6 Apps Like Brigit: Get up to $500 in Seconds

Brigit charges $8.99 a month for Plus before it will advance you a dollar, and $15.99 for Premium if you want free express delivery and Credit Builder. The advance itself is $25 to $500 with no interest, but Brigit’s own figure for the average is $73, and you need a checking account that is at least two months old, three recurring deposits from the same source and a Brigit Score of 70 or better to qualify. Plenty of people pay the membership and still get declined, or borrow twice a year and realize they spent $108 for the privilege.

The apps below fix one of those problems each. Some drop the membership entirely, some go past $500, and some approve gig workers Brigit turns away. They all skip the credit check, and most can land money the same day for a small fee or in a couple of days for free. Start with the picks, then open the fine print on the one that fits how often you borrow.

Cash Advance Apps Like Brigit

Every app here is legit and used by real borrowers. Tap a pick to jump to its card, then open the fine print before you sign up.

EarnInNo membership, unlike Brigit$0 fees · up to $1,000 2

CurrentBigger limit than Brigit, no feeup to $750 3

GrantSame price as Brigit, no Brigit Score hoopsup to $500 4

CleoCheaper than Brigit for gig incomeup to $250 5

MoneyLion$0 a month, higher total limit than Brigit~$100 per request 6

TiltA dollar cheaper than Brigit, with a free trialup to $500

1. EarnIn

No membership, unlike Brigit

4.5

Max advance$1,000$150 a day

Monthly fee$0tips optional

Cash in hand~1 hourfor $3.99, or free in 1 to 3 days

Get started →

No subscription, ever

Best if Brigit’s $8.99 a month is the dealbreaker.

EarnIn lets you pull pay you have already earned, up to $150 a day, and there is no membership to keep, so a month you do not borrow costs you nothing.

No credit check0% interestNever reported to bureaus

Connect the account your paycheck lands in

EarnIn verifies the hours you have worked

Take up to $150 a day, repaid automatically on payday

Want the fine print? Fees, speed, and what you really get

Take it if

You are paid on a schedule and you are tired of paying Brigit every month for the right to borrow. EarnIn has no membership, and the per-period limit is double Brigit’s ceiling.

Skip it if

You freelance or drive for a gig app. Brigit only needs three recurring deposits; EarnIn needs to see hours worked, so no fixed schedule usually means no approval.

Fees

There is no membership, which is the whole point next to Brigit. Standard transfers cost nothing, Lightning Speed is $3.99, and tips can stay at zero.

How fast

Give it one to three business days for the free option, or roughly an hour on Lightning Speed. That is slower than Brigit’s 20 minute express, but free is free.

What you get right away

As much as $1,000 per pay period, drawn in $150 daily chunks. Brigit tops out at $500 and averages $73, so EarnIn wins on size once your pay history is in.

Is it legit

Yes. Like Brigit there is no credit pull and no interest, and EarnIn never reports to the bureaus. The thing that trips people up is proving hours, not safety.

Also includes

Balance Shield overdraft alertsTip Yourself savingsEarnIn CardCash Back Rewards

If this fits you

Pick EarnIn over Brigit if you are on a set pay schedule

No monthly fee at all. Wait 1 to 3 days for free, or pay $3.99 once to have it within the hour.

Start with EarnIn →Read our full review first

2. Current

Bigger limit than Brigit, no fee

Max advance$750grows over time

Monthly fee$0no subscription

Cash in handMinutesfor a small fee, or free in 3 days

Open an account →

No credit check

Best if you will switch banks to beat Brigit’s fee.

Current bundles a $750 Paycheck Advance into a checking account that gets your pay two days early, and unlike Brigit it never charges a membership.

No credit check0% interestNon-recourse, no collections

Open a Current account

Route a $200+ payroll deposit into it

Advance up to $750, debited when your next check lands

Want the fine print? Fees, speed, and what you really get

Take it if

You are willing to move your direct deposit. You get $250 more than Brigit’s ceiling, no monthly fee, and early pay on top.

Skip it if

You want to keep your current bank. Brigit works with the account you already have; Current needs a $200+ payroll deposit landing in its own account, and it skips CT, MD, NV, WI and DC.

Fees

Nothing monthly, which saves you Brigit’s $108 to $192 a year. Free standard delivery, and instant delivery carries a small fee the app shows before you confirm.

How fast

Roughly three business days free, or minutes for the instant fee. On a par with Brigit’s express once the account is set up.

What you get right away

Up to $750 eventually. Expect a smaller first offer while Current watches your deposits, the same way Brigit averages $73 despite its $500 ceiling.

Is it legit

Yes. No credit check, no credit impact, and the advance is non-recourse, so an unpaid balance is not sent to collections. Paycheck Advance is not offered in CT, MD, NV, WI or DC.

Also includes

Get paid up to 2 days earlyFee-free overdraft with OverdriveSavings pods with interest40,000+ fee-free ATMs

If this fits you

Choose Current over Brigit if moving your paycheck is fine

$0 a month versus Brigit’s $8.99. The advance opens up after a $200+ payroll deposit hits the account.

Start with Current →Read our full review first

3. Grant

Same price as Brigit, no Brigit Score hoops

Max advance$500avg first ~$66

Monthly fee$9.99Grant Plus, or free by email

Cash in hand~1 hourfor $2 to $21, or free in 3 days

Check your limit →

Standard delivery is free

Best if Brigit turned you down for a low Brigit Score.

Grant fronts money against your next deposit with no interest or late fees. Inside the app you will be pushed into the $9.99 a month Grant Plus plan; the free route is to email support and ask for an advance without subscribing.

No credit checkNo interestNo late fees

Link the account your pay lands in

Request an advance and pick free or express

Grant debits it when it sees your next deposit

Want the fine print? Fees, speed, and what you really get

Take it if

You are fine paying $9.99 a month for the in-app experience, or you can wait about a business day for support to set up a free advance by email.

Skip it if

You need cash today and refuse to pay a subscription. The free email route exists on paper but it is slow, and most users end up on Plus.

Fees

Standard delivery is free and express costs $2 to $21 depending on the amount. Grant Plus is $9.99 a month. Grant’s terms say Plus is optional, and you can get an advance without it by emailing support@grantcash.com, but in the app the subscription is the path most people end up on, and it does not make your advance bigger or faster.

How fast

About three business days on the free option, or close to an hour on express. Brigit’s 20 minute express is quicker, but Grant’s express fee is published and Brigit’s is not.

What you get right away

The same $25 to $500 range Brigit advertises, but Grant is honest that first advances average about $66 and few people ever see the ceiling.

Is it legit

Yes. No credit pull, no interest, no late fees, and the agreement says an unpaid advance goes to neither collections nor the credit bureaus, which Brigit does not spell out.

Also includes

Bill trackingPlay games for cashLoan and card marketplaceRent Assist

If this fits you

Start with Grant if you can accept the $9.99 Plus plan or wait a day for the free route

Most first advances are about $66. Free in 3 days, or $2 to $21 to get it within the hour.

Start with Grant →Read our full review first

4. Cleo

Cheaper than Brigit for gig income

Max advance$250first $20 to $100

Monthly fee$1.99+up to $14.99, required

Cash in handSame dayfor $3.99 to $14.99, or free in a few days

Try Cleo →

Membership required

Best if you want a cheaper membership than Brigit’s.

Cleo is an AI budgeting coach with a $20 to $250 advance attached. Its cheapest plan is $1.99 a month, a fraction of Brigit Plus, but the advance is half the size.

No credit check0% interestCancel any time

Subscribe to Cleo Plus or Builder

Connect your bank

Advance $20 to $250 based on your account activity

Want the fine print? Fees, speed, and what you really get

Take it if

You only ever needed $100 or so from Brigit and resent paying $8.99 for it. Cleo Plus starts at $1.99 and works from bank deposits, so gig income is fine.

Skip it if

You picked Brigit for the $500 ceiling. Cleo stops at $250, first-timers get $20 to $100, and the Builder plan at $10.99 to $14.99 costs about what Brigit does.

Fees

Plus is $1.99 to $5.99 a month and Builder is $10.99 to $14.99, and you need one of them to borrow, just as you need Brigit Plus. Same-day express runs $3.99 to $14.99 by amount.

How fast

A few days for free, or same day if you pay the express fee. Brigit’s 20 minute express is faster when minutes matter.

What you get right away

$20 to $250 with a $170 daily cap, and $20 to $100 the first time. Half of Brigit’s top end, and the smallest limit here.

Is it legit

Yes. No credit check and no interest. The membership is the real cost, just like Brigit, so do the math on how often you actually borrow.

Also includes

AI budgeting chatSpending roasts and hypeCredit builder card on BuilderBill negotiation

If this fits you

Swap Brigit for Cleo if $250 is enough and you want to pay less

Plans start at $1.99 a month against Brigit’s $8.99. First advances are $20 to $100.

Start with Cleo →Read our full review first

5. MoneyLion

$0 a month, higher total limit than Brigit

4.5

Per request~$100limit up to $1,000

Monthly fee$0no subscription

Cash in handMinutesfor $0.49 to $8.99, or free in 2 days

Get Instacash →

No credit check

Best if you want Brigit’s ceiling doubled with no fee.

MoneyLion Instacash has no membership and a total limit that can reach $1,000, twice Brigit’s maximum, though each request is only about $100.

No credit check0% interestNo subscription for Instacash

Connect your bank

MoneyLion sets your limit from deposit history

Request in chunks of about $100, repaid next payday

Want the fine print? Fees, speed, and what you really get

Take it if

You want a bigger cushion than Brigit without a monthly bill, and you are fine requesting it in $100 pieces.

Skip it if

You want one $500 transfer the way Brigit does it. On Instacash that is five requests, each with a Turbo fee if you cannot wait two days.

Fees

No membership for Instacash, so you save Brigit’s $8.99 every month. Standard delivery is free and Turbo costs $0.49 to $8.99 depending on the amount and destination.

How fast

About two business days free into a MoneyLion account, up to five days to an outside bank, or near instant on Turbo. Brigit’s free option at two to three days is similar.

What you get right away

Read this twice. The total limit can be $500, $700 or $1,000, but one request is about $100, so matching a $500 Brigit advance means five requests and possibly five Turbo fees.

Is it legit

Yes, with no credit check. For the record, MoneyLion settled a CFPB case in November 2025 over its old membership program, and a New York Attorney General case about its fees is still open.

Also includes

MoneyLion Spend checkingCredit Builder Plus loanManaged and active investingPersonal loan marketplace

If this fits you

Take Instacash over Brigit if you would rather pay nothing monthly

Around $100 a request with no membership. Free in about 2 days, or $0.49 to $8.99 on Turbo.

Start with Instacash →Read our full review first

6. Tilt

A dollar cheaper than Brigit, with a free trial

4.5

Max advance$500avg first $98

Monthly fee$814-day free trial

Cash in handMinutesfor a fee, or free in about a day

Get started →

14-day free trial

Best if you like the Brigit model but want a trial first.

Tilt (formerly Empower) works a lot like Brigit: a $10 to $500 advance inside an $8 a month plan. The difference is the 14-day free trial, which Brigit does not offer.

No credit check0% interestCancel any time

Link your bank and start the 14-day trial

Tilt reads your income and spending and offers an amount

Repaid automatically on your next payday

Want the fine print? Fees, speed, and what you really get

Take it if

You would pay Brigit anyway but want to test the app before the first charge, and Tilt’s $98 average first offer beats Brigit’s $73.

Skip it if

You are leaving Brigit to get away from a subscription. Tilt is $96 a year after the trial, so it fixes nothing on that front, and it is not offered in CT, ME or DC.

Fees

$8 a month once the 14-day trial ends, 99 cents under Brigit Plus. The advance carries no interest or fee, and instant delivery costs a fee that rises with the amount.

How fast

Free delivery takes about a business day, faster than Brigit’s two to three. Instant is minutes for the fee.

What you get right away

$10 to $500, the same top end as Brigit. Tilt reports a $98 average first offer and $172 for returning customers, and says more than 75% of new subscribers qualify at signup.

Is it legit

Yes. No credit check, no interest, and it is the same company that was called Empower until August 2025. Not offered in CT, ME or DC.

Also includes

Budgeting toolsAutomatic savingsCredit building products

If this fits you

Try Tilt’s free trial before paying Brigit another month

Cancel inside 14 days and it costs nothing. Advances run $10 to $500 with no credit check.

Start the free trial →Read our full review first

What to Look for in an App Like Brigit

Brigit’s weak spots tell you what to check on any replacement. Run each app through these six before you link a bank.

Is the membership optional? Brigit charges Plus before you can borrow. EarnIn, Current and MoneyLion have no monthly fee.
Average, not ceiling. Brigit advertises $500 and averages $73. Tilt says $98 first time, Grant about $66, Cleo $20 to $100. If Cleo is the other app you are weighing, see our apps like Cleo.
Approval rules. Brigit wants a two month old account, three matching deposits and a Brigit Score of 70. Cleo reads ordinary deposits, easier for gig pay.
Published express fees. Brigit hides its Plus express fee. Grant, EarnIn and MoneyLion print theirs, $0.49 to $21.
One advance at a time. Brigit makes you repay first. MoneyLion draws against a total limit in $100 pieces.
State coverage. Brigit caps Maine at $250. Tilt skips CT, ME and DC; Current skips CT, MD, NV, WI and DC.

Apps Like Brigit FAQs

Which apps like Brigit have no monthly fee?

EarnIn, Current and MoneyLion all advance money with no membership, so you skip Brigit’s $8.99 a month entirely. Grant pushes you toward a $9.99 Plus plan in the app but will set up a free advance if you email support. Cleo and Tilt charge a membership like Brigit does, though Cleo starts at $1.99 and Tilt gives you 14 days free.

Why did Brigit decline me for an advance?

Brigit needs a primary checking account open at least two months, a balance above zero, three recurring deposits from the same employer or source, and a Brigit Score of 70 or more, and it will not tell you which one you missed. If it was the deposit rule, Cleo and MoneyLion read ordinary bank activity instead. If it was account age, Current approves off a $200+ payroll deposit into its own account. EarnIn ignores your bank score altogether but needs to verify hours worked.

Which app pays more than Brigit?

Three of them. EarnIn goes to $1,000 per pay period, drawn at up to $150 a day. Current advances up to $750 once your paycheck lands there. MoneyLion’s Instacash limit can reach $1,000, though each request is about $100. Remember that Brigit’s real average is $73, so any of these is likely to beat what you were actually getting.

Is Brigit better than Tilt?

They are close. Tilt is $8 a month for a $10 to $500 advance and reports a $98 average first offer, with a 14-day free trial. Brigit is $8.99 for $25 to $500, averages $73, and adds Auto Advance, which sends the money before you overdraft without you asking. Pick Brigit if that automatic cover matters, and Tilt if you want to try before you pay or live in a state Brigit does not serve.

Can I use Brigit and another cash advance app at the same time?

Yes, nothing stops you from holding a Brigit membership and an EarnIn or MoneyLion account too, and some people do it to cover a bigger gap. Brigit itself only allows one open advance at a time. The risk is that every app debits the same paycheck, so two or three advances can leave you shorter on payday than you were before.

Final Thoughts

Brigit earns its $8.99 for one kind of person: someone who overdrafts most months and wants Auto Advance to catch it. If that is you, keep it. If you were paying the membership to borrow $100 twice a year, or Brigit declined you on the deposit or score rules, you are overpaying for an app that is not helping. EarnIn, Current and MoneyLion cost nothing to keep and go higher than $500, Cleo cuts the membership to as little as $1.99, and Tilt lets you try the Brigit model free for two weeks.

Whichever you land on, borrow the smallest amount that clears the bill and take the free delivery when you can wait. A cash advance app is a bridge across one short gap, and if you are reaching for one every payday, canceling Brigit will not fix that, but it is a cheap place to start.

Six alternatives at a glance

All seven at a glance

App	Max advance	Monthly fee	Fastest funding	Best for	Get started
4.5	$1,000 ($150 a day)	$0	~1 hr for $3.99, free in 1 to 3 days	Best if you never want a monthly fee	Get started →Our review
5	$750	$0	Minutes for a fee, free in 3 days	Best overall with no credit check	Get started →Our review
4	$500 (avg first ~$66)	$9.99 Plus (free advance by email)	~1 hr for $2 to $21, free in 3 days	Best for a small first advance	Get started →Our review
4	$250 (first $20 to $100)	$1.99 to $14.99	Same day for $3.99 to $14.99, free in a few days	Best to cover bills	Get started →Our review
4.5	~$100 per request (limit to $1,000)	$0	Minutes for $0.49 to $8.99, free in 2 days	Best for no-subscription advances	Get started →Our review
4	$500	$8.99 to $15.99	~20 min for a fee, free in 2 to 3 days	Best for saving on overdraft fees	Get started →Our review
4.5	$500	$8 (14-day free trial)	Minutes for a fee, free in about a day	Best if you borrow most months	Get started →Our review

App	Max	Fee	Speed
4.5	$1,000	$0	~1 hr	Go →Review
5	$750	$0	Minutes	Go →Review
4	$500	$9.99*	~1 hr	Go →Review
4	$250	$1.99+	Same day	Go →Review
4.5	~$100	$0	Minutes	Go →Review
4	$500	$8.99+	~20 min	Go →Review
4.5	$500	$8	Minutes	Go →Review

*Grant: a free advance is available by emailing support.