If you are here, you probably want to buy individual stocks but you do not trust yourself to read a balance sheet. You have seen Tykr's green, gray, and red labels in a YouTube video or an ad. Now you want to know if a stock screener that says “On Sale” or “Overpriced” is worth $99.99 a year, or whether it is one more subscription you will forget to cancel.
Short answer: yes, if you are a beginner who wants a clear buy, hold, or sell signal and is willing to learn why the signal says what it says. No, if you trade on charts, only own index funds, or want someone to hand you a stock pick every Tuesday.
I have paid for Morningstar Investor, Seeking Alpha, and Stock Rover, so I can tell you exactly where Tykr fits next to them. Every number in this review comes from Tykr's own pricing page, knowledge base, and the app stores as of September 2026, not from the company's marketing deck.
The clearest beginner stock tool in the category: one Score, one Margin of Safety, and an On Sale, Watch, or Overpriced label on every stock, with the math published.
- Traffic-light labels backed by a public formula you can rebuild in Excel
- Watchlist alerts when a stock flips to On Sale or Overpriced
- Portfolio tracker that connects to 25+ brokers, plus a one-hour course
- Not for traders: no charts, no technicals, delayed pricing still “coming soon”
The 60-Second Answer
Tykr is worth $99.99 a year if you want to own individual stocks, you have never analyzed a financial statement, and you want a system that turns four years of a company's numbers into one label you can act on. Most people never need a plan above Premium.
Skip it if your money sits in three index funds, if you trade on technicals, or if you want a newsletter that tells you what to buy. Tykr is a value-investing screener with training wheels, not a pick service.
- Price: Premium $14.99 a month or $99.99 a year. Premium Plus $49.99 a month or $399.99 a year. Advanced $119.99 a month or $999.99 a year. Yearly plans include three months free. Pricing varies by country.
- Free trial: 30 days on every plan, and a separate 30-day money-back guarantee if you pay and change your mind.
- What you get: A 0 to 100 financial strength Score, a Margin of Safety calculation, an On Sale, Watch, or Overpriced label on more than 50,000 stocks in more than 50 countries, plus ETFs, crypto, watchlists with alerts, a portfolio tracker that connects to 25+ brokers, an AI helper, and a one-hour course.
- My rating: 4.2 out of 5 stars. The clearest beginner tool in the category at the lowest price. Loses points for a formula that can mislead on turnarounds and cyclical stocks, and for paid tiers that still list “coming soon” features.
Who Tykr Is For (and Who Should Skip It)
Four kinds of people land on Tykr's pricing page. Only two of them should subscribe.
The beginner who wants to own stocks but freezes at the numbers: Subscribe
You have a brokerage account, a few hundred dollars a month to invest, and a list of companies you like. What you do not have is a way to tell whether Apple at today's price is a good deal or a bad one. Tykr answers that in one screen. It also explains the math in plain English, which is the part most screeners skip. Tykr says more than 80 percent of its customers are beginners, and the product shows it.
The Buffett-style DIY investor who wants to save time: Subscribe
You already think in margins of safety and return on invested capital. You do not need Tykr to teach you. You need it to run those checks on 50,000 stocks so you can spend your time on the ten that pass. At $99.99 a year, it is the cheapest screener built around that exact framework.
The index fund investor: Skip
If your plan is VTI, BND, and a rebalance once a year, Tykr has nothing to sell you. Its ETF coverage exists, but the product is built to rate individual companies.
The trader: Skip
Tykr says it plainly on its own FAQ: it is for investing, not trading. There are no charts, no technical indicators, and pricing on the paid tiers is still labeled “15-minute delay, coming soon.” Traders should look at TradingView or the tools in our free stock analysis roundup instead.
What Tykr Actually Does
Tykr's whole product rests on one idea borrowed from Warren Buffett and Phil Town: a stock is worth buying when the business is getting more profitable and the share price sits well below what those profits justify. Tykr runs that test automatically and reports the result three ways.
The Summary is the traffic light. Every stock is On Sale (green), Watch (gray), or Overpriced (red). On Sale means a potential buy. Overpriced means a potential sell. That is the label beginners come for.
The Score runs from 0 to 100 and measures financial strength. The higher the Score, the safer the business by Tykr's math.
The MOS, or Margin of Safety, is the gap between today's share price and Tykr's Fair Value. Tykr tells you to look for a margin of safety of 50 percent or more.
Around those three numbers sits the rest of the app: watchlists that alert you when a stock flips to On Sale or Overpriced, a portfolio tracker that pulls holdings from your broker, a screener with custom filters, ETF and crypto coverage, an AI helper that uses credits, and a self-guided checklist that walks a beginner through the first 30 days. It runs in the browser and in iOS and Android apps.
How the Tykr Score Works (the math is public)
This is the part I respect most. Tykr publishes every formula in its knowledge base and says you can copy them into Excel. Here is the short version.
Fair Value. Tykr takes the current share price, grows it by the company's annualized earnings per share growth rate over the last four years for ten years, then divides by four as a conservative haircut. Growth is capped at 35 percent and floored at 15 percent so extreme cases do not blow up the number.
Margin of Safety. MOS equals 100 percent minus the share price divided by Fair Value. If a stock trades at $50 and Fair Value is $100, the MOS is 50 percent.
Score. Points come from four-year trends in return on invested capital, equity growth, earnings per share growth, sales growth, and cash growth. Return on invested capital carries the most weight at 30 points, and a company earns points for clearing 10 percent in each of the last five years.
The label. If MOS is at least 50 percent and the Score is at least 50, the stock is On Sale. Anything in between is a Watch. If neither is true, it is Overpriced.
Tykr also sells a “4M Confidence Booster,” which it describes as patented, that scores Math, Meaning, Moat, and Management out of 25 points each. Two of those four lean on ChatGPT prompts and Glassdoor ratings. Treat the 4M as a second opinion, not a verdict.
How Much Tykr Costs
- Web and mobile apps
- Stocks, ETFs and crypto
- Watchlists with alerts
- Portfolio tracker, one broker connection
- AI helper with 30 credits
- The one-hour course
- Three broker connections
- 100 AI credits
- Trending alerts
- Two features still marked coming soon
- Five broker connections
- 300 AI credits
- An API marked coming soon
Every plan includes the same 30-day free trial and the one-hour course. Prices vary by country and you only see your local price inside the trial.
Tykr markets the yearly plan as three months free. The math is better than that: $99.99 a year is about 44 percent less than twelve months at $14.99. Pricing varies by country, and you only see your local price inside the trial. Every plan includes the one-hour course, Buy and Sell Stocks with Confidence.
Which plan to pick. Premium. The only reasons to pay four times as much for Premium Plus are that you want three brokers synced into one tracker or you burn through AI credits. Advanced is built for professionals and schools, and its headline feature, the API, was not live when I checked.
The math. At $99.99 a year, Tykr costs about $8.33 a month. If it stops you from buying one overpriced stock with $2,000 that later drops 20 percent, it paid for itself four times over. If you invest less than $100 a month, the subscription is a real percentage of your contributions, so start with the free month and decide with your own numbers.
Yearly saves $79.89, about 44 percent. Both start with the same 30-day free trial, and the 30-day money-back guarantee applies once you pay, so yearly is the cheaper way in unless you already know you only want a month or two.
How the 30-Day Free Trial Works
Every plan starts with a 30-day free trial. That is generous next to the seven days Morningstar and Seeking Alpha give you, and it is long enough to run a full monthly investing cycle inside the app.
There is a second safety net. Tykr offers a 30-day money-back guarantee on paid plans. You email support and ask for a refund. Tykr also says you can cancel at any time.
Two things to do on day one. Connect your broker so the portfolio tracker has real data, then rate every stock you already own. Seeing your own holdings labeled Overpriced is the fastest way to learn what the tool does.
- Connect your broker on day one so the portfolio tracker scores what you already own.
- Rate every stock you hold. Seeing one of your own positions labeled Overpriced is the fastest way to learn what the Score is telling you.
- Set alerts on five companies you would actually buy so you find out when one flips to On Sale.
- Decide in week three, not on day 29. If you pay and change your mind, the 30-day money-back guarantee still has you covered.
Tykr vs Seeking Alpha vs Morningstar vs Stock Rover
I have paid for all three of the others. Here is where Tykr sits.
Tykr vs Seeking Alpha Premium. Seeking Alpha gives you quant ratings plus thousands of analyst articles arguing both sides of a stock. It is the better research tool and it costs about three times as much. Tykr gives you one clear signal and the math behind it. If you want to read, buy Seeking Alpha. If you want an answer, buy Tykr. Our best stock research apps roundup puts them side by side.
Tykr vs Morningstar Investor. Morningstar is built for fund investors and 401(k) audits, with human analyst reports and Portfolio X-Ray. Tykr does not do funds well and has no analysts. If most of your money is in mutual funds, read our Morningstar Investor review instead.
Tykr vs Stock Rover. Stock Rover is the power screener, with hundreds of metrics and ten years of data. It assumes you know what to screen for. Tykr assumes you do not. Beginners who buy Stock Rover tend to stop using it. Beginners who buy Tykr tend to use it because there is nothing to configure.
The 16 Percent Claim
Tykr's homepage says that over the last five years the S&P 500 returned about 12 percent a year while Tykr returned about 16 percent, and adds that returns are not guaranteed. I could not find an audited track record behind that number, and Tykr does not publish a model portfolio you can check.
Read it the way you would read any backtest. A rules-based value screen can beat the index in some five-year windows and trail it in others. Tykr's rules favor companies with rising earnings trading below its Fair Value, which is a reasonable place to look. It is not a promise, and the founder's own history page frames the product as a way to invest with confidence, not a way to beat the market.
What's Not Great About Tykr
Honesty is the whole point of a review, so here is what bothered me.
The formula punishes turnarounds and rewards momentum. Fair Value grows the current share price by past earnings growth. A company coming off a bad year gets a low Fair Value even if the recovery has started. A company at the top of its cycle looks cheap right before earnings roll over. Cyclicals, banks, and commodity stocks need a human check.
Fair Value starts from the share price. Because the formula uses today's price as its base, a stock that has already run up carries that run into its Fair Value. That is a design choice Tykr explains in its knowledge base, and it is the main reason I treat the MOS as a screen rather than a valuation.
Paid tiers list “coming soon” features. Premium Plus and Advanced advertise 15-minute delayed pricing, buying and selling inside Tykr, and an API, all still marked coming soon. Do not pay for a tier because of a feature that is not live.
The 4M scores lean on ChatGPT and Glassdoor. Meaning and Management points come partly from a ChatGPT prompt and from Glassdoor employee ratings. That is a creative shortcut, not fundamental analysis.
Marketing numbers do not match each other. The homepage says 40+ connected brokers in one place and 25+ in another. The community count reads 13,000 on one page and 12,000 on another. Small things, but they make me double-check everything else.
The review base is still small. The iOS app holds a 4.9 from 98 ratings and the Android app a 4.6 from 139 reviews as of September 2026. Trustpilot files the company under tykr.pro rather than tykr.com, which is easy to miss, and shows 4.8 from 166 reviews. The scores are strong. There are just not many of them yet for a product that launched in 2020.
None of these are deal-breakers for the beginner this product is built for. They are the reasons it is a 4.2 and not a 4.7.
The Bottom Line
Tykr does one thing well: it turns a company's last four years of numbers into a label a beginner can act on, and it shows its work. For $99.99 a year, that is a fair trade for anyone who wants to own individual stocks without pretending to be an analyst.
Take the 30-day trial, rate everything you already own, and run the screener for On Sale stocks in industries you understand. If you find yourself checking it before every buy, keep it. If you find yourself wanting charts or analyst debate, you have outgrown it, and that is fine too.
How to Sign Up
- Open Tykr's free trial page and pick a plan. Premium is the right one for almost everyone.
- Choose yearly if you already know you will use it. The yearly plan costs about 44 percent less than paying monthly.
- Connect your broker and complete the self-guided checklist. The one-hour course is included on every plan.
- Set alerts on your watchlist so Tykr tells you when a stock flips to On Sale.
How to Cancel
Tykr says you can cancel at any time. If you paid and want out inside the first 30 days, email Tykr's support address and ask for a refund under the money-back guarantee. Set a reminder on day 25 of the trial so you decide on your own schedule, not the billing system's.
Frequently Asked Questions
Yes. Tykr LLC launched the software in July 2020, publishes its formulas, and by its own count serves more than 12,000 customers in more than 50 countries. It is a screener and education platform, not a broker, and it does not hold your money.
There is no permanent free plan. Every paid plan starts with a 30-day free trial, and paid plans carry a 30-day money-back guarantee.
For a beginner buying individual stocks, yes at $99.99 a year. For index fund investors and traders, no.
It labels stocks On Sale, Watch, or Overpriced based on its math. It does not send picks, and it says on its own site that the labels are not financial advice.
Yes on every plan, but the scoring system was built for individual companies, and that is where it is strongest.
Seeking Alpha for depth and debate. Tykr for a single clear signal at a third of the price.
Yes. Premium connects one broker, Premium Plus three, and Advanced five. Tykr lists Schwab, Fidelity, Robinhood, and E*TRADE among them.
