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$300 Bonus
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Earn their top-tier 3.75% APY when you maintain a $5,000+ balance. No monthly service fees or account opening costs. FDIC insured and easy online access to your funds. Enter promo code PS2025 at opening for $300 bonus. |
CIT Bank Savings Connect has an annual percentage yield of up to 3.65%, which is higher than the national average interest rate on savings accounts. This account does not charge a monthly Service Charge. |
Online and mobile banking is easy and convenient with an eChecking account. CIT customers can access checking accounts 24 hours a day online or through the mobile app. Checking accounts can be opened with a $100 minimum opening deposit. |
CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals. |
Earn their top-tier 3.75% APY when you maintain a $5,000+ balance. No monthly service fees or account opening costs. FDIC insured and easy online access to your funds. Enter promo code PS2025 at opening for $300 bonus.
CIT Bank Savings Connect has an annual percentage yield of up to 3.65%, which is higher than the national average interest rate on savings accounts. This account does not charge a monthly Service Charge.
Online and mobile banking is easy and convenient with an eChecking account. CIT customers can access checking accounts 24 hours a day online or through the mobile app. Checking accounts can be opened with a $100 minimum opening deposit.
CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals.
- Earn their top-tier 3.75% APY when you maintain a $5,000+ balance
- No monthly service fees or account opening costs
- FDIC insured and easy online access to your funds
- $300 bonus when you deposit $50,000 or more
- Earn a competitive 3.65% high-yield rate that beats the national average
- No monthly maintenance fees or hidden charges
- Open an account with just $100 minimum deposit
- Earn up to 0.25% APY on your checking balance
- No monthly fees or minimum balance required
- Access your account anytime with mobile banking and Zelle®
Reach your savings goals faster with the CIT Bank No-Penalty CD. Security and flexibility with access to funds. $1,000 minimum opening deposit.
CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals.
There is an infinite number of online banks to select from. And it might be difficult to determine which bank is the greatest for your needs because, with almost every online bank providing comparable features — such as mobile check deposits, credit cards, CDs, and savings accounts — finding the right one may be tough.
CIT Bank is a worthy competitor, and are they currently running some lucrative offers for new users.
CIT Bank promo codes and promotions are available nationwide online with some of the highest interest rates available. Remember, all of these high-interest rate accounts have a very low minimum requirement of only $100!
CIT Bank Promotions
CIT Bank’s products are perfect for preparing for unexpected emergencies, growing funds for a down-payment on a dream home, saving up for a loved one’s future, or anything in between.
And with stocks so high right now, it’s the time the perfect time to sell some investments and open a high-earning account.
CIT Bank Platinum Savings: Up to $300 bonus
CIT Bank is offering a straightforward cash bonus on its Platinum Savings account when you open an account using promo code PS2025 and deposit new funds within thirty days.
You can earn $225 by depositing between $25,000 and $49,999.99, or $300 when you deposit $50,000 or more.
Only new money qualifies, and you must keep the account open until the bonus is paid, which typically happens within sixty days after the funding window closes.
The account earns a competitive APY for balances above $5K, making the total return a mix of interest plus the upfront bonus. The offer is best suited for people who already have idle cash sitting on the sidelines, since the bonus represents less than one percent on large deposits and may not outweigh the opportunity cost if you need those funds for higher value uses like debt payoff or investing.
As long as you understand the timelines, tax reporting on the bonus, and the new-money requirement, this is an easy low-risk offer to pick up.
Open your account here and claim $300
- Earn their top-tier 3.75% APY when you maintain a $5,000+ balance
- No monthly service fees or account opening costs
- FDIC insured and easy online access to your funds
- $300 bonus when you deposit $50,000 or more
CIT Bank No-Penalty CD: 3.25% APY
CIT Bank’s No Penalty CD gives you the best of both worlds: the locked-in security of a CD and the freedom to access your money early without losing a single dollar of interest. You lock in a strong 3.25 percent APY for eleven months and still keep the option to withdraw your full balance plus earned interest starting just seven days after funding. No surprises and no penalties.
This offer stands out because it is one of the strongest no-penalty CD rates available right now and takes only $1,000 to open. There are no monthly fees, setup is fast, and your money is fully FDIC insured. Interest compounds daily so every dollar works harder for you the entire term.
If you want a safe place to grow your money with the flexibility to pull it out at any point, this is one of the best deals you can grab today.
Reach your savings goals faster with the CIT Bank No-Penalty CD. Security and flexibility with access to funds. $1,000 minimum opening deposit.
CIT Bank Term CDs: Up to 3.50% APY
CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals.
These are the following rates for CDs from CIT Bank ($1,000 minimum to open):
| CD Term Rates | APY |
|---|---|
| 18-Month | 3.00% |
| 13-Month | 3.50% |
| 6-Month | 3.00% |
| 5-Year | 0.50% |
| 4-Year | 0.50% |
| 3-Year | 0.40% |
| 2-Year | 0.40% |
| 1-Year | 0.30% |
Highlights
- There is a minimum deposit of $1,000 to open a CIT Bank High Yield Certificate of Deposit.
- The CD account has no monthly maintenance fees and it comes with free online banking.
- Your money is FDIC insured and the interest is compounded daily to maximize your earning potential.
CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals.
Related: 9 Best 12-Month CD Rates
CIT Bank Reviews
I'm “over the moon” with their interest rates, so what's not to love. With a very minimal deposit you get a great rate. Customer service is also good; easily accessible to get a human who can help you.
Posted by: Joanna D.
CIT Bank is a bank that is advertised as being a great bank. My personal experience with this bank says otherwise. You can, of course, set up standard accounts with them as well as a couple of special investing accounts. As far as bank security goes, that is another story. I got a phone call from the bank one day asking if someone withdrew a large amount of cash out of my account. I, of course, told them no because I was home. Apparently, someone was able to get into the bank's system and pull the required information to withdraw money from my account along with many other accounts. They did manage to recover my money but it took them months to do so. Afterwards, I ended my account with them and moved onto another bank. Overall, the bank got the job done but it could have been done better.
Posted by: Bettie R.
Here are just some of the things CIT Bank has to offer its customers:
- Security. CIT Bank is a top 50 U.S. online bank and member of the Federal Deposit Insurance Corporation (FDIC), insuring your accounts up to $250,000 per depositor, for each account category.
- Simplicity. Opening an account takes as little as 10 minutes and $100.
- Returns. They work hard for your hard-earned money with interest rates higher than the national average and no opening or monthly service fees.
- Rewards. Savings and Checking accounts earn a competitive rate you can increase with a monthly deposit of at least $100 or by maintaining a minimum balance of $25,000.
- Efficiency. Don’t wait in line at a bank—manage your account, transfer funds, and deposit checks online or through the mobile app.
- Accessibility. Use any ATM with an eChecking debit card without paying any fees—you can receive up to $30 per month to offset other bank’s ATM charges.
- Knowledge. Plan how you’ll meet your financial goals and get a real-time look at personal finances with CIT’s calculators.
CIT Bank offers three main depository product types: savings accounts, Certificates of Deposit (CDs), and IRA CDs.
Each of its products typically comes with one of the top interest rates available nationwide, helped by the fact that the bank does not have the overhead costs associated with operating branch locations because of its wholly online system.
About CIT Bank
Through their nationwide direct bank, CIT Bank offers consumers competitive deposit products to advance their savings strategies, including a range of CDs, a high-yield savings product and IRAs. CIT Bank has been recognized by personal finance sources including MyBankTracker, NerdWallet, and GOBankingRates for its products that drive value for banking customers.
Overview: CIT Bank offers High Yield Savings, Money Market, CDs and Custodial Accounts designed to help you maximize your personal finances.
The Final Word
CIT Bank offers three main depository product types: savings accounts, Certificates of Deposit (CDs), and IRA CDs. Each of its products typically comes with one of the top interest rates available nationwide, helped by the fact that the bank does not have the overhead costs associated with operating branch locations because of its wholly online system.
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$300 Bonus
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|
|
|
|
Earn their top-tier 3.75% APY when you maintain a $5,000+ balance. No monthly service fees or account opening costs. FDIC insured and easy online access to your funds. Enter promo code PS2025 at opening for $300 bonus. |
CIT Bank Savings Connect has an annual percentage yield of up to 3.65%, which is higher than the national average interest rate on savings accounts. This account does not charge a monthly Service Charge. |
Online and mobile banking is easy and convenient with an eChecking account. CIT customers can access checking accounts 24 hours a day online or through the mobile app. Checking accounts can be opened with a $100 minimum opening deposit. |
CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals. |
Earn their top-tier 3.75% APY when you maintain a $5,000+ balance. No monthly service fees or account opening costs. FDIC insured and easy online access to your funds. Enter promo code PS2025 at opening for $300 bonus.
CIT Bank Savings Connect has an annual percentage yield of up to 3.65%, which is higher than the national average interest rate on savings accounts. This account does not charge a monthly Service Charge.
Online and mobile banking is easy and convenient with an eChecking account. CIT customers can access checking accounts 24 hours a day online or through the mobile app. Checking accounts can be opened with a $100 minimum opening deposit.
CIT Bank CDs provide a safe, secure way to grow your savings. Choose from a selection of CD rates and terms to help you stay on target for your savings goals.
I hope these tips shed some light on basic money management and features of the best savings accounts. Even though it seems like a lot of information to digest in one go, remember to start slowly, one step at a time. Before you know it, you'll be managing your personal finances like a boss.
Come check back soon as we will regularly update this post whenever CIT Bank has new promotions!
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