Solitaire Smash Review: Fees, Payout Times and the Real Odds

Solitaire Smash pays real cash, but entry fees are non-refundable and a withdrawal can take up to 90 days. Here is where the money goes.

Solitaire Smash is a real cash game, and the money side is where it gets tricky. The entry fee is prepaid and you don’t get it back. A withdrawal can take up to 90 days. Your account can start charging $2 a month if you go quiet.

Here’s how the money moves, so you know what you’re agreeing to before you put a dollar in.

Quick verdict

Worth a look if you already like solitaire and can afford to lose the entry fee. Skip it if you need money on a schedule.

It is a real app from a named company, rated 4.8 on about 235K ratings in the App Store. The catches are all about cash: non-refundable entry fees, a card hold of at least $10, ID and SSN checks, and a withdrawal window that runs to 90 days.

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How a Solitaire Smash cash game works

The game is the same whether you play for virtual currency or real money, and the App Store listing says so. What changes is where the money comes from and where it can get stuck.

  1. Download it. The app is free, and so is the virtual currency mode. Cash tournaments are 18+.
  2. Fund your account. The listing mentions PayPal and Apple Pay. If you use a credit or debit card, your bank can see a hold of at least $10 even when the charge is smaller.
  3. Pay the entry fee. You see the fee before you enter. It is prepaid in U.S. dollars.
  4. Play the tournament. You are up against other players, so the result comes down to how well you play.
  5. Ask for your winnings. You may have to send a scanned government ID and your Social Security number first.
  6. Wait. The terms say processing can take up to 90 days.

What it costs you

Every cash game starts with an entry fee, and the terms and conditions don’t soften it. You prepay, and you don’t get it back. The one exception is a competition that gets canceled, where the fee returns to you.

No range is published, and the company can change fees whenever it wants. So what’s a typical price? Nobody can honestly say. Check the number on the screen before you enter.

The card hold trips people up. When you pay by card, the app can ask your bank to set aside at least $10 against your credit limit, even if you only spend less. It’s a hold and not always a charge, but it can still eat into the room you have left on the card.

MomentWhat the terms sayWhat it means for you
EnteringEntry fees are prepaid and non-refundableA loss costs you the whole fee
Paying by cardA hold of at least $10 can be placedLess spending room on the card for a while
Using bonus moneyCan only be used to enter cash competitionsYou can play with it, not withdraw it
WithdrawingProcessing can take up to 90 daysDon’t count on it for rent or a bill
Going quiet$2 a month after six months without enteringIdle money slowly shrinks

How and when you get paid

Plan for slow. Processing can take up to 90 days, and a withdrawal can also be frozen or delayed while the company runs checks.

Those checks are real. You can be asked for a scanned government ID, and at withdrawal for your Social Security number or other identifying details. Skip them and your winnings may not get processed. Have your ID ready before you need it.

Three rules that catch people out later.

  1. Bonus cash can’t leave. It only pays for cash competition entries, and it’s forfeited if you start a withdrawal or go 90 days without entering a cash competition.
  2. Quiet accounts get charged. After six months without entering a competition, $2 a month comes out. You get an email once you pass five months, and nothing is deducted from an account with no money in it.
  3. Closing forfeits your balance. Shut the account and any funds go with it, winnings included. Ask for the withdrawal first, then close.

What are the real odds?

Is there a win rate? Not a published one. Neither the App Store listing nor the terms list a prize table, so any “you’ll win X%” claim is a guess.

What you can say is how the contest is built. You play other people. The game is identical in virtual and cash play. The entry fee is the price of a seat, and it’s gone once the game starts. If you’re better than the people you’re matched with, that helps. If you aren’t, it’s an expensive hobby.

The invite bonus is a good example of reading the fine print. The listing offers $10 Bonus Cash for each friend who joins. Bonus money is play-only under the terms, so it’s a free entry ticket at best. Not a payday.

Where cash play is blocked

Cash tournaments are off in Arizona, Indiana, Iowa, Louisiana, Maine, Michigan, Montana and South Carolina. Players there can still use virtual currency. The company can add states later. Check the app’s own list before you deposit.

Who runs it, and is it legit?

Play Perfect Ltd. is the company behind it, and it isn’t a Papaya Gaming app. The App Store listing says deposits go through PayPal and Apple Pay, and it shows 4.8 stars from about 235K ratings.

So yes, it’s a real app with a named company behind it. A quick legit check on Smarts covers the basic question. But stars tell you the game is fun. They don’t tell you how fast the money comes out.

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Bottom line: Solitaire Smash is a legitimate way to play solitaire for money if you accept that the entry fee is gone and the cash-out clock can run 90 days. For steadier money, start with Testerup or Freecash. If you’re curious about other pay-to-play style apps, the Cider Casino review covers a $100 redemption floor and the PackDraw review covers a withdrawal catch. More options are in our list of games that pay real money and the no deposit ones that paid.

Solitaire Smash FAQs

Does Solitaire Smash pay real money?

Yes. It runs real cash tournaments, and you can request a withdrawal of your winnings once you pass its checks. Entry fees are prepaid and non-refundable, so you can also lose what you put in.

How long does a Solitaire Smash withdrawal take?

The terms say processing of requested funds may take up to 90 days. Withdrawals can also be delayed or frozen while the company verifies your identity.

Does Solitaire Smash charge an inactivity fee?

Yes. After six consecutive months without entering a competition or tournament, it charges $2 a month. It is not deducted from an account with no funds.

Can I withdraw Solitaire Smash bonus cash?

No. Bonus funds can only be used to enter cash competitions, and they are forfeited if you start a withdrawal or don’t enter a cash competition within 90 days.

Which states can’t play Solitaire Smash for cash?

Arizona, Indiana, Iowa, Louisiana, Maine, Michigan, Montana and South Carolina. Players there can use virtual currency.

Who makes Solitaire Smash?

Play Perfect Ltd. It is not a Papaya Gaming app.

Is there a better option with no entry fee?

If you’d rather not pay to play, Testerup offers a $10 welcome bonus with goals that can pay over $200, Freecash offers a $10 sign-up bonus, and Bigcash lets you cash out from $1.

Brian Meiggs
Brian Meiggs founded My Millennial Guide and has spent over a decade writing about money. He tries every app and product before it goes on the site. No fluff, no guesswork. Named to the Northern Virginia 40 Under 40 earlier this year, and featured in WSJ, Business Insider, and Entrepreneur. Off the clock: chess, the gym, a quiet night in.