Looking for a new bank account? Perhaps one with a lucrative bank account bonus?
For our annual Best Banks ranking, the experts at My Millennial Guide analyzed over thousands of data points across more than 120 banks.
We did the research so that your hard work can pay off with the best rates at the best banks.
Best Online and High Yield Savings Accounts of 2025
Choose a high-interest savings account from our list of top banks to start saving today.
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Our Pick
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Rating:
5.0
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Rating:
4.7
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Rating:
4.5
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- Earn up to 4.66% APY with no monthly fees or minimum balance requirements
- Get your money up to 2 days early
- FDIC Insured
- Earn up to 4.00% APY on balances of $5,000 or more (no monthly fees)
- 24/7 online access to your account and funds
- FDIC Insured
- Earn up to a $325 bonus and up to 3.80% APY on your money (no monthly fees)
- Get your paycheck up to two days early
- FDIC insurance up to $2 million
Best Online Checking Accounts of 2025
For convenience and flexible money management, you can’t beat a checking account. Our best checking accounts list includes many top banks with no-fee and online banking options.
- Instant $750 advance anytime
- No fees—no overdraft or maintenance
- Get paid 2 days early
- Cashback rewards at select stores
- 40,000+ fee-free ATMs
- Get a $300 bonus with a $500+ direct deposit
- No monthly fees with qualifying deposits or balance
- 4,700+ branches & 15,000+ ATMs nationwide
- No overdraft fee if overdrawn by $50 or less
- FDIC insured for added security
- Up to 3.80% APY on your money
- No account, overdraft, or monthly fees
- Get your paycheck up to two days early
- Access additional FDIC insurance up to $3 million
- Earn up to 0.25% APY on your balance
- No monthly maintenance fees
- Get up to $30 in ATM fee reimbursements each month
- Manage your account with easy mobile banking tools
Best Money Market Accounts
Money market accounts boost your savings interest and can even offer you exclusive perks. Take a look at our list to see how you can use the best money market accounts to your advantage.
Want an Online Broker For Stock Trading?
Finding the right brokerage account for your financial goals can be challenging. Make that smart money move to boost your financial power and start investing today.
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Micro-investing app
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Commission-free
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Diversification
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Rating:
4.5
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Rating:
4.5
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Rating:
5.0
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Fees: $3-$9 monthly
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Fees: Free
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Fees: 0.15% advisory fee
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Acorns is best suited for individuals looking to start investing with minimal effort and those who want to save and invest their spare change. |
Robinhood is best suited for various types of investors, especially those who are new to investing or prefer a user-friendly platform that is commission-free. |
Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing without spending a fortune. This option is best for users who want to make money consistently and let their money make them money. |
Acorns is best suited for individuals looking to start investing with minimal effort and those who want to save and invest their spare change.
Robinhood is best suited for various types of investors, especially those who are new to investing or prefer a user-friendly platform that is commission-free.
Fundrise is a very easy-to-use app that allows individuals to access crowd-funded real estate investing without spending a fortune. This option is best for users who want to make money consistently and let their money make them money.
