Cadre Review 2024: Build a Commercial Real Estate Portfolio

Cadre’s mission is to help make real estate more accessible, transparent and affordable to a greater number of investors while strengthening the communities they invest in.

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Bottom Line:

With a lower asset management fee and the best historical annual returns, Cadre is the clear winner for accredited investors who want to invest in top-quality investment opportunities. Cadre offers top-quality investment opportunities that open up a world of possibilities to grow your portfolio, backed by an experienced investment committee.

Cadre Commercial Real Estate Investing
4.5

Cadre offers accredited investors direct access to institutional-quality assets. The minimum investment of $25,000 is among the greatest of real estate platforms, although the historical return of 18.2% per year is also high. Cadre is a good fit for high-net-worth investors who want their money to make them money.

See Opportunities →

An accredited investor has access to some of the best investment options that can help them increase their net worth and build generational wealth. Once they meet requirements , they can access certain accredited investor opportunities that can be highly lucrative.

There are a few investments geared for accredited investors such as crowdfunding, real estate syndication, convertible investments, REITs, venture capital, private equity real estate, interval funds, and hard money loans.

We've already reviewed the best real estate crowdfunding sites for non-accredited investors. Now, we’ll go over one of the best options for commercial real estate investing in our Cadre review.

Why Should You Invest in Real Estate?

Commercial real estate is top of mind for many investors looking to diversify their financial portfolios. Offering an opportunity to gain passive income, as well as long-term capital appreciation, commercial real estate has historically proven to hedge against inflation and tends to still do well during a downturn in the market.

The inclusion of real estate in a multi-asset portfolio is designed to reduce volatility and enhance returns. Real estate can also generate stable, predictable cash flow. That is why many professional investment managers suggest a portfolio allocation of 10% or more to real estate investments.

But many investors do not have anywhere near those recommended allocations to real estate. Why? It takes time to research opportunities and raise money for real estate investing.

Data about properties and their potential value is hard to come by more importantly. Additionally, the time frame required for commercial real estate investing is typically quite long: it can lock up capital for close to a decade. 

What is Cadre?

“We want to usher in a new era of institutional real estate investing for individuals, where they can invest with our experienced team and alongside institutional investors, in a way they've never been able to do before”

Ryan Williams, Founder & CEO

For over six years, Cadre’s innovative platform has given individual investors direct access to highly curated commercial real estate investments together with some of the largest financial institutions in the world.

Members of the Cadre platform benefit from the company’s rigorous technology-driven, experience-led investment process that offers greater transparency, continuous windows for liquidity, and low fees.

cadre

While transforming the real estate investing world, Cadre embraces the opportunity to strengthen the communities in which they invest — which they feel is critical to developing a thriving society.

Cadre’s mission permeates every aspect of the investment lifecycle with a single goal in mind: to help make real estate more accessible, transparent and affordable to a greater number of investors.

cadre review
Cadre Commercial Real Estate Investing
4.5

Cadre offers accredited investors direct access to institutional-quality assets. The minimum investment of $25,000 is among the greatest of real estate platforms, although the historical return of 18.2% per year is also high. Cadre is a good fit for high-net-worth investors who want their money to make them money.

See Opportunities →

How Does Cadre Work?

Unlike a crowdfunding platform or Fundrise alternatives, Cadre funds each deal offered on its platform. With an investment committee that averages over 25 years of experience, collectively having managed tens of billions of dollars of capital across real estate cycles, asset classes, and risk profiles, Cadre brings a wealth of knowledge to commercial real estate investing.

Their tech-driven approach expands data availability and helps speed the asset selection, acquisition, and investment management processes. 

This type of institutional-level investing is not typically available to individual commercial real estate investors. The opportunity to invest alongside some of the largest institutions, using the same process, benefitting from the same investment experience, gives members of Cadre’s platform a leg up over the traditional crowdfunding site. 

Technology Advantage

Cadre leverages data science, machine learning, and proprietary tools and systems to augment the three key components of the investment process:

  • Advanced Market Selection – Granular analytics help Cadre’s investment professionals identify markets with a high potential for growth: The Cadre 15¹.
  • Seamless Asset Acquisition – 400 million data points help Cadre’s acquisitions professionals underwrite deals more efficiently
  • Optimized Asset Management – Proprietary software allows Cadre to track asset performance and to process data at a faster pace than traditional asset managers.

Whereas legacy real estate investment managers keep data availability to a minimum, Cadre’s platform provides up-to-date details on each opportunity, with transparent performance along the way, in an easily accessible format for individual investors.

Groundbreaking Liquidity

Cadre’s platform can shorten the time frame an investor needs to maintain their commitment to a long-term real estate investment. Legacy real estate investments can tie up capital for 5-10 years, but with Cadre’s Secondary Market, investors have the potential to sell select assets during one of their quarterly secondary windows.

No other institutional-level platforms provide this potential for liquidity.

How to Invest with Cadre

Investors can come on board with Cadre by selecting individual properties Deal-by-Deal or on the Cadre Secondary Market, or by making an investment into the Cadre Direct Access Fund

The Fund works well for those who prefer to automatically diversify into commercial real estate, allowing them to invest in a highly diversified portfolio of multifamily, industrial, office, and hotel properties across high-potential markets across the United States.

cadre investment options

Cadre partners with experienced operating partners to carefully select each Fund investment. They provide a diverse mix of institutional-quality investments across risk and return profiles, asset classes, and markets. To build a balanced portfolio, they pursue investments in the core plus, value add, and opportunistic strategies with a primary focus on value-add returns for the fund.

In the end, the Cadre Direct Access Fund is designed to balance risk and return through careful portfolio construction.

Cadre Competitors

The real estate sector has undergone many changes because of technological progress. It’s now common to see buyers browsing the Internet for properties by using real estate investing platforms like Cadre.

Without a doubt, technology has changed the real estate industry in so many ways. There are many crowdfunding platforms available that you may have heard about already. Here are some of the main Cadre competitors so you can make a better decision about which real estate investing platform to use.

PlatformMinimum InvestmentFeesAnnual Returns
Cadre$25,0001.5%18.2%
Fundrise$100.85%12%
CrowdStreet$25,0000.50% – 2.5%17.1%

Cadre vs Fundrise

fundrise
  • Summary: With Fundrise, you can invest your money in a portfolio filled with real estate investments with only $10.
  • Minimum Investment: $10
  • Fees: 0.85% asset management fee per year

Fundrise is a crowdfunding platform suitable for new real estate investors because of its initial minimum investment of $10 compared to Cadre's minimum investment of $25,000. Similar to other crowdfunding real estate apps, investors pool their money to buy residential and commercial properties.

After a quick signup and filling out your investor profile, you can access and monitor your Fundrise investment account’s performance, explore real estate investment options and be updated with the latest real estate developments in your newsfeed.

Fundrise’s goal is to build the best real estate investing experience and offers a 90-day money back guarantee, making real estate a smart choice for any investor’s portfolio. There are a few Fundrise alternatives on the market, but nobody beats them. Plus, you don't need to be an accredited investor to use Fundrise.

Fundrise
5.0

Make your money work for you with Fundrise! Start real estate investing with just $10—no need for big bucks to get in. Fundrise gives you access to funds built to grow your money steadily. It’s easy, affordable, and designed for your goals. Want to let your cash hustle for you? Fundrise has you covered.

Learn More
We earn a commission for this endorsement of Fundrise.

Cadre vs CrowdStreet

crowdstreet
  • Summary: CrowdStreet gets you unparalleled access to institutional-quality real estate deals online. Register for a free account and start building your real estate portfolio.
  • Minimum Investment: $25,000
  • Fees: 0.50% – 2.5%

CrowdStreet is a crowdfunding platform that lets regular folks invest in the real estate industry, which was once reserved for wealthy people. Through CrowdStreet’s Marketplace, investors have access to dozens of deals across every asset class and risk profile, allowing them to choose the right investment opportunity for them and their portfolio. It has the same minimum investment requirement of $25,000 however it is open to all investors.

CrowdStreet is an online marketplace where you can choose from available real estate investments. CrowdStreet allows you to:

  • CrowdStreet is an excellent platform for investors who want to diversify their portfolio with real estate assets
  • It offers valuable information to make real estate investments easy to understand

Each deal undergoes a comprehensive review process for inclusion on the Marketplace and CrowdStreet shares much of the information they gather with investors so they can make more informed investing decisions. CrowdStreet has some of the highest deal flow volume of any online platform, and it’s important that investors understand they do so while maintaining its commitment to only presenting them with institutional-quality deals.

Who Wins?

With a lower asset management fee and the best historical annual returns, Cadre is the clear winner for accredited investors who want to invest in top-quality investment opportunities.

Getting Started with Cadre

To become a member, simply head to the Cadre website to begin the process. You’ll answer some questions regarding who you are, your investing objective, and then gain full access to their site to browse opportunities.

The bottom line: Cadre offers top-quality investment opportunities that open up a world of possibilities to grow your portfolio, backed by an experienced investment committee.

Minimum investment$25,000
Management fees1.5% annual asset management fee
Up to 0.5% administration fee
Up to 3.5% commitment fee
1.0% transaction fee
Asset classesCommercial real estate
Account types availableReal estate fund, individual deals
FeaturesOpportunity to invest in:
Diversified portfolio of properties in high-growth markets
Individual deals
Tax-advantaged investments
Deals that can be purchased and sold on secondary market
DistributionsQuarterly distributions
Best for…Accredited investors looking for diverse real estate opportunities
Cadre Commercial Real Estate Investing
4.5

Cadre offers accredited investors direct access to institutional-quality assets. The minimum investment of $25,000 is among the greatest of real estate platforms, although the historical return of 18.2% per year is also high. Cadre is a good fit for high-net-worth investors who want their money to make them money.

See Opportunities →

¹The Cadre 15 is a list of metropolitan statistical areas periodically identified by Cadre as commercial real estate markets with strong potential for risk-adjusted returns. The Cadre 15 is developed through a combination of quantitative and qualitative analysis, including predictive analytics and on-the-ground intel. Quantitative analysis involves forecasting two-year growth projections for each market and asset class based on various variables known to drive market appreciation including but not limited to population growth, employment, rent growth, new construction, and occupancy. Qualitative analysis involves a review of quantitative data by our industry experts. There is no guarantee that an investment in a Cadre 15 market will be successful.

Cadre makes money through its annual and transaction fees. Investors pay a 1.5% annual asset management fee and an administration fee of up to 0.5%, depending on the size of their investment. Investors with over $1 million invested with Cadre see a reduced administration fee of 0.25%.

FAQs
How does Cadre make money?

Cadre is primarily a platform for accredited investors however its fees are reasonable. Cadre makes money through its 1.5% annual asset management and an administration fee of up to 0.5%. It is important to note that if you have over $1 million invested, the administration fee is reduced to 0.25%.

When and how will I receive distributions?

Distributions are typically made quarterly from available operating cash flow and are automatically deposited into your bank account. Size and timing of distributions depend on the business plan and performance of each transaction. You will be notified of upcoming distributions and are able to track your distribution history through your Cadre login.

What is the Cadre Secondary Market?

Cadre’s Secondary Market, where investors have the flexibility to buy and sell positions in ongoing deals. And after a one year regulatory hold period, investors have the potential to sell their investment on the secondary market, thus increasing their liquidity options and giving buyers the opportunity to enter properties through secondary market investments.

Can international investors participate?

Can international investors participate in Cadre real estate investing? Generally, as a non-US investor you must be a qualified purchaser to invest with Cadre. Generally, an investor is a qualified purchaser if the investor (1) holds investments greater than $5M or (2) is acting on behalf of other qualified purchasers who, in aggregate, own and invest greater than $25M in investments. (Our website and offerings are directed solely to persons located within the United States.

If you live outside the United States, it is your responsibility to fully observe the laws of any relevant territory or jurisdiction outside the United States in connection with any purchase of membership interests, including obtaining required governmental or other consents or observing any other required legal or other formalities.

What is the minimum investment?

The minimum investment amount is $25,000 for the Cadre Direct Access Fund and $50,000 for deal-by-deal investing. Investors on the platform range from qualified individuals to larger groups and institutions committing more sizeable amounts.

What is Cadre Cash?

Cadre Cash is an interest bearing savings account. The bank services for Cadre Cash are provided by Evolve Bank & Trust (“Bank”), Member FDIC, through its technology partner.

More Real Estate Investing Reviews

For you: What has your experience been with Cadre? Are you interested in investing in commercial real estate with Cadre after reading our Cadre review? Let us know in the comments below!

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Brian Meiggs
Hi, I’m Brian Meiggs! I’m a personal finance expert and founder of My Millennial Guide, here to help you build real wealth. With a background in finance, I’ve spent years guiding people on smart, practical ways to grow their money. For stock market beginners, I recommend Acorns. It’s a simple way to start investing with just your spare change, helping you steadily grow your portfolio over time without the need to actively manage it. And if you’re interested in real estate, check out Arrived and Fundrise. I use both myself—they make it easy to start investing in property without needing huge upfront capital. These platforms are perfect for anyone looking to add real estate to their investments for passive, long-term growth. I believe these tools are great for building a balanced investment portfolio, combining stocks and real estate for a solid approach to wealth-building. You can trust this advice—my work has been featured in major publications like Business Insider, Entrepreneur, The Wall Street Journal, Yahoo Finance, NASDAQ, Discover, Fox News, and MSN Money.

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<p>With a lower asset management fee and the best historical annual returns, <a href="https://www.mymillennialguide.com/cadre" target="_blank" rel="noreferrer noopener nofollow">Cadre</a> is the clear winner for accredited investors who want to invest in top-quality investment opportunities. Cadre offers top-quality investment opportunities that open up a world of possibilities to grow your portfolio, backed by an experienced investment committee.</p>Cadre Review 2024: Build a Commercial Real Estate Portfolio