cards or your bank.

Pros
  • Each task shows its payout before you start
  • No money of your own at risk

The catch: The biggest goals take real time and effort, so they are the exception and not the daily average.

$10welcome bonusFree to joinGet my $10 bonus →

SavingLoop: one free spin a day

SavingLoop gives you one free spin a day, and the spin unlocks a sign-up offer worth up to $75.

It scratches the same itch as a casino wheel, except the spin costs nothing and nothing you win depends on luck at a table.

Pros
  • One free spin every day
  • Unlocks an offer worth up to $75
  • The spin costs nothing

The catch: The spin picks the offer. You still have to meet that offer’s terms to get paid.

Offers worth up to $75Free to spinTake today's free spin →

Freecash: $10 sign-up bonus, no gambling

Freecash puts surveys, offers and games in one app. You earn for what you finish, and nothing you play can cost you money.

The sign-up bonus is $10. After that, what you make in a day depends on the offers open to you.

Pros
  • Surveys, offers and games in one place
  • Nothing to deposit, ever

The catch: The offers you see depend on your location and device, so your day will not look like someone else’s.

$10sign-up bonusFree to joinGet my $10 bonus →

Bigcash: games and offers, cash out from $1

Bigcash pays you to play games and finish offers on your phone, and you can cash out from $1. That low bar means you are not stuck waiting for a big balance.

It is built for phones. Open the link on a computer and it sends you to Freecash instead.

Pros
  • Games and offers in one app
  • Nothing to deposit

The catch: Earnings depend on which offers are open to you, and some pay slowly.

Cash out from $1Free · Paid by PayPalStart earning →

ReferralWallet: rip a free pack, find a real bonus

ReferralWallet works like opening a pack of cards. You rip open a free pack, and inside is a real sign-up bonus from an app or brand that pays new users.

It is a quick way to find bonuses that are open right now, instead of digging through expired codes.

Pros
  • Every pack shows a real sign-up bonus
  • Bonuses open right now, not expired codes

The catch: ReferralWallet does not pay you itself. The company behind each offer pays you, once you meet that offer’s terms.

Free to useFree to useRip a free pack →

Bottom line: casino apps that pay real money are sweepstakes casinos, and the only part that is really free is the coins they hand you. If the spin is the part you like, SavingLoop’s free daily spin is the one I’d keep, because there is nothing to buy and nothing to lose. For apps that pay you to play, start with Testerup or Freecash.

More to read: PayPal casinos and what their own pages say about PayPal withdrawals, the Stake.us review, the no deposit game apps that actually paid and the PayPal games list.

Casino apps that pay real money FAQs

Do casino apps pay real money?

Sweepstakes casinos do. You redeem Sweeps Coins for cash or gift cards, and the play-money coins are worth nothing.

Are there free casino games that pay real money?

Yes. Sign-up and daily login coins are free, and the casino apps covered here say no purchase is needed to play. Anything you buy is a cost.

Which casino app pays out fastest?

Gift card redemptions are the fastest and usually arrive by email within a couple of days. Cash takes longer and has a higher minimum.

What’s the best online casino sign-up bonus with no deposit?

The free Sweeps Coins you get at sign-up, since those are the only part you can redeem. For a free spin with nothing to buy, SavingLoop unlocks a sign-up offer worth up to $75.

Do free slot games pay real money?

Only on sweepstakes casinos, through Sweeps Coins. Regular free slot apps pay nothing, because every win is play money.

Which states are blocked?

Washington, Idaho, Michigan and Nevada are blocked on a lot of these apps, and the list keeps changing. Each app checks your location at sign-up.

Brian Meiggs
Brian Meiggs founded My Millennial Guide and has spent over a decade writing about money. He tries every app and product before it goes on the site. No fluff, no guesswork. Named to the Northern Virginia 40 Under 40 earlier this year, and featured in WSJ, Business Insider, and Entrepreneur. Off the clock: chess, the gym, a quiet night in.