Drop App Review: Legit Cashback App or Scam?

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The Drop app tracks your debit and credit card purchases. And automatically adds Drop points to your account when you spend at certain stores. But should you use it?

I recently learned about a new cash back app called Drop. I wanted to see if this app is legit or scammy.

This money-saving app, Drop, claims to track your purchases when you link up your credit cards and debit cards.

Then, it automatically adds Drop points to your account when you spend at certain merchants you’ve picked from their list.

It doesn’t hurt that the process is simple to cash out as well.

When you reach a certain threshold, you can redeem Drop points for gift cards to popular retailers, like Amazon, Dunkin Donuts, Whole Foods, JC Penney, and many more.


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If you’re already sold on Drop you can go ahead and sign up and get 1,000 points ($1.00) for signing up or continue reading the full Drop review below.

Quick Facts:

  • Earn points as you shop at top brands with Drop. Redeem your points for cash rewards, when, and where you want.
  • Make every day more rewarding. Earn points from shopping at your go-to brands – like Uber, Amazon, and Starbucks – all without a clumsy loyalty card.
  • Then redeem those points for gift cards at all your favorite brands, directly from the app. It’s that simple.

Drop Invite CodeGet Started

Drop App Review

Drop App Invite

A lot of people might be thinking that they have to download another app and take time to set it up. But Drop makes it pretty simple.

Here’s how the process works:

1. Link your credit and debit card(s) to your secure Drop account – earn points automatically!
2. Shop at your favorite brands or discover new ones curated for you – you’ll earn points either way.
3. Then treat yourself – and instantly redeem your points for gift cards at brands you love. But first, you have to set up your free account here.

Bonus: Drop will also pay you a $1.00 sign up through this link. I bet you’re lovin’ this Drop review so far.

Is Drop App Safe to Use?

Drop is very safe to use and has 6,486+ positive reviews in the Google Play Store and 43,323+ reviews on the App Store.

This saving app uses industry-leading security practices to ensure your data is safe, all the time.

They have very useful features for you if you are looking for new ways to save.

They include:

Earn points while shopping: It’s easy – no receipt scanning or coupon clipping. Earn gift cards at top brands across the country – Uber, Starbucks, Amazon, Walmart & more.

Get points on points on points: Double dip or even triple dip by earning points on top of your loyalty programs and credit cards. Enjoy more ways to earn – collect points by unlocking fun achievements within the app.

Get special personalized offers just for you: Check out offers and rewards tailored to your unique lifestyle. Discover your next favorite brand.

Is Drop Legit?

It is legit. I recently redeemed a $20 Amazon gift card after only a few weeks of using the Drop App.

I appreciate that they also give you 1,000 points just for signing up. The threshold for cashing out for gift cards is only 5,000 points ($5), which is easy to reach.

Through the Drop app, I linked my credit card and started automatically earning points, eliminating the need to scan receipts, enter promo codes, or sign up for additional loyalty programs.

My credit card/debit card was supported, as are all the major ones:

  • American Express
  • Bank of America
  • Capital One
  • Chase
  • Citi
  • Discover
  • TD Bank
  • USAA
  • US Bank
  • Wells Fargo

It reminds me of my top cash back app, Fetch, and I don’t see the problem with using both of them if they work.

I’ve used it and the retailers they work with are plentiful, I was able to score a few dollars with my linked cards. I do recommend using it.

Drop Invite Code

If you aren’t a current Drop user and plan on downloading it, consider using a Drop invite code so you can add quick points to your account. The Drop app code, qojs1, gets you 1,000 drop points which you can claim through this Drop Referral Link.

CLAIM DROP PROMO

How to Refer Friends to Drop

Drop makes it easy to make money by referring your friends. Invite a friend, and earn 5x points.

Get a head start towards your first reward. Get 5,000 points ($5) for every friend you invite to Drop. Share the Drop love, get rewarded for it.

How it works:

  1. Open Drop
  2. Tap settings icon on Home or the invite icon
  3. Share your invite code!
  4. You get the points when your friend links a card to Drop

Drop is the first flexible, consumer-led, intelligent mobile rewards platform focusing on the user experience.

With over 1 million members, Drop is one of the fastest-growing apps and recently hit top 3 in the App Store under Lifestyle.

Drop App Summary

Are you glad you learned more about this app in my Drop App review?

To chalk it up, Drop is an easy-to-use app that pays you to shop.

You can earn gift cards on stuff you already buy from your favorite brands.

I love it because it lets you earn cash for the shopping you would do anyway.

Here is how simple it is to use this cash back app:

  1. Download the Drop app here and remember it’s 100% free.
  2. Link your first card to claim 1000 points free.
  3. Drop will automatically add drop points for your purchases.
  4. Redeem Drop points for free gift cards!

Simply link your credit card and whenever you purchase at your favorite activated brands, you’ll automatically get points for free gift cards.

Drop members have earned over 1 billion points and redeemed over $3 million in cash rewards. Start saving today.Drop Invite CodeGet StartedIf you wanted to learn more about other cash back apps, check here.


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About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

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Bottom Line:

Through the Drop app, members link their debit and credit cards to automatically earn points, eliminating the need to scan receipts, enter promo codes or sign up for additional loyalty programs. I've used it and the retailers they work with are plentiful, I was able to score a few dollars with my linked cards. We recommend using it.