8 Best Money Books That Money Can Buy of 2021

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We’ve narrowed down our recommendations of the top personal finance books and best money books to put you back in charge of your money and finances.

best money booksAre you looking for the best money books? Then you’ll love this article. The fact is money matters and while these personal finance books won’t transform you into a saving expert, but they will help you get started — which is far more important.

Taking control of your finances starts with getting your personal financial life in order. An easy way to do that is by educating yourself with the best money books we’ve found.

Here’s a list of top personal finance books that will help you to gain some valuable perspective on managing your personal finance and achieve the treasure that you most certainly deserve.

Money tip: If you want to educate your children on personal finance on a budget, you should see how to get free books for kids. These can really help the next generation of readers reach their potential.

Must-Read Books on Personal Finance

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Personal finance books can empower you to budget, save for retirement, get out of debt and tackle many other money-related decisions with confidence. But the possibility of falling down an Amazon rabbit hole or spending all day at the bookstore debating which title to pick is enough to deter some folks. We’ve narrowed down our recommendations of the top personal finance books to put you back in charge of your money and finances.

8 Best Money Books for Millennials

We’ve narrowed down our recommendations of the top personal finance books and best money books to put you back in charge of your money and finances:

1. Think and Grow Rich by Napoleon Hill

Why we like this money book:

You can buy it here.

In Think and Grow Rich the author provides thirteen principles through which you can become as rich as you desire. Written in the 1930’s, this book’s principles are based on the minds of people like Andrew Carnegie, which Napoleon Hill knew personally, and Henry Ford whom Hill studied intensely. Hill takes the methods from people like Carnegie and dissects them into processes the common man can follow to achieve high economic status.

2. The Millionaire Fastlane by MJ DeMarco

Why we like this money book:

You can buy it here.

MJ Demarco takes a unique approach to teaching you how to acquire wealth. He raves, there are three options when it comes to wealth, the fast lane, the slow lane, and the sidewalk. If you want to acquire real wealth read this and discover how to shift from the sidewalk to the fast lane.

3. Secrets Of The Millionaire Mind by T. Harv Eker

Why we like this money book:

You can buy it here.

As the title suggests Eker breaks down the mind of millionaire and compares it to that of a poor man. In doing this the reader is able to find a clear distinction between the poor man and the rich man. Thus showing wealth starts with a mindset and can be achieved no other way.

4. The Millionaire Mind by Thomas J. Stanley

Why we like this money book:

best money books
You can buy it here.

The basis of The Millionaire Mind is to provide an overview of the average millionaire, not the fortune 500 millionaires, but the ones that made their money through a very attainable means. The author takes the approach of supplying the reader with statistics about the average millionaire, which makes the reader feel like becoming a millionaire is no longer a wild dream but an attainable goal.

5. The Secret by Rhonda Byrne

Why we like this money book:

You can buy it here.

The Secret is a book based on the law of attraction. A universal law that when learned how to harness, anyone is able to attract the amount of money they desire. Byrne gives multiple testimonials of people applying the law of attraction and getting exactly what they imagined many years prior.

6. The Total Money Makeover by Dave Ramsey

Why we like this money book:

You can buy it here.

One of the greatest books in its category. If financial literacy is what you seek then look no further. Ramsey takes a very educated approach to teaching his readers how to properly handle their money. He does this by using factual evidence and saying things like, “A new 28,000 car will lose about 17,000 of value in the first four years you own it. To get the same result, you could toss a 100 bill out the window once a week during your commute.” The author provides practical, baby steps that if taken, will help you learn how to properly handle money.

7. The Millionaire Next Door by Thomas J. Stanley

Why we like this money book:

You can buy it here.

Yet another book that teaches people the proper steps and attitude to attain wealth. One of the main points made by Stanley is that it’s not how much you make that makes you wealthy it’s what you spend. He gives practical steps for the reader to follow in order to help you out of a debt creating a lifestyle.

8. The Richest Man In Babylon by George S. Clason

Why we like this money book:

You can buy it here.

One of the most commonly known books for money management. Jim Rohn, a very successful motivational speaker, attributes a great amount of his success to this book alone. This book provides multiple money management principles to live by through the telling of a parable. These principles include save, invest, do work you love and become excellent, watch out for self serving brokers, and education never stops. Through these principles, you can set the foundation for a wildly successful life.

Use These Best Money Books to Take Action

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Here’s a recap of the best money books for 2021: 

So now, you have no shortage of inspiration when you are worried about managing your personal finance. Next, you can pay down your student loans, start investing for retirement, or start making supplemental income.

Next, you can take a look at the best entrepreneur books so that you can build an online business and make extra money.

Did you like this list of best money books of 2021? What book would you have added to the list?


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About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.


  1. I just want to add my own recommendation, what I’d consider a #1 personal finance and debt-eliminating title:


    I just “shouted” the name of the title because I really, truly highly recommend it. The steps are invaluable, and there’s also a bit of spiritual and 12-step content, with the goal of changing your thinking/attitude, and uplifting your lifestyle while getting out of debt.

  2. The Richest Man in Babylon, I LOVE THIS BOOK!!! BUT, I do recommend not reading it, but listening to it. I got it from our library and put it on my iPhone. It is the single greatest most interesting and most entertaining book I have ever listen to on CD. Mix Shakespeare with money principals and you got yourself a great read/listen.

    I agree that it is more for beginners, but it has some great principals.

    Thanks Brian

    • Audio books are increasingly popular. But with finance books, I wonder if the experience of listening to a finance book over reading it, could we label one “better”?

      I agree with you that it has some pretty solid principals. I would say I’m savvy with money and formulating budgets, but I know that the lessons I learned in that book has taken my finances to another level.

  3. Great list! Do you know of Tony Robbins has a money book out? I recall seeing it but I can’t seem to remember the title of the book.

  4. I’m still learning from you, but I’m trying to reach my goals. I definitely love reading all that is written on your blog. Keep the articles coming.


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