Got 30 Min? 17 Ways to Make $40 Fast without Much Effort

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    You can use this list to get some free moolah and make that quick $40 today.

    Looking to make $40 fast?

    Life happens. Sometimes you need to make some extra cash to pay a bill or you’re trying to save up for something you want. We’ve all been there, but what do you usually do when that happens?

    This is an exhaustive list of 17 things that anyone can do, today, in order to make $40 of fast cash.

    11 Ways To Get Free Money

    Let’s get started with the freebies… basically, get money for no effort.

    The first thing you’ll want to do is check if you have any unclaimed money.

    You might have an old bank account that you opened as a kid, a check from a former employer from your high school job or a utility deposit on an account you closed.

    You can go to NAUPA and see if you’re owed any money.

    Next, you can use this list to get some free moolah and make that quick $40 today:

    1. Make $10 fast with Acorns


    Investing is a great way to make some extra money.

    If you’re not sure where to start, Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete application) and get a $10 welcome bonus.

    How Acorns works:

    1. Sign-up here, it takes a few minutes
    2. With the app, you’ll start small and stack up change over time with the Acorns “round-up” feature
    3. Then potentially start earning money on your investments

    Sounds like fun? Sign-up for Acorns, collect your $10 and double your money by investing. You can also get a registration bonus through here.

    Our Pick
    Invest in the background of life and get a $10 bonus

    With Acorns, automatically invest spare change from everyday purchases in expert-built portfolios recommended for you, easily save for retirement, get paid early, and more. Start in under 5 minutes and get a $10 bonus today!

    Get your bonus

    2. Take Surveys on Survey Junkie

    highest paying survey sites

    Yes, you do get paid to give your opinion!

    Taking online surveys to make extra money is a no-brainer.

    You definitely won’t get rich or make hundreds of dollars per day with a survey alone, but you won’t waste much time, and you can make some money the easy way.

    Survey Junkie pays between $.50 and $1.25 per survey, and many of them take less than 5 minutes to complete.

    So if you took 10 surveys per day, every day for a month, you could make $375 per month.

    If you took more surveys a day… the possibilities are endless.

    If you wanted to sign up for Survey Junkie to make extra money you can get started here.

    Additional ways to earn up to $100
    Survey Junkie

    Survey Junkie is one of the highest-paying survey sites available. Earn up to $3 per survey with one of the highest-paying survey sites on the web.

    Start Earning Survey Junkie Review

    Here are some other trusted survey companies that pay you in cash via PayPal:

    3. Don’t Miss the Next Bitcoin Surge

    make $50 fast

    The first Bitcoin ETF in the U.S. is set to begin trading next week, many analysts have a 100K price target in the coming months for the speculative cryptocurrency.

    It is no secret that buying Bitcoin to invest or simply make $40 fast (or more) is a no-brainer.

    The best place to buy Bitcoin currently is TradeStation Crypto, which allows you to buy, sell, and earn cryptocurrencies like Bitcoin, Cardano, Dogecoin, and Ethereum.

    You can also trade equities, options, and futures with TradeStation.

    More people should be using the free app to start investing.

    Doesn’t hurt to sign up, feel out the platform, and make a small investment that can pay off big.

    Our Pick
    TradeStation Crypto

    TradeStation is the top crypto destination to easily buy, sell, invest, trade, and earn cryptocurrencies. Open an account on an easy to use crypto trading platform.

    Open Account

    Related: 15 Best Places to Buy Bitcoin

    4. Get Your Feet Wet in Alternative Investments

    fundrise alternatives

    Investing in real estate can sound scary, but it’s now available to just about anyone through real estate investing apps.

    Did you know that wealth professionals recommend allocating 15-20% of your portfolio to alternatives? 

    Yieldstreet gives you access to investment opportunities in real estate, art, legal finance, and more.

    With historical yields of up to 15% and over $100 million in interest paid to date, Yieldstreet takes pride in helping investors reach their ambitions.

    Making $40 fast each day in residual income is definitely possible and they can help. Diversify your portfolio and earn passive income with investments starting at $1k.

    Explore how you could build passive income with Yieldstreet and start investing now.

    Best for alternative investing

    Traditional investments that were reserved for the ultra-wealthy are now available to you. Wealth professionals recommend allocating 15-20% of your portfolio to alternatives. Diversify your portfolio and earn passive income with investments starting at $500.

    Open Account

    5. Start Earning with Capital One Shopping

    make $50 fast

    If you do any shopping online then you should know about the free browser extension and app called Capital One Shopping that helps you find savings.

    You can get price comparisons, automatic coupons, shopping rewards, and it even offers price drop monitoring.

    Best of all, you can get free gift cards just for adding this free extension to your browser.

    You can do this by shopping online with Capital One Shopping.

    Capital One Shopping is my favorite way to make money when I shop online and right now they are offering a welcome bonus through this link.

    You’d be silly to pass up on using Capital One Shopping.

    Capital One Shopping

    Add the Capital One Shopping extension to your Chrome browser, and start racking up the savings with this free online shopping assistant!

    Save Money Now →
    We earn a commission if you make a purchase or sign up through our links, at no additional cost to you.

    Capital One Shopping compensates us when you sign up using the links we provided.

    6. Use Truebill to Save Money and Earn $40 Fast

    make $50 fast

    The free app, Truebill, lets you save money with automation and within a few days, I saved an extra $40.

    I linked my financial accounts and Truebill went to work.

    It found ways to lower my bills and cancel subscriptions; negotiate my Verizon bill, found subscriptions to cancel, and analyzed my spending habits, and more.

    The app is free and was able to save me some money.


    Managing money can be hard. Don’t do it alone. Truebill empowers you to save more, spend less, see everything, and take back control of your financial life.

    Lower Your Bills Truebill Review

    7. Help Get Refunds from Capital One Shopping

    how to make money in college

    Capital One Shopping, like many of these, is 100 percent free to use.

    Once you create an account, you can shop just like you usually do at more than 25 well-known online retailers.

    With each purchase, Capital One Shopping keeps track of your receipts and lets you know if you’ve qualified for any retroactive refunds based on price drops, late deliveries and more.

    You don’t even have to know about the price drop in order to get your refund. Sometimes you will need to fill out a form or make a phone call though.

    Capital One Shopping Price Protection can help you receive reimbursement when possible through this link.

    Remember, it’s 100% free!

    Capital One Shopping

    Capital One Shopping Price Protection does the heavy lifting to help you find refunds when prices change. It can even negotiate the refund on your behalf!

    Claim Your Cash Price Protection Review

    Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provided.

    8. Take Surveys at Branded Surveys

    best money making apps

    Branded Surveys asks for information about you so that they can match you with fitting surveys.

    At up to $40 a pop for some surveys and a free $1 just for signing up, it pays to check in daily to see which ones are available to you.

    Cash outs are through PayPal.

    Pays by bank transfer, PayPal & gift cards
    Branded Surveys

    Branded Surveys is quickly becoming one of the top survey sites. At up to $5-10 a pop for some surveys and a free 100 points for signing up, it pays to check in daily to see which ones are available to you.

    Start Earning

    9. Collect $50 by Downloading Nielsen App

    make 30 fast

    By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too.

    You don’t even have to do anything other than registering your computer or phone.

    Nielsen will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month.

    So you can possibly make more than $50 fast.

    Get $50 for installing app
    Nielsen Mobile Panel

    This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. You don’t have to do anything other than initially registering your computer or phone.

    Start Earning Nielsen Review

    10. Earn Money Through Receipts with Ibotta

    apps like ibotta

    The app you should know about is Ibotta.

    With Ibotta, you can earn real cash back every time you shop online or in-store.

    Simply check Ibotta before you shop in-store or online, travel, dine out, or make a purchase in your favorite apps, and you can get rewarded with cash back.

    Ibotta works with leading brands and retailers, including Best Buy, Lowe’s, Safeway, eBay, and so many more, to help you save money without the hassle of traditional coupons, or promo codes.


    Ibotta pays you cash back for shopping at over 500,000 retailers, which you have to do every month. So why not get paid for it? Get started saving today.

    Download Now Ibotta Cheats

    11. Get Paid Playing Games

    get paid to play games

    We all heard the old saying “time is money” right?

    Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

    Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.

    As you level up you can earn more money for cash rewards or gift cards.

    This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

    If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.

    100% free, no deposits required
    Mistplay (Android Only)

    Earning money by playing games on your phone sounds like a dream. But Mistplay really pays you for playing new games with free gift cards. It is 100% free to play and you never have to deposit any money.

    Select Your Favorite Game →

    6 Side Gigs That Require More Work Get Your $40

    Use your free time and your freedom to get your $50.

    12. Make Money Driving for Uber

    uber car requirements

    If you’re free nights and weekends, you can earn extra cash driving your fellow citizens around. You can earn money by driving with Uber – if you have a car, it’s a perfect way to earn extra cash whenever it’s convenient for you. A lot of people do this full time, so you can imagine that it’s possible to do this on the side and make extra money and be able to save it.

    Once you’re a driver with Uber, you can choose to turn the app on or off and drive whenever you have some time to spare. They also have a feature that allows you to select your destination, so if you are leaving work (or any other long commute), you could pick up a ride that was going in the same direction. You can do this 2-4 times a week on your commute and can easily make extra money.

    If you’re interested in earning extra money, you can sign up for more information from Uber here.

    • Drive when you want, make what you need
    • Cash out up to 5X per day
    • Drive and make money
    Start Earning
    Any opinions expressed are solely my own and do not express the views or opinions of Uber.

    13. Sell Your Stuff Near You

    sell clothes online

    Have an old laptop, used textbooks, old clothes, or even used DVDs lying around? That’s basically $40 or more in junk just lying around your house!

    It’s not much of a secret that you can easily get money for those items you have stored in the closet, attic or basement that are just collecting dust.

    Here are some articles for you to use to get rid of your junk for cold hard cash near you:

    14. Delivery and Errand Service

    DoorDash Driver Sign Up

    With all of the on-demand apps out there today this one is an easy one. All you need to have is a car or bike, in most cases.

    Apps like DoorDash and Instacart are easy to sign up for and start making money.

    There are always people that are looking for a ride or looking to get something delivered.

    Another great part about doing this is that you can pick your hours.

    If you have 30 minutes between classes you can do a ride or two.

    If you are only available 8-11 at night then you can work then. It is extremely flexible and you can make at least $40 a day.

    Highest paying?
    Delivery Jobs

    DoorDash provides more stable hourly pay but has lower earning potential. Instacart has higher earning potential but you must book your schedule in advance. Most gig workers sign up for both to maximize their earning potential.

    Become a DoorDash Dasher Become an Instacart Shopper

    15. Host Guests on Airbnb

    airbnb success strategy

    Like Uber did for Taxis before it, Airbnb is fast revolutionizing the holiday and travel accommodation industry, and you’re set to profit from it!

    If you’ve traveled recently, chances are you’ve rented a place to stay via Airbnb, or at the very least give it a look.

    An online marketplace for people with space, rooms, or even entire houses to spare, Airbnb lets you list your place for rent just like a hotel or motel.

    Maybe you’re traveling overseas yourself and want to make the most of your empty place while you’re away?

    Perhaps you have a spare room that currently houses nothing more than empty boxes?

    With Airbnb, you can turn to fill that empty space in your home, and fill that empty spot in your wallet with some easy passive income (way more than $40).

    16. Start Dropshipping on Shopify


    Chances are you’ve heard of Dropshipping before: the retail method where you sell products from other businesses without ever having to hold on to stock.

    You simply purchase the item from the retailer once you’ve made a sale, and ship it directly to your customer.

    It’s an easy way to run an online store without any of the hassles!

    No stock to manage. No shipping to take care of. You just sell the products and rake in the profit.

    With the likes of Shopify and Oberlo, there’s never been an easier – or better – time to take up drop shipping.

    Simply set up your online storefront with Shopify, and then use Oberlo to quickly and easily import the products you want to sell into your store.

    No hassle. No fuss. It couldn’t be easier!

    17. Start a Podcast

    how to start a podcast

    Go get a microphone and you’re ready to give it a go.

    If you can build an audience for your podcast, then you can make some money through sponsorships, affiliate advertising, and other offerings.

    Companies regularly pay $250 to $500 for a 30-second advertisement on podcasts.

    Pssst… We also have a guide for starting your podcast and how to profit.

    There is money to be made with this side hustle idea.

    Making Extra Money Gives You Options

    With this list of realistic ways to make money fast I hope you are able to make much more than 100 dollars. It’s no wonder why Millennials seem to love side hustles.

    In fact, 44% of workers aged 25-34 and 39% aged 18-24 also have side gigs, according to a recent CareerBuilder survey of 3,244 people.

    Almost half of Millennials work on top of their full-time jobs! But why?

    Did you know that the online outsourcing market is projected to grow to $16 Billion by 2020?

    Millennials, especially those in the age group of 20-25 years, form a large part of this outsourcing market.

    Hence, it comes as no surprise that nearly 80% of students work part-time and about 30% of working professionals make money by in ways that we like to call them, side hustles.

    If you want to take complete advantage of the opportunities available to you, then the list above are some of the best ways on how to make money fast.

    Like these types of lists?

    Here’s an even bigger one for you: 100+ Fun and Easy Ways to Make Extra Money Today!

    Have you tried any of these side hustles? Are there any other ways you’ve learned how to make $40 fast that we missed?

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    About the author

    Brian Meiggs
    Brian Meiggs
    Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you put more money in your pocket. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Yahoo! Finance, NASDAQ, Discover, MSN Money and more.


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