CashAdvance.com Review: The Best Loan Company for Bad Credit?

Home Manage Money CashAdvance.com Review: The Best Loan Company for Bad Credit?

Cash Advance seems to be the perfect short-term solution when you need money in a hurry. I'll review the company to see if it is a legit company or just a scam.

CashAdvance.com reviews online seem to show that it is the perfect short-term solution when you need money in a hurry. I’ll review the company to see if it is a legit company or just a scam.

Because I get it. Life happens.

Want free money?

Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Sometimes you’re in a tough spot and need cash right away. What do you usually do when that happens?

It also doesn’t help if you also have poor credit and you may not be able to get a short-term loan from a traditional bank.

This is where CashAdvance.com can be of help to you.

VISIT CASHADVANCE.COM

What is CashAdvance.com?

Cash Advance allows you to get a short-term loan to you regardless of your credit history or score. They do this by allowing you to enter your information, and then they match you up with lenders who are willing to loan you the money.

This is helpful because you do not have to apply for a loan to dozens of banks, just one time in the Cash Advance portal to see what you’re eligible for.

cash advance review

VISIT CASHADVANCE.COM

How Cash Advance Work?

Cash Advance ReviewOnce you get to CashAdvance.com simply enter your desired loan amount, zip code, name, and email address and you’ll be matched up with lenders who can give you a short-term cash loan.

After you’re approved, the funds are sent directly to your bank account. It’s pretty simple.

What you should be wary of is the conditions of the loan. You’ll receive information regarding the payback terms that include your APR (Annual Percentage Rate) and associated finance charges. These two charges are separate.

Your APR will be your interest due, and your finances charges are associated as lender fees for receiving the funds.

Lenders may vary depending on your state or zip code. Some institutions are run by Indian tribes, whereas others are run by independent payday lenders. Some may be local to you, others may not be. You will have to check to see who you are matched up with and see if you want to accept the terms.

Some lenders will allow you to pay back your loan in installments over time. This way, you won’t have to pay back the loan in one lump sum. This also means that your APR is likely very high, and you could easily end up paying 2x or 3x what you originally borrowed.

VISIT CASHADVANCE.COM

CashAdvance.com Approval Requirements

  • Be a US citizen, 18 years of age or older;
  • Have an after-tax income of $1,000 or more a month, with proven employment;
  • Be subject to a background check;
  • Have a valid home address, telephone number, and checking account.

Once all of this is verified, and you are accepted for a loan, the money will appear in your checking account within 24 hours of verification.

Want free money?

  • Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock. You can get a share of stock like Apple, Ford, or Sprint for free when you join through this link (must complete application). The value of the free share may be anywhere between $2.50 and $200 and fluctuates based on market movements. You’ve got nothing to lose.

CashAdvance.com FAQs

CashAdvance.com should be used carefully and you should read the fine print in the terms.

You must pay back the money on the payment terms and when it is due.

Often times, you will accumulate very high-interest charges or interest is compounded on a daily or weekly basis, resulting in very high due payments. This all depends on the lender’s terms so be sure you are careful and are able to repay the loan.

Pros

  • Very simple to use the website, all you have to enter is your name, zip code, and email address to receive your offers for short term cash loans.
  • Some lenders allow you to pay the loan back over installments, so you don’t owe the loan all in one lump sum.

Cons

  • APR of some lenders very high, and you could easily end up paying 2x or 3x what you originally borrowed if you choose to pay back the loan on the installment terms.

VISIT CASHADVANCE.COM

Is Credit Advance a Scam?

No, it is not a scam. However, the lenders that they work with are using predatory lending practices by using high APR rates and may be praying on those who can’t repay the loan (all while accruing interest charges).

Cash Advance itself is not a scam, it’s a legitimate company. It is up to the consumer to see if they want to use the lenders they are matched up with.

You as the consumer need to be responsible when choosing these types of short term loans and ensure that you can repay the loan on time.

How to Avoid Using Payday Loans

  • Find ways to make money online. There are a lot of OTHER ways to make extra money fast online, make passive income with your stuff, or even make $500 fast. All you gotta do is do the research!
  • Get a secured credit card. Even if you have poor credit you can apply for a secured card, that requires a cash collateral payment to secure the card. Don’t worry, you can get the cash back once you prove your creditworthiness.
  • If you have a spare room, you can make $1,200+ per month. A bit of spare time and a spare room. That’s all you need to get started earning extra income as a host on Airbnb. Even if you have a full-time job and just hope to make some extra cash in your free time, you can find what you’re looking for on Airbnb. You get to choose when and how often you host. You can share a spare room in your apartment, host your whole home the next time you’re out of town, or create a listing for a vacation house, if you have one. Airbnb makes it simple to earn extra money by putting your extra space to work for you.

However, if you absolutely need a short-term loan and want it delivered to you in 24 hours, check out CashAdvance.com – the quickest way to get money directly to your bank!

Payday lenders are not a new thing and they are growing by the day. They do charge very high APR’s and aren’t healthy for those spiraling in debt. Sometimes, they may be necessary especially if you need cash as soon as tomorrow.

VISIT CASHADVANCE.COM

Address your financial situation in 5 minutes or less

Financial needs can change over time or suddenly. CashAdvance.com can empower you to do more regardless of your circumstances. Get started now!

get started

( Or, click here to learn more about CashAdvance.com  )

The Best Apps to Save You Real Money

We are on our phone a lot, right? Wouldn't it make sense to save money with the best money saving apps?

AppAt a glancedownload
aspirationAspiration
★★★★★
Get a $100 bonus at Aspiration when you open and fund an account with $10 or more. Then use your Aspiration debit card to make at least $1,000 worth of cumulative transactions within 60 days of account opening.
CLAIM $100 BONUS
robinhoodRobinhood
★★★★★
Open a new account in the next 24 hours and you could get up to $200 in free stock.
CLAIM FREE STOCK
Truebill reviewTruebill
★★★★★
This free app delivers on its promise to save you money effortlessly. You can use it to lower your bills, cancel unwanted subscriptions and bill negotiations.
SLASH YOUR BILLS
capital one shoppingBestow
★★★★★
Leave your family $1M. Who doesn’t want to be a millionaire? While we don’t all have trust funds waiting for us, there is still a way to provide protection for your loved ones with up to $1 million in term life insurance. You could do this for as little as $8 a month by getting a free quote from Bestow.
GET ESTIMATE

About the author

Brian Meiggs
Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.

On a similar note...

Bottom Line:

Cash Advance is not a scam and it is legit. They do exactly as described on their website: it will provide you with lenders offering loans with APR’s that are indeed very high. They do not lie to you: it tells you that it won’t know what your finance charges are but they will likely be very high. While the company is not a scam, I would not recommend using this company and finding other ways to secure funds.

Explore More On

Do you want free money?

Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

CLAIM BONUS

Our Favorite Apps

ImageDescriptionGo
personal capitalThe First and Only Interest Earning Crypto Account
  • Receive up to $250 Bitcoin bonus when you make qualifying deposits over the first 30 days
  • Receive up to 8.6% annually on your crypto
  • Join the most trusted financial services for crypto investors on the market
Learn More
aspirationThis Company Will Give You $150 for Opening a Free Account
  • Boost your savings and earn up to 1.00% APY interest on your savings
  • Get up to 10% cash back on your purchases
  • Get $150 bonus when you spend your first $1,000 with your new Aspiration Plus Card
Learn More
personal capitalGet Up $500 in Free Stock for Joining
  • Commission-free stock, ETF and options trades
  • Get a free stock worth up $500 when joining (must complete application)
  • Simple, easy to use investor platform with no account minimums
Learn More
sofiAll-In-One Investing That's Easy to Use
  • Invest in stocks, ETFs, crypto, or automated investing in all one app
  • No commissions for stocks and ETFs
  • Complimentary access to SoFi Financial Planners
Learn More
personal capitalThe Smart and Free Way to Manage Your Money
  • Take control of your finances with the perfect union of technology and highly personalized service
  • Get access to free online financial tools, including retirement planner, investment checkup, net worth calculator and more
  • Digital-first wealth management advisor with 24,000 clients in 50 states
Learn More
blooom401K and IRA Management
  • Start your free 401k and IRA management now
  • Find and reduce hidden fees
  • Improve your diversification
Learn More
citEnjoy the Benefits of a CIT Bank Money Market Account
  • A CIT Bank Money Market Account helps you get more from your savings with interest rates for maximum growth
  • Earn over 7x the national average with high-interest rates
  • It now pays to open a money market account with CIT Bank
Learn More
Do NOT follow this link or you will be banned from the site!