Earn up to $1,200 bonus – for high-volume businesses
- $1,200 bonus: Deposit $25K+ and maintain for 60 days
- 550 free transactions per month + 250 free cash deposits
- Waive $30 monthly fee with $25K balance or payment solutions
Earn 4.00% APY with automatic tax savings
- Earn 4.00% APY on balances up to $1M
- Automatic tax savings and expense tracking
- No monthly fees, minimums, or hidden charges
Open an account in as little as 5 minutes
- Earn up to 3.30% APY with automated savings
- Unlimited transactions with no monthly or overdraft fees
- Free ACH transfers and incoming wires
Earn $400 bonus – perfect for growing small businesses
- $400 bonus: Deposit just $5K and maintain for 60 days
- Unlimited digital transactions with $0 monthly fee
- Free card payment processing included with account
Earn up to $200 cashback with promo code START200
- Earn up to $50 cashback per month for 4 months ($200 total)
- Use promo code START200 when opening by June 30, 2026
- Maintain $3,000 average daily balance to qualify
Automatic quarterly tax estimates and reminders
- Earn 2.00% APY on balances up to $20K
- Automatic quarterly tax estimates and reminders
- No monthly fees or account minimums
Connects with 40+ business tools and platforms
- Integrates with QuickBooks, Stripe, Shopify, and 40+ tools
- Free unlimited transactions and no monthly fees
- Free physical and virtual debit cards included
Common Questions
Everything you need to know
Which bank should I choose? ›
$25,000+
U.S. Bank Platinum — $1,200 bonus
$5,000 to $25,000
U.S. Bank Essentials — $400 bonus
Lili — 4% APY
Under $5,000
Grasshopper or Novo — $0 fees
Are these really free? ›
How fast can I open an account? ›
Is my money safe? ›
Not Sure Which Account?
Choose based on your available deposit amount
About Our Recommendations
We're committed to helping small business owners find the right banking solutions. Our recommendations are based on APY rates, fees, features, and customer reviews. We may earn a commission when you open an account through our links, at no extra cost to you. All accounts listed are FDIC insured up to $250,000 per depositor. Terms and conditions apply to all bonuses and promotional rates.
Found Disclosure: Found is a financial technology company, not a bank. Business banking services are provided by Lead Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category. FDIC insurance only covers the failure of an FDIC-insured depository institution. Found's core features are free. Found also offers an optional paid product, Found Plus for $19.99/month or $149.99/year. Filing business taxes through Found is applicable for Schedule C filers (and is included for free as part of the Found Plus annual subscription only).