Oh my word. You’re going to love this list of the best referral bonus apps that allow you to sign up for money and bonuses.
Just take a look at the list and see which ones interest you and you’ll receive a free sign-up bonus ($5, $10, $50, $100 and even up to $200 in free money) when you complete qualifying activities or requirements.
Best Referral Bonus Apps (Apps That Give Free Money)
Learn how to get free money for signing up for these 18 free money apps. Your wallet will thank me later.
1. SoFi Relay – Banking – $10 Bonus
SoFi Relay Bonus Link – Track your credit score from your phone and get $10 in cash rewards for doing so.
SoFi is an all-in-one super app that allows you to get some of the benefits of both a checking and a savings account. But it has a whole menu of other financial services, too — like mortgages, personal loans, investing, automated investing, IRAs, life insurance and credit cards.
What’s more, new customers get a $10 bonus for getting their free credit score through this link. It gets deposited into your SoFi account, which you can open up in less than 60 seconds.
2. Fundrise – Real Estate Investing – $10 Bonus
Fundrise Bonus Link – Sign up for Fundrise and start investing in real estate and get $10 in shares.
Fundrise is the first real estate investing app to create a simple, low-cost way for anyone to invest in real estate for solid returns. There is a reason why they have a 4.8/5.0 rating with over 20K positive reviews on the App Store — you can really make money.
Fundrise gives you a $10 bonus upon account approval. Testing this offer, I received $10 worth of shares instantly through this link after opening account and investing as little as $10. If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.
3. Tada – Grocery Shopping Cash Back – $20 Bonus
Tada Promo Link – Install it, use it and get $20 for free.
Tada is the new way you can earn cashback and redeem gift cards, just by shopping in-store at your favorite retailers and uploading your receipt.
Tada partners with major stores like Target, Macy’s, Walmart, The Home Depot, Amazon, eBay and more. You can get up to 20% cash back at all your favorite websites plus a $20 cash back bonus on your first order.
Just add Tada to Chrome or download the Tada app for easy on-the-go shopping. Then click ‘Activate Cash Back’ wherever you shop for instant rewards. You can claim your cash back by PayPal or from over 80 gift card options, often at discount rates.
4. Albert – Banking – $150 Bonus
Albert Promo Link – Get an advance up to $250 in 2 minutes. Right now you can also get $150 when you join after you receive a qualifying direct deposit and use your Albert debit card.
Albert can spot you up to $250 from your next paycheck. No late fees, no interest, no credit check. No mandatory repayment timeframe. Repay Albert when you get paid or when you can afford it. Download the banking app to see what you qualify for.
Albert is legit and is also giving away a $150 cash bonus to new members and another $150 bonus for every person you refer to the financial advisor service.
Albert costs $4 per month after a 30 day free-trial.
5. Acorns App – Automatic Investing – $10 Bonus
Acorns Bonus Link – Acorns can help you invest, save and spend responsibly for just $3 per month. Get a $10 bonus investment when you sign up.
Acorns is one of the most popular micro-investing platforms. Acorns lets you turn your spare change into investments by stacking up your change over time and with the Acorns “round-up” feature. With Acorns, you can invest at your own pace in smart portfolios and maximize your growth and costs $3 per month.
Acorns also provides a checking account which has many of the features of a traditional bank account including, direct deposit, mobile check deposit, a debit card for you or your kids and fee-free withdrawal from over 55,000 Allpoint ATMs around the world.
6. Revolut – Banking – $10 Bonus
Revolut Bonus Link – Start growing your money by banking without fees and get a $10 bonus for doing so.
Here’s a present from Revolut which is one of the easiest checking account bonuses right now to claim. You can now unwrap $10 on them. That’s right, get $10 with all newly approved accounts.
Revolut gives you a $10 bonus upon account approval after using the Revolut card. Testing this offer, I received $10 instantly through this link after opening account and making a qualifying transaction of at least $1.
Just finish the two minute application and take its award-winning tools and platform for a spin. Make your first virtual or physical Revolut card payment to receive $10 credited to your Revolut account.
7. Titan Invest – Robo Advisor – $10 Bonus
Titan Bonus Link – This investing app lets you invest like a hedge fund and you can get $10 deposited into your account after investing $100.
Titan is one of the best robo advisers that offer a hedge-fund-like experience without investing in a hedge fund. Right now, you can sign up and get $10 deposited into your account after you investing at least $100.
This app focuses on giving you more control over your investments. You can choose from a wide range of investments including stocks, bonds, and ETFs. You can also set up automatic investing so that your money is invested smartly, by experts, for you.
Sign up and get $10 deposited into your account after you invest through this link.
8. Robinhood – Free Investing App – Free Stock
Robinhood Bonus Link – Get a Free Stock (worth between $2.50 and $225) after you submit your application.
Robinhood offers free investing for everyone with commission-free investing, plus the tools you need to put your money in motion. Sign up and get your first stock for free worth up to $225. And more free stock (up to a $225 value) every time one of your friends opens a Robinhood account from your promotional link. That’s up to $1,000 in free stock every year.
If you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete the signup). The value of the free share may be anywhere between $2.50 and $225 and fluctuates based on market movements. You’ve got nothing to lose (and a lot to gain).
9. Discover – Cash Back Credit Card – $100 Bonus
Discover it Bonus Link – Apply for the Discover it card. If approved, you will get a $100
$50 statement credit after you use your card in the first 3 months.
Looking for easy sign up bonuses? One of the best ways to make some serious extra cash is to take advantage of credit card signup bonuses.
My favorite card with the best credit card rewards is the Discover it® credit card which has no fees at all. Plus, you can earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
You can also get a 0% Intro APR for 15 months on purchases and balance transfers, so if you have any credit card debt with high-interest rates, it’s worth switching over so you save on interest. Then you can find ways to pay off the credit card debt while saving on interest.
Also, this card is beneficial if you wanted to claim a $100 bonus after you make any purchase with your new Card in your first 3 months. Signup and earn $100 back in the form of a statement credit.
10. Ibotta App – Grocery Shopping Cash Back – $20 Bonus
Ibotta Promo Link – Install it, use it and get $20 for free.
Don’t want to get a new bank account? I feel ya, but you may be interested in the next referral app bonus — Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.
It’s one of the best cash back apps that’s been around since 2011! They are conveniently offering a way to make $20 fast with its referral app bonus after uploading your first receipt. So act fast.
Plus, this money-making app actually gives you cash back on things you buy every day, even booze! You heard me right, you can make money for the booze you buy at groceries (how cool is that?). However, you do have to be 21 or older to take advantage of the booze deals.
11. Cash App – P2P Payments and Money Transfers – $5 Bonus
Cash App Bonus Link – Install it, use it and get $5 for free.
Cash app is a free digital wallet for all the people who need to make transactions or payments. It is a very simple way to send money to anyone you want and without paying any money transferring fee. It’s similar to Venmo and PayPal and is a super-easy way to send cash to your friends and family.
They offer a $5 signup bonus just for downloading the app and using it.
You’ll earn a $5 bonus when you download the Cash App, register a new account, and send your first $5 within 14 days with a linked debit card. You’ll need to use a current member’s referral link for the offer.
12. MyPoints – Shopping Cash Back App – $10 Bonus
MyPoints Bonus Link – Sign up for free, use it and purchase $20 worth of products at any time to get a $10 bonus.
The MyPoints app is the perfect way to extend your earning opportunities wherever you go. MyPoints is a cash back app that pays you to shop online. I love it because it lets you earn cash for the shopping you would do anyway.
Plus, you can earn money for watching videos within the app which is a legit little money maker. The app boasts over 1.8K positive reviews in the App Store. And right now, you can earn a $10 Amazon gift card with your first purchase at any retailer through MyPoints! They really payout fast and the app is a must-have if you are looking for a quick referral app bonus.
13. Fetch Rewards – Grocery Cash Back App – $2 Bonus
Fetch App Bonus Link – Install it, use it and get $2 for free.
Fetch Rewards is a mobile saving and gift cards earning app that rewards you for the purchases you already make or the restaurants you dine in. Just snap pictures ? of your receipts or eReceipts to watch the gift cards and reward points roll in.
Life is complicated enough, so this app brings the savings to you. No more cutting coupons or long waits for rewards like with other shopping rewards apps. Just shop, scan, and save. It’s that easy and you can score a $2 app bonus after scanning your first receipt.
14. Dosh App – Cash Back on Shopping and Entertainment – $1 Bonus
Dosh App Bonus Link – Install it and connect your first card and get $1 for free.
Looking for easy money? The Dosh app is the free cash back app that finds you money for shopping, dining out, and booking hotels and travel activities with more than 100,000 merchants and brands nationwide.
This company not only allows you to get cash back on everyday purchases, but no receipt scanning required! You can learn more about this app by checking out these Dosh Reviews.
Click here to get started with Dosh and get a $1 sign up bonus after linking up your first credit or debit card.
15. BlockFi – Crypto App – $250 Bonus
BlockFi $250 Promo Link – Offers a sign-up bonus of $250 plus upwards of 9% APY on your account balance (not available in the U.S.).
BlockFi allows you to earn interest on cryptocurrencies that you own, use crypto as collateral for a loan, or trade currencies including Bitcoin, Ethereum, Litecoin and several stablecoins.
Additionally, new investors can earn a sign-up bonus worth up to $250 when opening a new account through this link.
Fund your Block Interest Account (BIA) for the first time to earn a one-time Bitcoin bonus of up to $250.
|Tier||Deposit Amount (New Money)||BTC Payout|
|Tier 1||$100 – $1499||$15|
|Tier 2||$1,500 – $1,999||$20|
|Tier 3||$20,000 – $39,999||$40|
|Tier 4||$40,000 – $79,999||$75|
|Tier 5||$75,000 – $99,999||$150|
|Tier 6||$100,000 or more||$250|
No referral code is needed for the BlockFi promo when using this link to open an eligible account.
16. Rakuten – Shopping Cash Back App – $30 Bonus
Rakuten App Bonus Link – Sign up for free, shop like regular and get $30 for free.
You’d be silly not to get cash-back for items you would have bought anyway. You can do this by shopping online with Rakuten.
Every time I shop online, I start at Rakuten and then I get cash back deposited into my PayPal account.
Rakuten is my favorite way to make money when I shop online and right now they are offering $30 referral bonus through this link. You can save money with over 2,000 stores and when you use Rakuten to shop — you get cash back.
17. Drop App – Shopping Cash Back App – $1 Bonus
Drop App Bonus Link – Download it, use it and get $1 for free.
The Drop app tracks your purchases when you link up your credit card and debit cards to the free app. Then, it automatically adds Drop points to your account when you spend at certain merchants you’ve picked from their list. It’s simple.
When you reach a certain threshold, you can redeem Drop points for gift cards to popular retailers, like Amazon, Dunkin Donuts, Whole Foods, JC Penney, and many more.
It’s easy, too!
- Click here to sign up for Drop for free and get $1.00 to get started
- Link the cards you use for daily purchases
- Drop automatically adds drop points for your purchases
- Redeem Drop points for free gift cards!
Drop also helps you by giving you 1,000 points ($1.00) for signing up.
18. Shopkick – Shopping Cash Back App – $1 Bonus
Shopkick Referral Bonus Link – Download it, use it and get $1 for free.
Do you want to sign up and get money instantly? Shopkick is the shopping app that rewards you with free gift cards for the shopping you already do.
Join the millions of Shopkickers who have earned over $63.8 million in free gift cards to Walmart, Target, Amazon, Starbucks and more.
You can get points for just walking in the door of some stores (including Walmart, Target, TJMaxx, and more), for completing various offers or buying popular products.
You can also earn rewards for referring friends or family. It’s a great shopping app to earn money the easy way and it’s totally free.
Download the app and use referral code FREE765452 to get 250 kicks for free. You can learn more about this app bonus in this Shopkick review or just click here to download it for free to get an instant sign up bonus.
The Best Referral Bonuses Can Earn You Extra Money
These apps offer you a sign up bonus with sometimes instant withdrawal in 2022.
These are some of the most popular referral bonuses available to you if you’re looking to earn some extra money just for trying new apps on your mobile device.
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Or something similar to get to this post.
Well, look no further, because if you wanted more sign up bonus apps besides these apps listed above, there are more apps that pay you real money.
If you wanted to see other ways to earn with your phone, check out our recent blog post on it.