Got 20 Minutes? Here’s How to Make $20 Fast Instantly

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Looking for simple ways to score a free 20 dollars right now? We'll share how to make 20 dollars fast or make $20 fast in this article.

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Are you in need of quick cash? Whether it's to cover an unexpected expense or simply boost your savings, making $20 fast can provide some financial relief. In this article, we will explore 10+ tried and tested methods that can help you learn how to make 20 dollars fast.

From online surveys and cashback rewards to quick side hustles and gig economy opportunities, we've got you covered. There are so many ways to get $20 PayPal now. So, if you're ready to discover practical ways to make $20 fast, let's jump right in!

How to Make 20 Dollars Fast

There are many options to make extra money online that are quick, simple and don't require much effort:

1. Make $20 fast in gift cards or cash with Survey Junkie

survey junkie
Adam Winger/Unsplash

Taking online surveys with Survey Junkie to make extra money is a no-brainer!

You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. It is my #1 favorite (and highest paying) survey site:

Survey Junkie: This is a free survey app for your phone that pays you cash and gift cards to take online surveys, participate in focus groups, and try new products.

And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal).

Join for free through this link and get your free registration bonus.

Survey Junkie pays up to $20 per survey, and many of them take less than 5 minutes to complete. It is one of the highest-paying survey sites that actually works.

ProsCons
There’s absolutely no cost to join. Tip: Never register for a survey site that asks you for cashSometimes you’ll be a few questions in only to find out that you aren’t eligible for a survey, but you still get points
Points can be exchanged for both cash to PayPal and for gift cards Minimum balance of $10 USD needed for Payout
Your information will go toward helping companies improve their products and servicesOnly users from the United States, Canada, and Australia can participate with future plans to expand
Answers that you provide are kept completely anonymous
The potential for high earnings (depends on your demographics)
Registration bonus if you go through this link.
If you’re not eligible for a survey, you’re still given points

$1.6M+ monthly payout to its members
Survey Junkie
4.5
Over $55,000 Paid to Survey Junkie members daily

Survey Junkie is one of the highest-paying survey sites available. Complete three or more surveys a day, and you can earn as much as $100 monthly. With $76 Million paid out to date, Survey Junkie is one of the best survey sites available.

Start Earning Survey Junkie Review

2. Make $20 fast with Blackout Bingo

bingo apps that pay real money

Want to make a quick $20 by playing bingo?

Welcome to Blackout Bingo a brand new bingo-style game where you can win real-world rewards and cash prizes. This game boasts over 13K+ positive reviews in the App Store.

Dive fast and use fun boosts to take the Bingo world by storm. Travel the world and play in amazing and exotic places. A recent player left a Blackout Bingo review saying:

“Are you going to make $700 from this game? No, probably not possible! But the two days I’ve been playing this I’ve earned about $34.59! “

It takes concentration, speed, and strategy to become a bingo master. Do you have what it takes?

This is actually an opportunity where you can learn how to get $20 in 5 minutes or less.

Blackout Bingo
5.0

You can make money playing bingo for free with this brand-new bingo-style game. With over 86K positive reviews in the App Store, it's a legit way to make money.

Download Now → Blackout Bingo Review

3. Make over $20 with Nielsen Mobile Panel

nielsen

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. Want to get a free $20 credit or more?

This company will pay you $60 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month.

I downloaded this app and make around $60 passively… it’s a legit app.

You don’t have to do anything other than initially register your computer or phone. You can get up to $60 in points for gift cards and get instant win-game tokens.

Sign up through here for a registration bonus.

Get $60 for installing app
Nielsen Mobile Panel
5.0

This company will pay you $60 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

Join Nielsen Panel Nielsen Review

4. Make $20 fast with Mistplay

mistplay

Wondering how to get $20 fast on Cash app?

Mistplay may be the answer and they pay you to play games, no really it does. While earning money playing games sounds like a dream, this app lets you do just that.

How it works:

1. Install a game in your mixlist.
2. Play that game to start earning units.
3. Redeem your units for free gift cards.

That’s it.

To get started you can download the Android app and start playing and earning.

100% free, no deposits required
Mistplay (Android Only)
4.5

Earning money by playing games on your phone sounds like a dream. But Mistplay really pays you for playing new games with free gift cards. It is 100% free to play and you never have to deposit any money.

Start Playing Mistplay Review

5. Make $20 fast with Swagbucks

swagbucks

If you want another quick way to make $20 then give Swagbucks a shot. You’d be silly not to as the site has already paid out $706.9 million to its users.

When you sign up, can get $20 PayPal now depending on the welcome bonus they are offering.

Plus, you won’t be limited to only surveys with this rewards site — in fact, you can earn $20 fast simply by watching entertaining videos, searching the web, and even playing games.

You earn ‘points’ that you can redeem for gift cards or for cash through PayPal.

They have an excellent rating on TrustPilot with over 14,144 reviews!

Simply sign up and score a $10 signup bonus then start watching videos or playing games and earn your other $10 to get your $20 fast today.

Don’t believe me? A Huffington Post report says users are earning $600 per month with this site.

Here's the good and bad about Swagbucks:
ProsCons
An incredibly wide range of activities to partake inSometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to completeMay take up to a few days to receive your reward
100% free – never join a rewards site that asks for your payment information
Registration bonus if you go through this link.

Earn around $50 to $1,000 per year
Swagbucks
5.0
$10 welcome bonus

Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

Start Earning Swagbucks Review

6. Get money fast with ZippyLoan

zippyloan web

If you actually need to learn how to get $20 right now, then you can opt for online personal loans. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you'll get. You can borrow between $100 and $15,000 as soon as tomorrow.

Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They'll find you the lowest interest rate and is one of the best no credit check loans. You can visit ZippyLoan here.

Loan options for poor credit
ZippyLoan
4.0
  • Borrow between $100 and $15,000
  • No risk in checking what offers you’ll get
  • Quick approval and fund disbursement (if approved)
  • No minimum credit score requirement
Apply Now Our Zippyloan Review

7. Make $20 fast with InboxDollars

inboxdollars

Sites like InboxDollars enable people to take online surveys and earn money, which can be cashed out later via check or PayPal, or used to buy gift cards from retailers such as Amazon and Walmart.

In addition, InboxDollars offers a variety of ways to earn money, including watching TV and playing games. These are real ways to make extra cash, but it is important to remember that they do take time and effort.

It's not a get-rich-quick scheme, but with dedication and consistency, InboxDollars can be a valuable source of side income.

$5 sign up bonus
InboxDollars
4.5

InboxDollars offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards.

Start Earning InboxDollars Review

8. Invest and make $20 with Acorns

Investing is a great way to make some extra money.

If you’re not sure where to start, Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete the application) and get a $20 welcome bonus.

How Acorns works:
  1. Sign-up here, it takes a few minutes
  2. With the app, you’ll start small and stack up change over time with the Acorns “round-up” feature
  3. Then potentially start earning money on your investments

Sounds like fun? Sign-up for Acorns, collect your $20 and double your money by investing. You can also get a registration bonus through here.

Our Pick
Invest in the background of life and get a $20 bonus
5.0

With Acorns, automatically invest spare change from everyday purchases in expert-built portfolios recommended for you, easily save for retirement, get paid early, and more. Start in under 5 minutes and get a $20 bonus today!

Get your bonus

9. Make $20 playing solitaire

play solitaire for money

Want to make $20 fast just for playing Solitaire on your phone? There are real games that pay real money.

Solitaire Cash is one of the best Skillz games where you can play Solitaire on your phone. It's available for Android and Apple mobile users.

How does it work?

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.

Solitaire Cash includes tournaments and head-to-head competitions with real cash prizes (where available). That’s what I was interested in most. If you deposit money you can enter cash tournaments against other players. Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

‎Solitaire Cash
4.5

Earn cash by playing solitaire against others from your mobile phone. Solitaire Cash is one of the best games to play to make money. It's that simple.

Play Solitaire Cash → Solitaire Cash Review

10. Make $20 fast with Upside

upside

Upside is a gas cash back app where you can earn $20 by buying gas at participating stations. Simply link a credit card, select a station, and purchase gas to start earning cash back.

You can also earn additional cash by referring friends and family to join Upside. Plus, there are no limits on how much you can earn! Start saving money on gas today with Upside.

This free cash back app for gas is saving users an average of $124 a year. There is no minimum for cash outs and you can start earning today!

Upside
4.5

Upside (which used to be called GetUpside) lets you save up to 25 cents for every gallon of gas you buy at certain gas stations. You can also get up to 35% back when you shop for groceries or eat out at over 45,000 places that work with Upside. If you use the app a lot, you might earn more than $100 in a year.

Start Saving Best Gas Apps

11. Get a $10 gift card with MyPoints

mypoints

MyPoints has been featured on so many publications like The New York Times, TechCrunch, Yahoo! and more (and for good reason).

You can earn money with MyPoints for shopping online, playing addicting games, taking surveys, and reading emails. This company has been around since 1996 and has already paid out $236 million to its 10 million members.

Plus you can get a $10 Amazon or Visa gift card just for being a new user. Just spend $20 or more using its shopping portal to redeem the sign up bonus.

$10 sign-up bonus with your first purchase
MyPoints

MyPoints pays you when you shop online at your favorite stores and delivers the rewards through free gift cards. You can also earn $1 on average per survey you complete. Offers over 10 different ways to earn money. Pays by gift cards, PayPal & travel miles.

Collect Your $10 Free Gift Card

12. Start investing with Arrived

arrived

Arrived is a great real estate investing platform to use if you want a low minimum investment threshold for real estate investing. You can get started with as little as $100.

It’s an especially useful tool to use if you want to diversify your portfolio and have someone else handle all the work that comes with being a landlord. All you really need to do is sign up, and collect your rental income each quarter.

The management fee is a modest 1% asset management fee, but it’s worth it considering how easy it is to get started. You can sign up for free and view the different properties available to invest in. Buy shares of properties, earn rental income and appreciation — let Arrived take care of the rest.

Best for low minimum investment
Arrived
4.5

Arrived is a very easy-to-use platform that allows individuals to invest in real properties for as little as $100. This option is best for users who want to make money consistently and let their money make them money.

Open Account Arrived Review

13. Make $20 bucks with Ibotta

ibotta

Don't want to get a new bank account? I feel ya, but you may be interested in the next app bonus — Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.

It's one of the best cash back apps that's been around since 2011! They are conveniently offering a way to make $20 fast with its sign-up app bonus after uploading your first receipt. So act fast.

Plus, this money-making app actually gives you cash back on things you buy every day, even booze! You heard me right, you can make money for the booze you buy at groceries (how cool is that?). However, you do have to be 21 or older to take advantage of the booze deals.

Ibotta
4.5

Ibotta pays you cash back for shopping at over 500,000 retailers, which you have to do every month. So why not get paid for it? Get started saving today.

Start Saving Ibotta Cheats

How to Make $20 Fast with Surveys

I sat down and studied ALL of the best survey apps to find out for myself which ones are legit (and high paying), and which ones are not.

If you wanted to compare some more, here is the list of the best money making surveys:

14. Make 20 dollars fast with Branded Surveys

branded surveys

Number one on the list is also the easiest survey site to sign up for. Once you're in you can take surveys and get paid at Branded. This is how I am able to make $20 per week by completing surveys on Branded Surveys! Sign up using this link for the highest paying surveys.

All you need to do is instantly qualify, then view exclusive offers in exchange for your opinions and get access to paid surveys, clinical trial opportunities, and part-time work offers. Who doesn't want to make $20 a week? Branded Surveys is looking for people to tell major brands what you think about their products and services. And they pay well.

Pays by bank transfer, PayPal & gift cards
Branded Surveys
4.0

Branded Surveys is quickly becoming one of the top survey sites. At up to $5-10 a pop for some surveys and a free 100 points for signing up, it pays to check in daily to see which ones are available to you.

Start Earning Branded Surveys Review

15. Earn 20 dollars with Survey Junkie

survey junkie

Survey Junkies interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.

Oh, and Survey Junkie also has an 8.9/20 rating on TrustPilot — the highest of any online survey company. Need more info? Check out our Survey Junkie review. This is one is the more reputable survey companies out there and I use it often.

$1.6M+ monthly payout to its members
Survey Junkie
4.5
Over $55,000 Paid to Survey Junkie members daily

Survey Junkie is one of the highest-paying survey sites available. Complete three or more surveys a day, and you can earn as much as $100 monthly. With $76 Million paid out to date, Survey Junkie is one of the best survey sites available.

Start Earning Survey Junkie Review

16. Make $5 right now with InboxDollars

inboxdollars

Earn cash, not points. InboxDollars pays members to read emails, take surveys online, playing games, and search the web. Overall, Inbox Dollars is super easy to navigate and I’ve tried other paid survey sites and just end up overwhelmed.

InboxDollars also does a nice job of breaking down the offers into categories so you don't get overwhelmed. And you’ll always see the amount of money you’ve earned at the top of your window, which is exhilarating! Right now they are offering a $5 cash bonus just for joining.

$5 sign up bonus
InboxDollars
4.5

InboxDollars offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards.

Start Earning InboxDollars Review

17. Make 20 dollars fast with Swagbucks

swagbucks

Who doesn’t love Swagbucks? Here you can make 20 instantly online. This app lets you earn money in so many ways like taking surveys, shopping online or playing games, but many of my readers love racking up SB (Swagbucks) watching videos in their spare time.

You can cash out your SB as gift cards to hundreds of merchants or get your cash by PayPal. Need more info? Check out our Swagbucks review. Many claim this to be one of the easiest money making app sites and you can definitely make $20 fast by using it.

Earn around $50 to $1,000 per year
Swagbucks
5.0
$10 welcome bonus

Swagbucks offers a variety of ways to earn money online. You can take surveys, play games, surf the web, watch videos and more to earn points towards gift cards or cash.

Start Earning Swagbucks Review

18. Make 20 dollars fast with MyPoints

mypoints

For those still wondering how can I get 20 PayPal now or how to get 20 fast on Cash App then you should learn about MyPoints. MyPoints rewards its members for online activities such as reading emails, playing games, online surveys, printing out coupons and more.

They pay their members using their own currency known as “Points”. These points can be redeemed for online gift cards, cash via Paypal, and travel miles, etc. The minimum payout amount for most rewards is $20; however, PayPal payments start at $25.

Redemption times for your awards vary. When you redeem your points for cash via Paypal, the request is usually processed within 4-5 days. For other prizes, the wait time varies.

$10 sign-up bonus with your first purchase
MyPoints

MyPoints pays you when you shop online at your favorite stores and delivers the rewards through free gift cards. You can also earn $1 on average per survey you complete. Offers over 10 different ways to earn money. Pays by gift cards, PayPal & travel miles.

Collect Your $10 Free Gift Card

19. Earn $20 with Opinion Outpost

opinionoutpost

Get paid to take online paid surveys with Opinion Outpost if you want to learn how to get 20 dollars in 5 minutes. Here, you’ll take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more.

For each survey you complete, you’ll earn money. Start sharing today to get your hands on top rewards, including cash payouts. Now, will you make $1,000 a week here? Definitely not.

However, they've created a thriving community where anyone can sign up to the online survey platform and get rewards for their opinions. They work with partners all around the world who want to know your opinions, and they know how much they’re worth!

Visit Opinion Outpost

Summary of How to Make 20 Dollars Fast

In conclusion, there are numerous ways to make $20 fast. From selling unused items, completing online surveys or offering freelance services, to doing odd jobs for neighbors or participating in paid focus groups, the options are endless.

It's all about finding what works best for you and taking advantage of the opportunities that are available. Whether you're looking to earn some extra cash or just trying to make ends meet, these ideas can help you reach your goal quickly and easily. So don't wait, start exploring your options today and find the one that works for you.

Trust me, I get that a ton of people are searching online for the fastest ways to make $20 fast online. Well, look no further, because if you wanted more ways on how to make 20 dollars fast and quickly besides these free money-making ideas, there are more ways to make extra money.

What are some ways you use to make money fast? Let us know!

Free Money and Free Gift Cards FAQs

How to make 20 dollars fast?

Making 20 dollars online is possible by claiming sign up bonuses, play games for free gift cards that are worth $20 or more, sign up for a bank account and get paid a sign up bonus, join reward sites, get paid to watch videos and shop online, and taking surveys.

Is it easy making money online?

It is easy to make money online and find ways to reach financial freedom. While learning about easy ways to make $20 a day online and other ideas to make $20 a day won't make you rich. You can earn more money by finding more free money making ideas and save money, invest, and having more money in your wallet.

Are people really winning free gift cards?

It is true, you can win real world rewards and free gift cards by using game apps to win real money. The most popular game apps that pay you for playing games are Blackout Bingo, Mistplay, and Swagbucks. They are available in the Google Play Store and Apple App Store.

Can you really make money by taking surveys?

Taking surveys on the top rewards site like Swagbucks and Survey Junkie is legit and both offer a completely secure website for consumers. On Swagbucks, besides paid surveys, you can create a free account and earn more money on your cell phone watching videos and playing games. They offer cash rewards and a $10 sign up bonus. Both are legitimate websites that'll pay you for taking surveys.

About the author

Brian Meiggs
Hi, I'm Brian Meiggs! A personal finance expert, entrepreneur, and the founder of My Millennial Guide. My drive is to help others unlock the wealth of freedom and pave the path to financial success. With my bachelor's degree in finance, I help millennials follow the smart money in order to increase their earning potential and start building wealth for the future. I write regularly about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. I have been quoted in major publications including Business Insider, Yahoo Finance, NASDAQ, Discover, GoDaddy, BiggerPockets, Fox News, Debt.com, Quick Sprout, Money Geek, MSN Money and many more!